Stock Yards Bancorp, Inc. (SYBT)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Non-interest income-Treasury Management | 3,005 | - | - | - |
| Non-interest income-Product And Service Other | 1,177 | - | - | - |
| Non-interest income-Investment Advisory Management And Administrative Service | 980 | - | - | - |
| Non-interest income-Fiduciary And Trust | 10,483 | - | - | - |
| Non-interest income-Deposit Account | 2,069 | - | - | - |
| Non-interest income-Credit And Debit Card | 4,837 | - | - | - |
| Gain on sale of premises and equipment | 74 | - | -59 | 20 |
| Mortgage banking income | 1,094 | - | 1,112 | 1,017 |
| Bank owned life insurance | 629 | - | 634 | 595 |
| Non-interest income | - | - | 22,182 | 21,523 |
| Total non-interest income | 24,348 | 22,996 | 24,797 | 23,655 |
| Capital and deposit based taxes | 738 | 700 | 825 | 673 |
| Postage, printing and supplies | 937 | 969 | 901 | 913 |
| Compensation | 27,279 | 25,932 | 25,534 | 24,634 |
| Other | 2,496 | 2,312 | 1,890 | 2,286 |
| Net occupancy and equipment | 4,025 | 4,123 | 3,775 | 3,819 |
| Marketing and business development | 1,951 | 1,515 | 1,438 | 1,596 |
| Legal and professional | 1,088 | 907 | 968 | 1,185 |
| Fdic insurance | 1,260 | 1,223 | 1,095 | 1,161 |
| Employee benefits | 5,330 | 5,785 | 4,629 | 5,086 |
| Technology and communication | 4,773 | 4,828 | 4,500 | 4,894 |
| Intangible amortization | 915 | 914 | 1,052 | 1,051 |
| Debit and credit card processing | 1,908 | 1,819 | 1,845 | 1,811 |
| Total non-interest expenses | 52,700 | 51,027 | 48,452 | 49,109 |
| Subordinated debentures | 411 | 408 | 480 | 486 |
| Securities sold under agreements to repurchase | 625 | 814 | 937 | 771 |
| Federal home loan bank advances | 2,908 | 4,741 | 5,209 | 5,263 |
| Deposits | 37,511 | 34,581 | 33,997 | 31,623 |
| Federal funds purchased and other short-term borrowings | 72 | 70 | 120 | 139 |
| Total interest expense | 41,527 | 40,614 | 40,743 | 38,282 |
| Tax-exempt | 469 | 461 | 459 | 460 |
| Taxable | 8,052 | 8,495 | 6,918 | 7,125 |
| Federal funds sold and interest bearing due from banks | 2,730 | 2,001 | 1,946 | 2,157 |
| Mortgage loans held for sale | 78 | 77 | 47 | 74 |
| Loans, including fees | 103,009 | 99,600 | 95,689 | 90,018 |
| Federal home loan bank stock | 662 | 532 | 663 | 470 |
| Total interest income | 115,000 | 111,166 | 105,722 | 100,304 |
| Net interest income | 73,473 | 70,552 | 64,979 | 62,022 |
| Provision for credit losses | 2,175 | 900 | 4,325 | 1,300 |
| Net interest income after provision expense | 71,298 | 69,652 | 60,654 | 60,722 |
| Income before income tax expense | 42,946 | 41,621 | 36,999 | 35,268 |
| Income tax expense | 8,922 | 8,350 | 7,639 | 7,670 |
| Net income | 34,024 | 33,271 | 29,360 | 27,598 |
| Basic (in shares) | 29,364,000 | 29,349,000 | 29,299,000 | 29,283,000 |
| Diluted (in shares) | 29,505,000 | 29,501,000 | 29,445,000 | 29,383,000 |
| Net income per share - basic (in dollars per share) | 1.16 | 1.13 | 1 | 0.94 |
| Net income per share - diluted (in dollars per share) | 1.15 | 1.13 | 1 | 0.94 |