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TFS Financial CORP (TFSL)

TFS Financial CORP (TFSL)

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Balance Sheets Overview

Debt to Asset Ratio
89.17%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net
    • Cash and cash equivalents
    • Investment securities, available...
    • Others
Liabilities Breakdown
    • Borrowed funds
    • Paid-in capital
    • Retained earningssubstantially r...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
28,623
25,122
26,722
24,176
Other interest-earning cash equivalents
540,311
412,159
429,987
405,263
Cash and cash equivalents
568,934
437,281
456,709
429,439
Investment securities, available for sale
482,431
454,625
454,493
520,659
Mortgage loans held for sale at fair value
14,478
5,051
14,440
57,662
Loans held for investment-Mortgages
16,175,429
15,738,734
15,737,840
15,659,460
Loans held for investment-Other Loans
7,423
8,254
8,515
8,153
Loans held for investment-Deferred Loan Expense
72,241
70,253
70,317
69,943
Allowance for credit losses on loans-Residential Real Estate
73,516
74,900
74,984
74,244
Loans, net
16,181,577
15,742,341
15,741,688
15,663,312
Mortgage loan servicing rights, net
8,861
8,975
8,828
8,549
Federal home loan bank stock, at cost
268,101
244,361
234,027
235,363
Real estate owned, net
1,339
1,383
1,975
1,921
Premises, equipment, and software, net
45,646
43,429
40,446
40,022
Accrued interest receivable
63,689
59,927
60,295
62,553
Bank owned life insurance contracts
329,784
329,360
327,337
325,149
Other assets
110,168
152,937
158,445
111,687
Total assets
18,075,008
17,479,670
17,498,683
17,456,316
Deposits
9,992,423
10,187,391
10,372,075
10,446,968
Borrowed funds
5,810,914
5,142,391
4,939,835
4,870,219
Borrowers advances for insurance and taxes
159,734
96,518
133,606
113,168
Principal, interest, and related escrow owed on loans serviced
44,683
29,197
42,256
30,328
Accrued expenses and other liabilities
109,843
101,703
109,946
101,709
Total liabilities
16,117,597
15,557,200
15,597,718
15,562,392
Preferred stock
-
-
-
0
Common stock, 0.01 par value, 700,000,000 shares authorized 332,318,750 shares issued 280,440,995 and 280,590,497 outstanding at june30, 2026 and september30, 2025, respectively
3,323
3,323
3,323
3,323
Paid-in capital
1,761,637
1,758,387
1,756,360
1,757,813
Treasury stock, at cost 51,877,755 and 51,728,253 shares at june30, 2026 and september30, 2025, respectively
778,588
776,404
774,311
774,340
Unallocated esop shares
15,167
16,250
17,334
18,417
Retained earningssubstantially restricted
977,589
962,213
954,158
946,776
Accumulated other comprehensive income (loss)
8,617
-8,799
-21,231
-21,231
Total shareholders equity
1,957,411
1,922,470
1,900,965
1,893,924
Total liabilities and shareholders equity
18,075,008
17,479,670
17,498,683
17,456,316
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans held forinvestment-Mortgages$16,175,429K (3.75%↑ Y/Y)Loans held forinvestment-Deferred Loan Expense$72,241K (3.92%↑ Y/Y)Otherinterest-earning cash...$540,311K (27.49%↑ Y/Y)Cash and due frombanks$28,623K (-0.57%↓ Y/Y)Loans held forinvestment-Other Loans$7,423K (-4.16%↓ Y/Y)Loans, net$16,181,577K (3.75%↑ Y/Y)Cash and cashequivalents$568,934K (25.71%↑ Y/Y)Investment securities,available for sale$482,431K (-8.15%↓ Y/Y)Bank owned lifeinsurance contracts$329,784K (2.23%↑ Y/Y)Federal home loan bankstock, at cost$268,101K (15.29%↑ Y/Y)Other assets$110,168K (2.71%↑ Y/Y)Accrued interestreceivable$63,689K (5.39%↑ Y/Y)Premises, equipment, andsoftware, net$45,646K (16.86%↑ Y/Y)Mortgage loans held forsale at fair value$14,478K (-53.26%↓ Y/Y)Mortgage loan servicingrights, net$8,861K (14.03%↑ Y/Y)Real estate owned,net$1,339K (7.98%↑ Y/Y)Allowance for creditlosses on...$73,516K (1.35%↑ Y/Y)Total assets$18,075,008K (4.02%↑ Y/Y)Total liabilities andshareholders equity$18,075,008K (4.02%↑ Y/Y)Total liabilities$16,117,597K (4.07%↑ Y/Y)Total shareholdersequity$1,957,411K (3.68%↑ Y/Y)Treasury stock, at cost51,877,755 and 51,728,253...$778,588K (0.87%↑ Y/Y)Unallocated esop shares$15,167K (-22.22%↓ Y/Y)Deposits$9,992,423K (-3.38%↓ Y/Y)Borrowed funds$5,810,914K (19.00%↑ Y/Y)Borrowers advances forinsurance and taxes$159,734K (35.48%↑ Y/Y)Accrued expenses andother liabilities$109,843K (-4.51%↓ Y/Y)Principal, interest, andrelated escrow owed on...$44,683K (47.78%↑ Y/Y)Paid-in capital$1,761,637K (0.30%↑ Y/Y)Retainedearningssubstantially restricted$977,589K (4.47%↑ Y/Y)Accumulated othercomprehensive income (loss)$8,617K (153.84%↑ Y/Y)Common stock, 0.01 parvalue, 700,000,000...$3,323K (0.00%↑ Y/Y)