The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Total non-interest income | 24,594 | 25,128 | 71,820 | - |
| Interest income | 117,642 | 467,589 | - | - |
| Commercial Banking | 39,221 | 167,277 | - | - |
| Investment Management And Trust | 0 | 0 | - | - |
| Interest expense | 39,221 | 167,277 | - | - |
| Net interest income | 78,421 | 79,250 | 221,062 | - |
| Commercial Banking | 1,625 | 1,650 | 5,050 | - |
| Investment Management And Trust | 0 | 0 | 0 | - |
| Provision for credit losses | 1,625 | 1,650 | 1,975 | - |
| Net interest income after provision expense | 76,796 | 77,600 | 216,012 | - |
| Compensation and employee benefits | 35,335 | 33,777 | 98,040 | - |
| Net occupancy and equipment | 4,320 | 4,299 | 12,234 | - |
| Commercial Banking | 4,600 | 4,524 | - | - |
| Investment Management And Trust | 735 | 333 | - | - |
| Technology and communication | 5,335 | 4,857 | 14,438 | - |
| Commercial Banking | - | 572 | - | - |
| Investment Management And Trust | - | 342 | - | - |
| Intangible amortization | 799 | 914 | 2,744 | - |
| Commercial Banking | - | 9,835 | - | - |
| Investment Management And Trust | - | 1,124 | - | - |
| Other direct and indirect/allocated expenses | 9,453 | 10,959 | 30,102 | - |
| Total non-interest expenses | 55,242 | 54,806 | 157,558 | - |
| Income before income tax expense | 46,148 | 47,922 | 130,274 | - |
| Commercial Banking | 8,542 | 10,369 | - | - |
| Investment Management And Trust | 1,011 | 939 | - | - |
| Income tax expense | 9,553 | 11,308 | 26,738 | - |
| Net income | 36,595 | 36,614 | 36,241 | 67,295 |
| Provision for credit losses | 1,625 | 1,650 | 1,975 | 3,075 |
| Depreciation, amortization and accretion, net | 2,989 | 3,860 | 1,914 | 2,021 |
| Deferred income tax expense | 1,203 | -604 | -1,296 | -930 |
| Gain on sale of mortgage loans held for sale | 642 | 919 | 997 | 1,377 |
| Origination of mortgage loans held for sale | 32,087 | 44,180 | 37,086 | 68,063 |
| Proceeds from sale of mortgage loans held for sale | 33,218 | 44,897 | 37,052 | 70,712 |
| Bank owned life insurance income | 632 | 633 | 631 | 1,251 |
| Gain on the sale of premises and equipment | 479 | -2 | 0 | 74 |
| Loss on sale of available for sale debt securities | - | 0 | - | - |
| Gain on other real estate owned | - | 31 | 31 | - |
| Stock compensation expense | 1,287 | 1,021 | 1,113 | 2,274 |
| Excess tax benefit from share-based compensation arrangements | 126 | 0 | 72 | 532 |
| Net change in accrued interest receivable and other assets | 3,599 | 4,734 | -2,017 | -12,549 |
| Net change in accrued interest payable and other liabilities | -27,103 | 15,169 | -1,984 | -9,980 |
| Net cash provided by operating activities | 12,249 | 52,112 | 38,215 | 75,719 |
| Proceeds from maturities and paydowns of available for sale debt securities | 127,295 | -789,721 | 288,127 | 501,594 |
| Purchases of available for sale debt securities | 99,579 | 99,520 | 0 | 495,032 |
| Proceeds from maturities and paydowns of held to maturity debt securities | 5,943 | 4,137 | 4,820 | 162,229 |
| Proceeds from sales of other real estate owned | - | 31 | 41 | 75 |
| Purchases of fhlb stock | 0 | 0 | 0 | 17,814 |
| Proceeds from redemption of fhlb stock | 0 | 0 | 2,122 | 16,578 |
| Net change in loans | 184,890 | 112,759 | 79,315 | 328,921 |
| Purchases of premises and equipment | 2,741 | 4,589 | 3,055 | 4,398 |
| Proceeds from sale or disposal of premises and equipment | 1,257 | 0 | 0 | 710 |
| Other investment activities | 9,591 | 10,515 | 20,317 | 34,268 |
| Net cash used in investing activities | -162,306 | -99,678 | 192,423 | -199,247 |
| Net change in deposits | -33,901 | 147,165 | 137,222 | 340,349 |
| Net change in securities sold under agreements to repurchase and federal funds purchased | -24,907 | 39,887 | -53,407 | -36,207 |
| Proceeds from fhlb advances | 300,000 | 300,000 | 300,000 | 600,000 |
| Repayments of fhlb advances | 300,000 | 300,000 | 300,000 | 600,000 |
| Repurchase of common stock | 1,280 | 2 | 173 | 1,916 |
| Cash dividends paid | 9,512 | 9,397 | 9,403 | 18,306 |
| Net cash (used in) provided by financing activities | -69,600 | 177,653 | 74,239 | 283,920 |
| Net change in cash and cash equivalents | -219,657 | 130,087 | 304,877 | 160,392 |
| Beginning cash and cash equivalents | 886,376 | -465,269 | 291,020 | - |
| Ending cash and cash equivalents | 666,719 | 130,087 | 756,289 | - |
Stock Yards Bancorp, Inc. (SYBT)
Stock Yards Bancorp, Inc. (SYBT)