The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 102,872 |
| Depreciation and intangibles amortization | 29,638 |
| Net accretion of discount on loans | 15,541 |
| Net amortization of premium on securities | 3,063 |
| Provision for (reversal of) credit losses | 10,158 |
| Deferred income tax (benefit) expense | -1,741 |
| Stock-based compensation expense | 9,151 |
| Net change in operating leases | 3,466 |
| Bank-owned life insurance income | 2,886 |
| Federal reserve bank and federal home loan bank stock dividends | 694 |
| Loss (gain) on sale/write-down of assets | -302 |
| Excess tax benefit from stock-based compensation | -107 |
| Increase in accrued interest receivable and other assets | 6,392 |
| (decrease) increase in accrued interest payable and other liabilities | -28,373 |
| Net cash provided by operating activities | 97,004 |
| Purchase of available for sale securities | 6,387,203 |
| Proceeds from maturities and principal paydowns of available for sale securities | 5,794,483 |
| Proceeds from sales and calls of available for sale securities | 136,705 |
| Net change in total loans | -139,754 |
| Purchase of bank premises and equipment | 4,398 |
| Proceeds from sale of bank premises, equipment and other real estate | 9,067 |
| Net (purchase) redemption of federal reserve bank and federal home loan bank stock | 36,629 |
| Net cash (used in) provided by investing activities | -348,221 |
| Net (decrease) increase in noninterest-bearing deposits | -168,341 |
| Net increase in interest-bearing deposits | 61,423 |
| Dividends paid to common shareholders | 29,296 |
| Repayment of subordinated debt | 30,000 |
| Net change in borrowings | 0 |
| Payments made from the issuance of restricted stock and stock option exercises | -980 |
| Repurchase of common stock | 73,352 |
| Net cash (used in) provided by financing activities | -240,546 |
| Net change in cash and cash equivalents | -491,763 |
| Cash and cash equivalents, beginning of period | 911,216 |
| Cash and cash equivalents, end of period | 419,453 |
Stellar Bancorp, Inc. (STEL)
Stellar Bancorp, Inc. (STEL)