STEL: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, STEL has $10,628,113K in assets. $8,974,975K in debts. $728,449K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks	99,407	136,060
Interest-bearing deposits at other financial institutions	629,042	442,044
Total cash and cash equivalents	728,449	578,104
Available for sale securities, at fair value	1,842,268	1,729,684
Loans held for investment	7,167,857	7,287,347
Less allowance for credit losses on loans	78,924	83,165
Loans, net	7,088,933	7,204,182
Accrued interest receivable	34,865	35,537
Premises and equipment, net	107,803	108,615
Federal reserve bank and federal home loan bank stock	45,437	47,099
Bank-owned life insurance	109,358	108,726
Goodwill	497,318	497,318
Core deposit intangibles, net	75,929	81,468
Other assets	97,753	102,277
Total assets	10,628,113	10,493,010

Noninterest-bearing	3,210,948	3,183,693
Demand	1,960,857	1,941,156
Money market and savings	2,489,169	2,393,767
Certificates and other time	1,156,489	1,154,998
Total interest-bearing deposits	5,606,515	5,489,921
Total deposits	8,817,463	8,673,614
Accrued interest payable	9,429	7,607
Subordinated debt	70,196	70,165
Borrowed funds	-	69,925
Other liabilities	77,887	67,865
Total liabilities	8,974,975	8,889,176
Common stock, 0.01 par value 140,000,000 shares authorized 51,228,156 shares issued and outstanding at september 30, 2025 and 53,428,699 shares issued and outstanding at december 31, 2024	512	514
Capital surplus	1,182,781	1,185,048
Retained earnings	547,717	529,216
Accumulated other comprehensive loss	-77,872	-110,944
Total shareholders equity	1,653,138	1,603,834
Total liabilities and shareholders equity	10,628,113	10,493,010

Unit: Thousand (K) dollars