| Cash Flow | 2025-06-30 |
|---|---|
| Esop and stock-based compensation expense | 7,037 |
| Provision (release) for credit losses | 1,500 |
| Proceeds from sales of loans held for sale | 63,257 |
| Loans originated and principal repayments on loans for sale | 57,322 |
| Net income | 64,960 |
| Net increase in accrued expenses and other liabilities | 1,178 |
| Net decrease in interest receivable and other assets | -7,230 |
| Net gain on the sale of loans | 3,028 |
| Other net (gains) losses | 19 |
| Depreciation and amortization | 16,810 |
| Deferred income taxes | 28 |
| Increase in bank owned life insurance contracts | 8,109 |
| Net cash provided by operating activities | 93,522 |
| Real estate owned | 193 |
| Loans | 130,628 |
| Fhlb stock | 19,742 |
| Securities available for sale | 145,230 |
| Principal repayments on loans | 2,278,497 |
| Premises and equipment | 9,310 |
| Fhlb stock | 23,786 |
| Securities available for sale | 141,707 |
| Other | -2,487 |
| Loans originated | 2,712,340 |
| Net cash used in investing activities | -310,366 |
| Repayment of long-term borrowed funds | 426,520 |
| Net increase (decrease) in short-term borrowed funds | 420,000 |
| Proceeds from long-term borrowed funds | 100,000 |
| Dividends paid to common shareholders | 44,669 |
| Acquisition or net settlement of treasury shares | 1,511 |
| Net increase (decrease) in principal and interest owed on loans serviced | 1,484 |
| Net increase in deposits | 154,792 |
| Net increase (decrease) in borrowers' advances for insurance and taxes | 4,262 |
| Cash collateral/settlements received from (provided to) derivative counterparties | -2,131 |
| Net cash provided by (used in) financing activities | 205,707 |
| Net (decrease) increase in cash and cash equivalents | -11,137 |
TFS Financial CORP (TFSL)
TFS Financial CORP (TFSL)