STEL: the balance sheet

MyFinsight

For the year ending 2025-12-31, STEL has $10,806,594K in assets. $9,137,940K in debts. $419,453K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from banks	94,331
Interest-bearing deposits at other financial institutions	325,122
Total cash and cash equivalents	419,453
Available for sale securities, at fair value	2,198,459
Loans held for investment	7,300,591
Less allowance for credit losses on loans	83,629
Loans, net	7,216,962
Accrued interest receivable	35,869
Premises and equipment, net	106,118
Federal reserve bank and federal home loan bank stock	45,532
Bank-owned life insurance	109,477
Goodwill	497,318
Core deposit intangibles, net	71,018
Other assets	106,388
Total assets	10,806,594

Noninterest-bearing	3,407,865
Demand	2,114,997
Money market and savings	2,469,845
Certificates and other time	1,028,759
Total interest-bearing deposits	5,613,601
Total deposits	9,021,466
Accrued interest payable	5,508
Subordinated debt	40,226
Other liabilities	70,740
Total liabilities	9,137,940
Common stock, 0.01 par value 140,000,000 shares authorized, 50,902,024 shares issued and outstanding at december 31, 2025 and 53,428,699 shares issued and outstanding at december 31, 2024	509
Capital surplus	1,174,894
Retained earnings	566,216
Accumulated other comprehensive loss	-72,965
Total shareholders equity	1,668,654
Total liabilities and shareholders equity	10,806,594

Unit: Thousand (K) dollars (except for numbers of shares and EPS).