UNITED BANCORP INC OH (UBCP)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Total noninterest income | 1,390 | 1,281 | 1,215 | 1,184 |
| Investment income, amortization of premium | - | - | 38 | 38 |
| Franchise and other taxes | 127 | 145 | 148 | 145 |
| Stationery and office supplies | 38 | 31 | 30 | 30 |
| Professional services | 508 | 342 | 398 | 457 |
| Other expenses | 851 | 812 | 1,196 | 1,394 |
| Salaries and employee benefits | 2,869 | 2,837 | 2,757 | 2,675 |
| Insurance | 159 | 162 | 157 | 108 |
| Fdic insurance | 94 | 94 | 108 | 157 |
| Amortization of intangibles | 38 | 37 | - | - |
| Advertising | 130 | 130 | 124 | 124 |
| Occupancy and equipment | 620 | 630 | 573 | 542 |
| Data processing and related electronic services | 409 | 366 | - | - |
| Total noninterest expense | 5,843 | 5,586 | 5,529 | 5,670 |
| Interest expense, time deposits | - | - | 1,617 | 1,548 |
| Interest expense, savings deposits | - | - | 30 | 30 |
| Interest expense, demand deposit accounts | - | - | 434 | 444 |
| Deposits | 2,188 | 2,015 | - | - |
| Borrowings | 1,628 | 1,580 | 1,724 | 1,654 |
| Total interest expense | 3,816 | 3,595 | 3,805 | 3,676 |
| Dividends on federal home loan bank stock and other stock | 90 | 94 | 96 | 94 |
| Non-taxable | 1,858 | 1,896 | 1,878 | 1,847 |
| Taxable | 388 | 387 | 484 | 513 |
| Federal funds sold | 395 | 138 | 254 | 438 |
| Loans, including fees | 7,680 | 7,327 | 7,232 | 6,986 |
| Total interest and dividend income | 10,411 | 9,842 | 9,944 | 9,878 |
| Net interest income | 6,595 | 6,247 | 6,139 | 6,202 |
| Reversal of credit loss expense - off balance sheet commitments | - | - | - | -130 |
| Provision for credit loss expense - loans | 206 | 96 | 69 | 234 |
| Provision for credit loss expense | 206 | 96 | 69 | 104 |
| Net interest income after credit for credit losses | 6,389 | 6,151 | 6,070 | 6,098 |
| Income before federal income taxes | 1,936 | 1,846 | 1,756 | 1,612 |
| Provision (benefit) for federal income taxes | 22 | -26 | -64 | -127 |
| Net income | 1,914 | 1,872 | 1,820 | 1,739 |
| Earnings per share, basic | 0.33 | 0.32 | 0.31 | 0.3 |
| Earnings per share, diluted | 0.33 | 0.32 | 0.31 | 0.3 |
| Weighted average number of shares outstanding, basic | 5,491,322 | 5,566,428 | 5,621,393 | 5,629,558 |
| Weighted average number of shares outstanding, diluted | 5,491,322 | 5,566,428 | 5,621,393 | 5,629,558 |