For the quarter ending 2025-09-30, UBCP has $866,756K in assets. $800,286K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 8,033 | 7,867 | ||
| Interest-bearing demand deposits | 37,619 | 41,819 | ||
| Cash and cash equivalents | 45,652 | 49,686 | ||
| Available-for-sale securities, net of allowance for credit losses of 0 at september 30, 2025 and december 31, 2024 | 253,726 | 227,253 | ||
| Loans, net of allowance for credit losses of 4,303 and 4,026 at september 30, 2025 and december 31, 2024, respectively | 492,234 | 496,591 | ||
| Premises and equipment | 30,171 | 27,008 | ||
| Federal home loan bank stock | 4,030 | 4,030 | ||
| Foreclosed assets held for sale, net | 3,276 | 3,275 | ||
| Core deposit other intangible asset | 10 | 47 | ||
| Goodwill | 682 | 682 | ||
| Accrued interest receivable | 3,631 | 4,013 | ||
| Deferred federal income tax | 4,111 | 5,511 | ||
| Bank-owned life insurance | 20,155 | 20,054 | ||
| Other assets | 9,078 | 9,734 | ||
| Total assets | 866,756 | 847,884 | ||
| Demand | 332,843 | 327,461 | ||
| Savings | 123,220 | 123,689 | ||
| Time | 189,130 | 191,795 | ||
| Total deposits | 645,193 | 642,945 | ||
| Securities sold under repurchase agreements | 45,514 | 35,600 | ||
| Subordinated debentures | 23,893 | 23,878 | ||
| Advances federal home loan bank | 75,000 | 75,000 | ||
| Lease liability - finance lease | 2,933 | 2,913 | ||
| Interest payable and other liabilities | 7,753 | 7,890 | ||
| Total liabilities | 800,286 | 788,226 | ||
| Common stock, 1 par value authorized 10,000,000 shares issued 6,203,141 shares at september 30, 2025, and 6,203,141 shares at december 31, 2024 outstanding - 5,774,011 and 5,793,611 shares at september 30, 2025 and december 31, 2024, respectively | 6,203 | 6,203 | ||
| Additional paid-in capital | 26,902 | 26,712 | ||
| Retained earnings | 47,670 | 46,856 | ||
| Preferred stock, no par value, authorized 2,000,000 shares no shares issued | - | 0 | ||
| Stock held by deferred compensation plan 182,267 and 172,667 shares at september 30, 2025 and december 31, 2024, respectively | 2,341 | 2,239 | ||
| Accumulated other comprehensive loss | -8,586 | -14,496 | ||
| Treasury stock, at cost 246,863 and 236,863 shares at september 30, 2025 and december 31, 2024, respectively | 3,378 | 3,378 | ||
| Total stockholders' equity | 66,470 | 59,658 | ||
| Total liabilities and stockholders' equity | 866,756 | 847,884 | ||
UNITED BANCORP INC OH (UBCP)
UNITED BANCORP INC OH (UBCP)