| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and cash equivalents | 3,401,020 | 4,929,452 | 3,246,351 | 2,122,502 |
| Restricted cash and restricted cash equivalents | 360,231 | 427,321 | 500,096 | 592,101 |
| Investment securities (includes available-for-sale securities of 3,048,360 and 2,454,453 at fair value with associated amortized cost of 3,043,774 and 2,434,627, as of march31, 2026 and december31, 2025, respectively) | 3,231,227 | 2,575,607 | 2,512,437 | 2,374,810 |
| Loans held for sale (includes 25.3 billion and 22.7 billion at fair value, as of march31, 2026 and december31, 2025, respectively) | 25,454,796 | 22,862,749 | 21,587,350 | 20,063,089 |
| Loans held for investment, at fair value | 15,336,820 | 13,657,578 | 11,827,987 | 10,741,641 |
| Loans held for investment, at amortized cost (less allowance for credit losses of 51,934 and 50,934, as of march31, 2026 and december31, 2025, respectively) | 1,381,174 | 1,516,736 | 1,483,950 | 1,413,385 |
| Servicing rights | 367,902 | 378,178 | 383,526 | 375,006 |
| Property, equipment and software | 448,488 | 416,448 | 386,629 | 354,755 |
| Goodwill | 1,393,505 | 1,393,505 | 1,393,505 | 1,393,505 |
| Intangible assets | 215,087 | 231,919 | 247,845 | 263,522 |
| Operating lease right-of-use assets | 88,856 | 93,941 | 79,419 | 77,213 |
| Other assets (less allowance for credit losses of 2,682 and 2,998, as of march31, 2026 and december31, 2025, respectively) | 2,019,152 | 2,177,044 | 1,644,355 | 1,340,642 |
| Total assets | 53,698,258 | 50,660,478 | 45,293,450 | 41,112,171 |
| Savings deposits | 35,342,000 | 32,461,228 | 28,587,788 | 26,422,013 |
| Demand deposits | 3,691,384 | 3,685,409 | 2,614,287 | 2,393,984 |
| Time deposits | 1,086,315 | 1,240,713 | 1,603,588 | 595,107 |
| Interest-bearing deposits | 40,119,699 | 37,387,350 | 32,805,663 | 29,411,104 |
| Noninterest-bearing deposits | 122,998 | 118,045 | 140,736 | 129,570 |
| Total deposits | 40,242,697 | 37,505,395 | 32,946,399 | 29,540,674 |
| Accounts payable, accruals and other liabilities | 729,265 | 743,716 | 759,612 | 676,293 |
| Operating lease liabilities | 100,707 | 106,190 | 93,004 | 91,434 |
| Total, before unamortized debt issuance costs, premiums and discounts | 1,827,413 | 1,830,629 | 2,730,942 | 3,961,168 |
| Less unamortized debt issuance costs, premiums and discounts | 13,932 | 15,467 | 17,000 | 18,532 |
| Debt | 1,813,481 | 1,815,162 | 2,713,942 | 3,942,636 |
| Residual interests classified as debt | 517 | 520 | 530 | 554 |
| Total liabilities | 42,886,667 | 40,170,983 | 36,513,487 | 34,251,591 |
| Common stock, 0.00 par value 3,100,000,000 and 3,100,000,000 shares authorized 1,281,409,498 and 1,270,568,878 shares issued and outstanding, as of march31, 2026 and december31, 2025, respectively | 127 | 126 | 120 | 111 |
| Additional paid-in capital | 11,471,754 | 11,302,668 | 9,768,122 | 7,994,095 |
| Accumulated other comprehensive income (loss) | -2,743 | 10,979 | 9,548 | 3,593 |
| Accumulated deficit | -657,547 | -824,278 | -997,827 | -1,137,219 |
| Total equity | 10,811,591 | 10,489,495 | 8,779,963 | 6,860,580 |
| Total liabilities and equity | 53,698,258 | 50,660,478 | 45,293,450 | 41,112,171 |
SoFi Technologies, Inc. (SOFI)
SoFi Technologies, Inc. (SOFI)