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Income Overview

Revenue
$1,218,676K
Net Income
$147,354K
Net Profit Margin
12.09%
EPS
$0.12
Unit: Thousand (K) dollars
Revenue Breakdown
    • Lending Segment
    • Financial Services Segment
    • Technology Platform Segment
Revenue Breakdown
    • Total interest income
    • Total interest expense
    • Loan origination, sales, securit...
    • Others
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total net revenue
1,218,676
1,100,368
1,025,051
961,600
Provision for credit losses
13,755
8,895
5,407
9,199
Technology and product development
191,276
187,675
172,836
167,144
Sales and marketing
392,397
335,539
305,614
286,878
Cost of operations
200,139
171,123
161,618
161,423
General and administrative
216,800
197,584
194,244
188,405
Goodwill impairment
-
-
0
-
Total noninterest expense
1,000,612
891,921
834,312
803,850
Income before income taxes
204,309
199,552
185,332
148,551
Income tax expense
47,717
32,821
11,783
9,159
Net income
156,592
166,731
173,549
139,392
Unrealized gains (losses) on available-for-sale securities, net
-9,306
-12,948
726
6,183
Foreign currency translation adjustments, net
68
-774
705
-228
Total other comprehensive income (loss)
-9,238
-13,722
1,431
5,955
Comprehensive income
147,354
153,009
174,980
145,347
Basic EPS
0.12
0.13
0.143
0.12
Diluted EPS
0.12
0.12
0.13
0.11
Basic Average Shares
1,284,303,000
1,276,328,000
1,224,355,000
1,171,205,000
Diluted Average Shares
1,351,990,000
1,378,011,000
1,347,714,000
1,291,011,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Lending Segment$724,798K (63.42%↑ Y/Y)Financial ServicesSegment$466,278K (28.62%↑ Y/Y)Technology PlatformSegment$84,505K (-23.06%↓ Y/Y)Operating Segments$1,275,581K (39.27%↑ Y/Y)Total net revenue$1,218,676K (42.54%↑ Y/Y)Corporate Non Segment-$56,905K (6.61%↑ Y/Y)Income before incometaxes$204,309K (82.11%↑ Y/Y)Total noninterestexpense$1,000,612K (36.56%↑ Y/Y)Provision for creditlosses$13,755K (37.07%↑ Y/Y)Net income$156,592K (61.00%↑ Y/Y)Income tax expense$47,717K (219.63%↑ Y/Y)Sales and marketing$392,397K (48.22%↑ Y/Y)General andadministrative$216,800K (31.08%↑ Y/Y)Cost of operations$200,139K (33.04%↑ Y/Y)Technology and productdevelopment$191,276K (25.72%↑ Y/Y)Comprehensive income$147,354K (50.32%↑ Y/Y)Total othercomprehensive income (loss)-$9,238K (-1307.58%↓ Y/Y)Foreign currencytranslation adjustments,...$68K (112.08%↑ Y/Y)Unrealized gains (losses)on...-$9,306K (-800.75%↓ Y/Y)

SoFi Technologies, Inc. (SOFI)

SoFi Technologies, Inc. (SOFI)

🚨 Price Alert: The stock price jumped by 18.69% after the earning call.