The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Total non-interest income | 96,948 |
| Interest income | 467,589 |
| Commercial Banking | 167,277 |
| Investment Management And Trust | 0 |
| Interest expense | 167,277 |
| Net interest income | 300,312 |
| Commercial Banking | 6,700 |
| Investment Management And Trust | 0 |
| Provision for credit losses | 6,700 |
| Net interest income after provision expense | 293,612 |
| Compensation and employee benefits | 131,817 |
| Net occupancy and equipment | 16,533 |
| Commercial Banking | 17,090 |
| Investment Management And Trust | 2,205 |
| Technology and communication | 19,295 |
| Commercial Banking | 2,290 |
| Investment Management And Trust | 1,368 |
| Intangible amortization | 3,658 |
| Commercial Banking | 38,380 |
| Investment Management And Trust | 2,681 |
| Other direct and indirect/allocated expenses | 41,061 |
| Total non-interest expenses | 212,364 |
| Income before income tax expense | 178,196 |
| Commercial Banking | 34,340 |
| Investment Management And Trust | 3,706 |
| Income tax expense | 38,046 |
| Net income | 140,150 |
| Provision for credit losses | 6,700 |
| Depreciation, amortization and accretion, net | 7,795 |
| Deferred income tax expense (benefit) | -2,830 |
| Gain on sale of mortgage loans held for sale | 3,293 |
| Origination of mortgage loans held for sale | 149,329 |
| Proceeds from sale of mortgage loans held for sale | 152,661 |
| Bank owned life insurance income | 2,515 |
| Gain on the sale of premises and equipment | 72 |
| Loss on sale of available for sale debt securities | 0 |
| Gain on other real estate owned | 62 |
| Stock compensation expense | 4,408 |
| Excess tax benefit from share-based compensation arrangements | 604 |
| Net change in accrued interest receivable and other assets | -9,832 |
| Net change in accrued interest payable and other liabilities | 3,205 |
| Net cash provided by operating activities | 166,046 |
| Purchases of available for sale debt securities | 594,552 |
| Proceeeds from sales of available for sale debt securities | 0 |
| Proceeds from maturities and paydowns of available for sale debt securities | 913,258 |
| Proceeds from maturities and paydowns of held to maturity debt securities | 171,186 |
| Purchases of fhlb stock | 17,814 |
| Proceeds from redemption of fhlb stock | 18,700 |
| Net change in loans | 520,995 |
| Purchases of premises and equipment | 12,042 |
| Proceeds from sale or disposal of premises and equipment | 710 |
| Other investment activities | 65,100 |
| Proceeds from sales of other real estate owned | 147 |
| Net cash used in investing activities | -106,502 |
| Net change in deposits | 624,736 |
| Net change in securities sold under agreements to repurchase and federal funds purchased | -49,727 |
| Proceeds from fhlb advances | 1,200,000 |
| Repayments of fhlb advances | 1,200,000 |
| Repurchase of common stock | 2,091 |
| Cash dividends paid | 37,106 |
| Net cash provided by financing activities | 535,812 |
| Net change in cash and cash equivalents | 595,356 |
| Beginning cash and cash equivalents | 291,020 |
| Ending cash and cash equivalents | 886,376 |
Stock Yards Bancorp, Inc. (SYBT)
Stock Yards Bancorp, Inc. (SYBT)