The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net interest income | 221,062 | - |
| Commercial Banking | 5,050 | - |
| Investment Management And Trust | 0 | - |
| Provision for credit losses | 1,975 | - |
| Net interest income after provision expense | 216,012 | - |
| Total non-interest income | 71,820 | - |
| Compensation and employee benefits | 98,040 | - |
| Net occupancy and equipment | 12,234 | - |
| Technology and communication | 14,438 | - |
| Intangible amortization | 2,744 | - |
| Other direct and indirect/allocated expenses | 30,102 | - |
| Total non-interest expenses | 157,558 | - |
| Income before income tax expense | 130,274 | - |
| Income tax expense | 26,738 | - |
| Net income | 36,241 | 67,295 |
| Provision for credit losses | 1,975 | 3,075 |
| Depreciation, amortization and accretion, net | 1,914 | 2,021 |
| Deferred income tax expense (benefit) | -1,296 | -930 |
| Gain on sale of mortgage loans held for sale | 997 | 1,377 |
| Origination of mortgage loans held for sale | 37,086 | 68,063 |
| Proceeds from sale of mortgage loans held for sale | 37,052 | 70,712 |
| Bank owned life insurance income | 631 | 1,251 |
| Gain on the sale of premises and equipment | 0 | 74 |
| Gain on other real estate owned | 31 | - |
| Stock compensation expense | 1,113 | 2,274 |
| Excess tax benefit from share-based compensation arrangements | 72 | 532 |
| Net change in accrued interest receivable and other assets | -2,017 | -12,549 |
| Net change in accrued interest payable and other liabilities | -1,984 | -9,980 |
| Net cash provided by operating activities | 38,215 | 75,719 |
| Proceeds from maturities and paydowns of available for sale debt securities | 288,127 | 501,594 |
| Purchases of available for sale debt securities | 0 | 495,032 |
| Proceeds from maturities and paydowns of held to maturity debt securities | 4,820 | 162,229 |
| Purchases of fhlb stock | 0 | 17,814 |
| Proceeds from redemption of fhlb stock | 2,122 | 16,578 |
| Net change in loans | 79,315 | 328,921 |
| Purchases of premises and equipment | 3,055 | 4,398 |
| Proceeds from sale or disposal of premises and equipment | 0 | 710 |
| Other investment activities | 20,317 | 34,268 |
| Proceeds from sales of other real estate owned | 41 | 75 |
| Net cash used in investing activities | 192,423 | -199,247 |
| Net change in deposits | 137,222 | 340,349 |
| Net change in securities sold under agreements to repurchase and federal funds purchased | -53,407 | -36,207 |
| Proceeds from fhlb advances | 300,000 | 600,000 |
| Repayments of fhlb advances | 300,000 | 600,000 |
| Repurchase of common stock | 173 | 1,916 |
| Cash dividends paid | 9,403 | 18,306 |
| Net cash provided by financing activities | 74,239 | 283,920 |
| Net change in cash and cash equivalents | 304,877 | 160,392 |
| Cash and cash equivalents at beginning of period | 291,020 | - |
| Cash and cash equivalents at end of period | 756,289 | - |
Stock Yards Bancorp, Inc. (SYBT)
Stock Yards Bancorp, Inc. (SYBT)