| Balance Sheets | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Cash and cash equivalents | 3,246,351 | 2,122,502 | 2,085,697 | 2,354,965 |
| Restricted cash and restricted cash equivalents | 500,096 | 592,101 | 630,439 | 614,794 |
| Investment securities (includes available-for-sale securities of 2,393,242 and 1,804,043 at fair value with associated amortized cost of 2,375,811 and 1,807,686, as of september30, 2025 and december31, 2024, respectively) | 2,512,437 | 2,374,810 | 2,153,456 | 1,554,285 |
| Loans held for sale (includes 21.5 billion and 17.7 billion at fair value, as of september30, 2025 and december31, 2024, respectively) | 21,587,350 | 20,063,089 | 18,226,063 | 17,324,514 |
| Loans held for investment, at fair value | 11,827,987 | 10,741,641 | 9,571,457 | 7,876,667 |
| Loans held for investment, at amortized cost (less allowance for credit losses of 50,634 and 46,684, as of september30, 2025 and december31, 2024, respectively) | 1,483,950 | 1,413,385 | 1,296,413 | 1,417,262 |
| Servicing rights | 383,526 | 375,006 | 389,780 | 296,127 |
| Property, equipment and software | 386,629 | 354,755 | 316,599 | 266,226 |
| Goodwill | 1,393,505 | 1,393,505 | 1,393,505 | 1,393,505 |
| Intangible assets | 247,845 | 263,522 | 279,757 | 314,959 |
| Operating lease right-of-use assets | 79,419 | 77,213 | 77,841 | 84,149 |
| Other assets (less allowance for credit losses of 3,120 and 2,444, as of september30, 2025 and december31, 2024, respectively) | 1,644,355 | 1,340,642 | 1,328,279 | 882,723 |
| Total assets | 45,293,450 | 41,112,171 | 37,749,286 | 34,380,176 |
| Savings deposits | 28,587,788 | 26,422,013 | 24,478,243 | 20,515,821 |
| Demand deposits | 2,614,287 | 2,393,984 | 2,295,740 | 2,402,196 |
| Time deposits | 1,603,588 | 595,107 | 362,184 | 1,433,761 |
| Interest-bearing deposits | 32,805,663 | 29,411,104 | 27,136,167 | 24,351,778 |
| Noninterest-bearing deposits | 140,736 | 129,570 | 120,361 | 56,008 |
| Total deposits | 32,946,399 | 29,540,674 | 27,256,528 | 24,407,786 |
| Accounts payable, accruals and other liabilities | 759,612 | 676,293 | 674,385 | 569,018 |
| Operating lease liabilities | 93,004 | 91,434 | 93,135 | 101,028 |
| Total outstanding | 2,730,942 | 3,961,168 | 3,066,208 | 3,203,325 |
| Less unamortized debt issuance costs, premiums and discounts | 17,000 | 18,532 | 20,063 | 23,120 |
| Debt | 2,713,942 | 3,942,636 | 3,046,145 | 3,180,205 |
| Residual interests classified as debt | 530 | 554 | 579 | 658 |
| Total liabilities | 36,513,487 | 34,251,591 | 31,070,772 | 28,258,695 |
| Common stock | 120 | 111 | 110 | 108 |
| Additional paid-in capital | 9,768,122 | 7,994,095 | 7,910,058 | 7,751,335 |
| Accumulated other comprehensive income (loss) | 9,548 | 3,593 | 2,828 | 8,109 |
| Accumulated deficit | -997,827 | -1,137,219 | -1,234,482 | -1,638,071 |
| Total permanent equity | 8,779,963 | 6,860,580 | 6,678,514 | 6,121,481 |
| Total liabilities and permanent equity | 45,293,450 | 41,112,171 | 37,749,286 | 34,380,176 |
SoFi Technologies, Inc. (SOFI)
SoFi Technologies, Inc. (SOFI)