Financial insights of SOFI

MyFinsight

For the quarter ending 2025-09-30, SOFI made $1,771,633K in revenue. $145,347K in net income. Net profit margin of 8.20%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Goodwill impairment	-	-	-	0
Total net revenue	961,600	854,944	771,759	697,121
Provision for credit losses	9,199	10,035	5,678	6,013
Technology and product development	167,144	152,146	156,206	139,714
Sales and marketing	286,878	264,744	238,176	214,904
Cost of operations	161,423	150,437	135,520	123,714
General and administrative	188,405	165,390	156,397	148,921
Total noninterest expense	803,850	732,717	686,299	633,266
Income before income taxes	148,551	112,192	79,782	63,855
Income tax expense	9,159	14,929	8,666	3,110
Net income	139,392	97,263	71,116	60,745
Unrealized gains on available-for-sale securities, net	6,183	1,328	11,462	9,029
Foreign currency translation adjustments, net	-228	-563	-269	563
Total other comprehensive income	5,955	765	11,193	9,592
Comprehensive income	145,347	98,028	82,309	70,337

Earnings per share - basic (in dollars per share)	0.12	0.09	0.06	0.06
Earnings per share - diluted (in dollars per share)	0.11	0.08	0.06	0.05
Weighted average common stock outstanding - basic (in shares)	1,171,205,000	1,107,006,000	1,097,994,000	1,071,159,746
Weighted average common stock outstanding - diluted (in shares)	1,291,011,000	1,182,877,000	1,185,466,000	1,104,450,416