The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 26,966 | 26,148 | 25,670 | 51,054 |
| Depreciation and intangibles amortization | 6,857 | 6,986 | 7,569 | 15,083 |
| Net accretion of discount on loans | 3,561 | 0 | 4,800 | 10,741 |
| Net accretion of discount on securities | 2,769 | 766 | 651 | 1,646 |
| Provision for credit losses | 2,497 | 5,131 | 305 | 4,722 |
| Deferred income tax expense | 889 | -1,755 | -764 | 778 |
| Stock-based compensation expense | 1,956 | 2,021 | 2,605 | 4,525 |
| Net change in operating leases | 1,105 | 876 | 865 | 1,725 |
| Bank-owned life insurance income | 626 | 1,026 | 632 | 1,228 |
| Federal reserve bank and federal home loan bank stock dividends | 73 | -988 | 1,682 | - |
| Federal home loan bank stock dividends | - | - | - | 376 |
| Loss (gain) on sale/write-down of assets | -37 | -171 | -491 | 360 |
| Excess tax benefit from stock-based compensation | 480 | 205 | 396 | -708 |
| Decrease in accrued interest receivable and other assets | 4,941 | 13,878 | -24,888 | 17,402 |
| Decrease in accrued interest payable and other liabilities | -11,349 | -11,393 | 9,784 | -26,764 |
| Net cash provided by (used in) operating activities | 16,508 | 13,298 | 63,628 | 20,078 |
| Purchase of available for sale securities | 1,237,330 | 1,520,424 | 1,775,782 | 3,090,997 |
| Proceeds from maturities and principal paydowns of available for sale securities | 1,553,525 | 1,160,616 | 1,694,822 | 2,939,045 |
| Proceeds from sales and calls of available for sale securities | 0 | 10,600 | 10,904 | 115,201 |
| Net change in total loans | 287,409 | 129,194 | -93,064 | -175,884 |
| Purchase of bank premises and equipment | 268 | 1,272 | 1,145 | 1,981 |
| Proceeds from sale of bank premises, equipment and other real estate | 3,310 | 937 | 1,163 | 6,967 |
| Net purchase of federal reserve bank and federal home loan bank stock | 0 | 0 | -1,885 | 38,514 |
| Net cash provided by investing activities | 31,828 | -478,737 | 24,911 | 105,605 |
| Net decrease in noninterest-bearing deposits | -197,287 | 196,917 | 27,255 | -392,513 |
| Repayment of subordinated debt | - | 30,000 | - | - |
| Net increase (decrease) in interest-bearing deposits | 157,830 | 7,086 | 116,594 | -62,257 |
| Net change in borrowed funds | 135,000 | 0 | -70,000 | 70,000 |
| Dividends paid to common shareholders | 7,779 | 7,649 | 7,169 | 14,478 |
| Payments made from the issuance of restricted stock and stock option exercises | - | -980 | - | - |
| Payments made the issuance of restricted stock and stock option exercises | -1,631 | - | 124 | -303 |
| Repurchase of common stock | 4,173 | 9,110 | 4,998 | 59,244 |
| Net cash provided by (used) in financing activities | 81,781 | 156,443 | 61,806 | -458,795 |
| Net change in cash and cash equivalents | 130,117 | -308,996 | 150,345 | -333,112 |
| Cash and cash equivalents, beginning of period | 419,453 | 728,449 | 911,216 | - |
| Cash and cash equivalents, end of period | 549,570 | 419,453 | 728,449 | - |
Stellar Bancorp, Inc. (STEL)
Stellar Bancorp, Inc. (STEL)