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For the year ending 2025-12-31, SNFCA made $344,587,538 in revenue. $32,152,330 in net income. Net profit margin of 9.33%.

Income Overview

Revenue
$344,587,538
Net Income
$32,152,330
Net Profit Margin
9.33%
EPS
$1.26
Unit: Dollar
Revenue Breakdown
    • Insurance premiums and other con...
    • Mortgage fee income
    • Net investment income
    • Others

Income Statement
2025-12-31
2024-12-31
Total revenues
344,587,538 334,522,668
Policyholder benefits and claims (including the impact of assumption updates to the liability for future policy benefits of nil and nil for 2025 and 2024, respectively)
100,817,674 4,584,763
Amortization of deferred policy and pre-need acquisition costs and value of business acquired
11,660,708 15,940,371
Commissions
47,048,596 46,972,909
Personnel
87,151,803 85,084,802
Advertising
3,514,641 3,115,120
Rent and rent related
3,760,519 5,147,069
Death benefits
-58,116,837
Depreciation on property and equipment
2,425,185 2,383,621
Costs related to funding mortgage loans
6,622,489 6,134,709
Other
30,997,264 27,627,210
Increase in future policy benefits
-36,253,859
Interest expense
4,518,965 4,254,100
Cost of goods and services sold cemeteries and mortuaries
4,660,090 4,803,528
Total benefits and expenses
303,177,934 300,418,898
Earnings before income taxes
41,409,604 34,103,770
Income tax expense
9,257,274 7,568,002
Net earnings
32,152,330 26,535,768
Basic EPS
1.3 1.14
Diluted EPS
1.26 1.11
Basic Average Shares
24,727,498 23,314,643
Diluted Average Shares
25,484,312 23,975,508
Unit: Dollar.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Secondary gains-$75,816,772 Loan fees-$24,765,098 Interest income$8,650,067 Life Insurance$76,379,023 (1949.06%↑ Y/Y)Cemetery And Mortuary$2,345,283 (283489.24%↑ Y/Y)Mortgage$614,206 (16.82%↑ Y/Y)Major Goods OrServices Lines At Need$21,300,289 Major Goods OrServices Lines Pre Need$7,404,161 Life Insurance$3,229,181 (-13.37%↓ Y/Y)Cemetery And Mortuary$1,347,054 (162784.40%↑ Y/Y)Mortgage$60,142 (-88.56%↓ Y/Y)Life Insurance$1,903,939 (-48.92%↓ Y/Y)Mortgage$1,117,513 (112.55%↑ Y/Y)Cemetery And Mortuary$920,325 (111184.76%↑ Y/Y)Change in fair value ofloans held for sale-$615,973 Insurance premiums andother considerations$119,757,103 (0.08%↑ Y/Y)Mortgage fee income$108,209,319 (0.60%↑ Y/Y)Net investmentincome$79,338,512 (10.61%↑ Y/Y)Net mortuary andcemetery sales$28,704,450 (-1.15%↓ Y/Y)Gains on investmentsand other assets$4,636,377 (138.75%↑ Y/Y)Other$3,941,777 (-14.38%↓ Y/Y)Change in fair value ofloan commitments$833,073 Provision for loan lossreserve$805,518 Total revenues$344,587,538 (3.01%↑ Y/Y)Earnings before incometaxes$41,409,604 (21.42%↑ Y/Y)Total benefits andexpenses$303,177,934 (0.92%↑ Y/Y)Net earnings$32,152,330 (21.17%↑ Y/Y)Income tax expense$9,257,274 (22.32%↑ Y/Y)Policyholder benefits andclaims (including the...$100,817,674 (2098.97%↑ Y/Y)Personnel$87,151,803 (2.43%↑ Y/Y)Commissions$47,048,596 (0.16%↑ Y/Y)Other$30,997,264 (12.20%↑ Y/Y)Amortization of deferredpolicy and pre-need...$11,660,708 (-26.85%↓ Y/Y)Costs related tofunding mortgage loans$6,622,489 (7.95%↑ Y/Y)Cost of goods andservices sold cemeteries...$4,660,090 (-2.99%↓ Y/Y)Interest expense$4,518,965 (6.23%↑ Y/Y)Rent and rent related$3,760,519 (-26.94%↓ Y/Y)Advertising$3,514,641 (12.83%↑ Y/Y)Depreciation on property andequipment$2,425,185 (1.74%↑ Y/Y)

SECURITY NATIONAL FINANCIAL CORP (SNFCA)

SECURITY NATIONAL FINANCIAL CORP (SNFCA)