Financial insights of TCBI

MyFinsight

For the quarter ending 2025-09-30, TCBI made $908,617K in revenue. $100,897K in net income. Net profit margin of 11.10%.

Income Overview

Revenue
$908,617K
Net Income
$100,897K
Net Profit Margin
11.10%
EPS
$2.18
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	379,017	364,358
Investment securities	49,396	45,991
Interest bearing cash and cash equivalents	32,202	29,218
Total interest income	460,615	439,567
Deposits	180,779	174,798
Short-term borrowings	534	3,444
Long-term debt	7,531	7,930
Total interest expense	188,844	186,172
Net interest income	271,771	253,395
Provision for credit losses	12,000	15,000
Net interest income after provision for credit losses	259,771	238,395
Service charges on deposit accounts	8,111	8,182
Wealth management and trust fee income	3,989	3,730
Brokered loan fees	2,419	2,398
Investment banking and advisory fees	33,985	24,109
Trading income	7,238	7,896
Available-for-sale debt securities losses	0	-1,886
Other	12,841	9,640
Total non-interest income	68,583	54,069
Salaries and benefits	119,856	120,154
Occupancy expense	11,828	12,144
Marketing	3,412	3,624
Legal and professional	12,474	11,069
Communications and technology	24,594	24,314
Federal deposit insurance corporation insurance assessment	5,198	5,096
Other	13,213	13,875
Total non-interest expense	190,575	190,276
Income/(loss) before income taxes	137,779	102,188
Income tax expense/(benefit)	32,569	24,860
Net income/(loss)	105,210	77,328
Preferred stock dividends	4,313	4,312
Net income/(loss) available to common stockholders	100,897	73,016

Basic earnings per common shareweighted average common shares	45,708,185	45,791,602
Basic earnings/(loss) per common share (in usd per share)	2.21	1.59
Diluted earnings/(loss) per common share (in usd per share)	2.18	1.58
Dilutive earnings per common shareweighted average diluted common shares	46,233,167	46,215,394

MyFinsight

Income Overview

Revenue
$908,617K
Net Income
$100,897K
Net Profit Margin
11.10%
EPS
$2.18
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$908,617K
Net Income
$100,897K
Net Profit Margin
11.10%
EPS
$2.18
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$908,617KNet Income$100,897KNet Profit Margin11.10%EPS$2.18Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansDepositsSalaries and benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$908,617KNet Income$100,897KNet Profit Margin11.10%EPS$2.18Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansDepositsSalaries and benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$908,617K
Net Income
$100,897K
Net Profit Margin
11.10%
EPS
$2.18
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and benefits
Others

Revenue
$908,617K
Net Income
$100,897K
Net Profit Margin
11.10%
EPS
$2.18
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and benefits
Others