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For the quarter ending 2026-03-31, SOFI made $1,100,368K in revenue. $153,009K in net income. Net profit margin of 13.91%.

Income Overview

Revenue
$1,100,368K
Net Income
$153,009K
Net Profit Margin
13.91%
EPS
$0.12
Unit: Thousand (K) dollars
Revenue Breakdown
    • Lending Segment
    • Financial Services Segment
    • Technology Platform Segment
Revenue Breakdown
    • Total interest income
    • Total interest expense
    • Loan origination, sales, securit...
    • Others

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total net revenue
1,100,368 1,025,051 961,600 854,944
Provision for credit losses
8,895 5,407 9,199 10,035
Technology and product development
187,675 172,836 167,144 152,146
Sales and marketing
335,539 305,614 286,878 264,744
Cost of operations
171,123 161,618 161,423 150,437
General and administrative
197,584 194,244 188,405 165,390
Goodwill impairment
-0 --
Total noninterest expense
891,921 834,312 803,850 732,717
Income before income taxes
199,552 185,332 148,551 112,192
Income tax expense
32,821 11,783 9,159 14,929
Net income
166,731 173,549 139,392 97,263
Unrealized gains (losses) on available-for-sale securities, net
-12,948 726 6,183 1,328
Foreign currency translation adjustments, net
-774 705 -228 -563
Total other comprehensive income (loss)
-13,722 1,431 5,955 765
Comprehensive income
153,009 174,980 145,347 98,028
Basic EPS
0.13 0.143 0.12 0.09
Diluted EPS
0.12 0.13 0.11 0.08
Basic Average Shares
1,276,328,000 1,224,355,000 1,171,205,000 1,107,006,000
Diluted Average Shares
1,378,011,000 1,347,714,000 1,291,011,000 1,182,877,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Lending Segment$642,420K (55.41%↑ Y/Y)Financial ServicesSegment$428,543K (41.38%↑ Y/Y)Technology PlatformSegment$75,086K (-27.40%↓ Y/Y)Operating Segments$1,146,049K (39.78%↑ Y/Y)Total net revenue$1,100,368K (42.58%↑ Y/Y)Corporate Non Segment-$45,681K (5.15%↑ Y/Y)Income before incometaxes$199,552K (150.12%↑ Y/Y)Total noninterestexpense$891,921K (29.96%↑ Y/Y)Provision for creditlosses$8,895K (56.66%↑ Y/Y)Net income$166,731K (134.45%↑ Y/Y)Income tax expense$32,821K (278.73%↑ Y/Y)Sales and marketing$335,539K (40.88%↑ Y/Y)General andadministrative$197,584K (26.33%↑ Y/Y)Technology and productdevelopment$187,675K (20.15%↑ Y/Y)Cost of operations$171,123K (26.27%↑ Y/Y)Comprehensive income$153,009K (85.90%↑ Y/Y)Total othercomprehensive income (loss)-$13,722K (-222.59%↓ Y/Y)Unrealized gains (losses)on...-$12,948K (-212.96%↓ Y/Y)Foreign currencytranslation adjustments,...-$774K (-187.73%↓ Y/Y)

SoFi Technologies, Inc. (SOFI)

SoFi Technologies, Inc. (SOFI)