For the year ending 2025-12-31, TCBI had -$1,089,690K decrease in cash & cash equivalents over the period. $347,585K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 330,244 |
| Provision for credit losses | 55,000 |
| Depreciation and amortization | 52,166 |
| Net loss on available-for-sale debt securities | -1,886 |
| Debt and equity securities, unrealized gain (loss) | 1,170 |
| Sales/(purchases) of trading securities, net | 3,924 |
| Stock-based compensation expense | 36,759 |
| Proceeds from sales and repayments of loans held for sale | 0 |
| Accrued interest receivable and other assets | 57,773 |
| Accrued interest payable and other liabilities | -68,921 |
| Net cash provided by operating activities | 360,154 |
| Purchases of available-for-sale debt securities | 1,136,644 |
| Proceeds from sales of available-for-sale debt securities | 280,402 |
| Proceeds from maturities, redemptions and pay-downs of available-for-sale debt securities | 548,227 |
| Proceeds from maturities, redemptions and pay-downs of held-to-maturity debt securities | 73,764 |
| Sales/(purchases) of equity securities, net | 34,433 |
| Originations of loans held for investment, mortgage finance | 98,656,685 |
| Proceeds from pay-offs of loans held for investment, mortgage finance | 97,808,240 |
| Net increase in loans held for investment, excluding mortgage finance loans | 793,281 |
| Purchase of premises and equipment, net | 12,569 |
| Net cash used in investing activities | -1,854,113 |
| Net increase/(decrease) in deposits | 1,210,168 |
| Issuance of stock related to stock-based awards | 7,364 |
| Preferred stock dividends paid | 17,250 |
| Repurchase of common stock | 185,850 |
| Net increase/(decrease) in short-term borrowings | -555,000 |
| Redemption of long-term debt | 40,435 |
| Net cash provided by/(used in) financing activities | 404,269 |
| Net decrease in cash and cash equivalents | -1,089,690 |
| Cash and cash equivalents at beginning of period | 3,188,808 |
| Cash and cash equivalents at end of period | 2,099,118 |
TEXAS CAPITAL BANCSHARES INC TX (TCBI)
TEXAS CAPITAL BANCSHARES INC TX (TCBI)