Financial insights of SYBT

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$36,595K
EPS
$1.24
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Non-interest income-Fiduciary And Trust	11,335	11,401*	10,704	10,483
Non-interest income-Deposit Account	2,156	2,207*	2,281	2,069
Non-interest income-Treasury Management	-	-	-	3,005
Non-interest income-Credit And Debit Card	4,638	5,104*	5,009	4,837
Non-interest income-Product And Service Other	-	-	-	1,177
Non-interest income-Treasury Management	2,988	2,910*	2,923	-
Non-interest income-Investment Advisory Management And Administrative Service	1,061	1,083*	1,112	980
Non-interest income-Product And Service Other	375	1,233*	564	-
Mortgage banking income	930	604*	1,252	1,094
Loss on sale of securities afs debt securities	-	0*	-	-
Bank owned life insurance	632	625*	631	629
Loss on sale of premises and equipment	479	-39*	0	74
Total non-interest income	24,594	25,128	24,476	24,348
Loans, including fees	106,459	107,127	107,207	103,009
Federal funds sold and interest bearing due from banks	5,030	7,504	5,003	2,730
Mortgage loans held for sale	70	119	74	78
Federal home loan bank stock	392	427	488	662
Taxable	5,243	5,509	7,033	8,052
Tax-exempt	448	465	467	469
Total interest income	117,642	121,151	120,272	115,000
Deposits	35,462	38,126	39,294	37,511
Securities sold under agreements to repurchase	401	384	588	625
Federal funds purchased and other short-term borrowings	65	69	72	72
Federal home loan bank advances	2,927	2,932	2,870	2,908
Subordinated debentures	366	390	411	411
Total interest expense	39,221	41,901	43,235	41,527
Net interest income	78,421	79,250	77,037	73,473
Provision for credit losses	1,625	1,650	1,975	2,175
Net interest income after provision expense	76,796	77,600	75,062	71,298
Compensation	29,166	28,510	28,836	27,279
Employee benefits	6,169	5,267	4,878	5,330
Net occupancy and equipment	4,320	4,299	4,086	4,025
Technology and communication	5,335	4,857	4,837	4,773
Debit and credit card processing	1,922	1,902	1,984	1,908
Marketing and business development	1,278	2,173	1,887	1,951
Postage, printing and supplies	913	930	910	937
Legal and professional	876	1,329	891	1,088
Fdic insurance	1,146	1,124	1,198	1,260
Capital and deposit based taxes	878	895	1,082	738
Intangible amortization	799	914	915	915
Amortization of investments in tax credit partnerships	-	0	-	-
Other	2,440	2,606	2,327	2,496
Total non-interest expenses	55,242	54,806	53,831	52,700
Income before income tax expense	46,148	47,922	45,707	42,946
Income tax expense	9,553	11,308	9,466	8,922
Net income	36,595	36,614	36,241	34,024

Basic EPS	1.25	1.247	1.23	1.16
Diluted EPS	1.24	1.241	1.23	1.15
Basic Average Shares	29,387,000	29,370,000	29,369,000	29,364,000
Diluted Average Shares	29,502,000	29,496,000	29,526,000	29,505,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$36,595K
EPS
$1.24
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$36,595K
EPS
$1.24
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$36,595KEPS$1.24Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$36,595KEPS$1.24Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$36,595K
EPS
$1.24
Unit: Thousand (K) dollars

Net Income
$36,595K
EPS
$1.24
Unit: Thousand (K) dollars