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For the quarter ending 2025-09-30, SOFI made $961,600K in revenue. $145,347K in net income. Net profit margin of 15.12%.

Income Overview

Revenue
$961,600K
Net Income
$145,347K
Net Profit Margin
15.12%
EPS
$0.11
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans and securitizations
    • Deposits
    • Loan platform fees
    • Others
Revenue Breakdown
    • Lending Segment
    • Financial Services Segment
    • Technology Platform Segment

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Total net revenue
961,600 854,944 771,759 -
Provision for credit losses
9,199 10,035 5,678 -
Technology and product development
167,144 152,146 156,206 -
Sales and marketing
286,878 264,744 238,176 -
Cost of operations
161,423 150,437 135,520 -
General and administrative
188,405 165,390 156,397 -
Total noninterest expense
803,850 732,717 686,299 -
Income before income taxes
148,551 112,192 79,782 59,924
Income tax expense
9,159 14,929 8,666 -272,549
Net income
139,392 97,263 71,116 332,473
Unrealized gains on available-for-sale securities, net
6,183 1,328 11,462 -16,228
Foreign currency translation adjustments, net
-228 -563 -269 -246
Total other comprehensive income
5,955 765 11,193 -16,474
Comprehensive income
145,347 98,028 82,309 315,999
Earnings per share - basic (in dollars per share)
0.12 0.09 0.06 0.31
Earnings per share - diluted (in dollars per share)
0.11 0.08 0.06 0.31
Weighted average common stock outstanding - basic (in shares)
1,171,205,000 1,107,006,000 1,097,994,000 -2,062,150,181
Weighted average common stock outstanding - diluted (in shares)
1,291,011,000 1,182,877,000 1,185,466,000 -2,110,708,274
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Other$61,405K Loans andsecuritizations$830,156K Other$56,451K Loan platform fees$164,897K Technology products andsolutions$89,707K Loan origination,sales,...$65,431K Total interest income$891,561K Total noninterestincome$376,486K Net interest income$585,114K Total interestexpense$306,447K Total net revenue$961,600K Other$102K Corporate borrowings$11,595K Deposits$264,901K Securitizations and warehouses$29,849K Unrealized gains onavailable-for-sale securities, net$6,183K Income before incometaxes$148,551K Total noninterestexpense$803,850K Provision for creditlosses$9,199K Total othercomprehensive income$5,955K Net income$139,392K Foreign currencytranslation adjustments,...-$228K Income tax expense$9,159K General andadministrative$188,405K Cost of operations$161,423K Sales and marketing$286,878K Technology and productdevelopment$167,144K Comprehensive income$145,347K

SoFi Technologies, Inc. (SOFI)

SoFi Technologies, Inc. (SOFI)