For the year ending 2025-12-31, SOFI made $3,613,354K in revenue. $500,664K in net income. Net profit margin of 13.86%.
| Income Statement | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Total net revenue | 3,613,354 | - | 2,122,789 | - |
| Provision for credit losses | 30,319 | - | 54,945 | - |
| Technology and product development | 648,332 | - | 511,419 | - |
| Sales and marketing | 1,095,412 | - | 719,400 | - |
| Cost of operations | 608,998 | - | 379,998 | - |
| General and administrative | 704,436 | - | 511,011 | - |
| Goodwill impairment | 0 | - | 247,174 | - |
| Total noninterest expense | 3,057,178 | - | 2,423,947 | - |
| Income (loss) before income taxes | 525,857 | 233,345 | -301,158 | - |
| Loss before income taxes | - | - | - | -47,189 |
| Income tax (expense) benefit | - | - | - | 0 |
| Loss before equity in loss of subsidiaries | - | - | - | -47,189 |
| Equity in loss of subsidiaries | - | - | - | -273,218 |
| Income tax (expense) benefit | 44,537 | -265,320 | -416 | - |
| Net income (loss) | 481,320 | 498,665 | -300,742 | -320,407 |
| Unrealized gains (losses) on available-for-sale securities, net | 19,699 | -7,158 | 6,410 | -7,260 |
| Foreign currency translation adjustments, net | -355 | 2 | 677 | 435 |
| Total other comprehensive income (loss) | 19,344 | -7,156 | 7,087 | -6,825 |
| Comprehensive income (loss) | 500,664 | 491,509 | -293,655 | -327,232 |
| Earnings (loss) per share - basic (in dollars per share) | 0.42 | 0.46 | -0.36 | -0.4 |
| Earnings (loss) per share - diluted (in dollars per share) | 0.39 | 0.39 | -0.36 | -0.4 |
| Weighted average common stock outstanding - basic (in shares) | 1,150,140,000 | 1,050,219,000 | 945,024,160 | 900,886,113 |
| Weighted average common stock outstanding - diluted (in shares) | 1,251,767,000 | 1,101,390,000 | 945,024,160 | 900,886,113 |
SoFi Technologies, Inc. (SOFI)
SoFi Technologies, Inc. (SOFI)