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Balance Sheets Overview

Debt to Asset Ratio
81.83%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans held for sale (includes 29...
    • Loans held for investment, at fa...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Savings deposits
    • Additional paid-in capital
    • Demand deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
3,126,237
3,401,020
4,929,452
3,246,351
Restricted cash and restricted cash equivalents
439,322
360,231
427,321
500,096
Investment securities (includes available-for-sale securities of 3,993,310 and 2,454,453 at fair value with associated amortized cost of 3,993,321 and 2,434,627, as of june30, 2026 and december31, 2025, respectively)
4,225,652
3,231,227
2,575,607
2,512,437
Loans held for sale (includes 29.7 billion and 22.7 billion at fair value, as of june30, 2026 and december31, 2025, respectively)
29,737,289
25,454,796
22,862,749
21,587,350
Loans held for investment, at fair value
16,920,564
15,336,820
13,657,578
11,827,987
Loans held for investment, at amortized cost (less allowance for credit losses of 56,459 and 50,934, as of june30, 2026 and december31, 2025, respectively)
1,275,529
1,381,174
1,516,736
1,483,950
Servicing rights
364,318
367,902
378,178
383,526
Property, equipment and software
496,712
448,488
416,448
386,629
Goodwill
1,425,015
1,393,505
1,393,505
1,393,505
Intangible assets
226,528
215,087
231,919
247,845
Operating lease right-of-use assets
86,149
88,856
93,941
79,419
Other assets (less allowance for credit losses of 2,557 and 2,998, as of june30, 2026 and december31, 2025, respectively)
2,624,233
2,019,152
2,177,044
1,644,355
Total assets
60,947,548
53,698,258
50,660,478
45,293,450
Savings deposits
37,020,452
35,342,000
32,461,228
28,587,788
Demand deposits
4,020,094
3,691,384
3,685,409
2,614,287
Time deposits
4,375,711
1,086,315
1,240,713
1,603,588
Interest-bearing deposits
45,416,257
40,119,699
37,387,350
32,805,663
Noninterest-bearing deposits
126,903
122,998
118,045
140,736
Total deposits
45,543,160
40,242,697
37,505,395
32,946,399
Accounts payable, accruals and other liabilities
923,024
729,265
743,716
759,612
Operating lease liabilities
104,083
100,707
106,190
93,004
Total, before unamortized debt issuance costs, premiums and discounts
3,312,940
1,827,413
1,830,629
2,730,942
Less unamortized debt issuance costs, premiums and discounts
12,396
13,932
15,467
17,000
Debt
3,300,544
1,813,481
1,815,162
2,713,942
Residual interests classified as debt
510
517
520
530
Total liabilities
49,871,321
42,886,667
40,170,983
36,513,487
Common stock, 0.00 par value 3,100,000,000 and 3,100,000,000 shares authorized 1,290,312,404 and 1,270,568,878 shares issued and outstanding, as of june 30, 2026 and december 31, 2025, respectively
128
127
126
120
Additional paid-in capital
11,589,035
11,471,754
11,302,668
9,768,122
Accumulated other comprehensive income (loss)
-11,981
-2,743
10,979
9,548
Accumulated deficit
-500,955
-657,547
-824,278
-997,827
Total equity
11,076,227
10,811,591
10,489,495
8,779,963
Total liabilities and equity
60,947,548
53,698,258
50,660,478
45,293,450
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held for sale(includes 29.7 billion and...$29,737,289K (48.22%↑ Y/Y)Loans held forinvestment, at fair value$16,920,564K (57.52%↑ Y/Y)Investment securities(includes...$4,225,652K (77.94%↑ Y/Y)Cash and cashequivalents$3,126,237K (47.29%↑ Y/Y)Other assets (lessallowance for credit...$2,624,233K (95.74%↑ Y/Y)Goodwill$1,425,015K (2.26%↑ Y/Y)Loans held forinvestment, at amortized...$1,275,529K (-9.75%↓ Y/Y)Property, equipment andsoftware$496,712K (40.02%↑ Y/Y)Restricted cash andrestricted cash...$439,322K (-25.80%↓ Y/Y)Servicing rights$364,318K (-2.85%↓ Y/Y)Intangible assets$226,528K (-14.04%↓ Y/Y)Operating leaseright-of-use assets$86,149K (11.57%↑ Y/Y)Total assets$60,947,548K (48.25%↑ Y/Y)Total liabilities andequity$60,947,548K (48.25%↑ Y/Y)Total liabilities$49,871,321K (45.60%↑ Y/Y)Total equity$11,076,227K (61.45%↑ Y/Y)Accumulated deficit-$500,955K (55.95%↑ Y/Y)Accumulated othercomprehensive income (loss)-$11,981K (-433.45%↓ Y/Y)Total deposits$45,543,160K (54.17%↑ Y/Y)Debt$3,300,544K (-16.29%↓ Y/Y)Accounts payable,accruals and other...$923,024K (36.48%↑ Y/Y)Operating leaseliabilities$104,083K (13.83%↑ Y/Y)Residual interestsclassified as debt$510K (-7.94%↓ Y/Y)Additional paid-in capital$11,589,035K (44.97%↑ Y/Y)Less unamortizeddebt issuance costs,...$12,396K (-33.11%↓ Y/Y)Common stock, 0.00 parvalue 3,100,000,000...$128K (15.32%↑ Y/Y)Interest-bearing deposits$45,416,257K (54.42%↑ Y/Y)Noninterest-bearing deposits$126,903K (-2.06%↓ Y/Y)Total, beforeunamortized debt issuance...$3,312,940K (-16.36%↓ Y/Y)Savings deposits$37,020,452K (40.11%↑ Y/Y)Time deposits$4,375,711K (635.28%↑ Y/Y)Demand deposits$4,020,094K (67.92%↑ Y/Y)

SoFi Technologies, Inc. (SOFI)

SoFi Technologies, Inc. (SOFI)

🚨 Price Alert: The stock price jumped by 18.69% after the earning call.