UMBF: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	487,043	298,727
Provision for credit losses	129,500	107,000
Net (accretion) amortization of premiums and discounts from acquisition	93,740	60,204
Depreciation and amortization	104,373	67,361
Amortization of debt issuance costs	638	438
Deferred income tax expense (benefit)	25,219	23,772
Net increase in trading securities and other earning assets	7,278	-3,835
Gains on investment securities, net	28,810	32,903
Losses (gains) on sales of assets	-68	-62
Amortization of securities premiums, net of discount accretion	2,066	-1,828
Originations of loans held for sale	73,717	43,485
Gains on sales of loans held for sale, net	2,009	1,165
Proceeds from sales of loans held for sale	75,312	41,668
Equity-based compensation	28,432	20,709
Accrued income	11,271	7,016
Accrued expenses and taxes	42,333	-21,935
Other assets and liabilities, net	-246,589	-249,715
Net cash provided by operating activities	920,616	648,407
Maturities, calls and principal repayments	502,322	346,297
Purchases	319,652	15,319
Sales	624,225	616,354
Maturities, calls and principal repayments	1,207,751	819,828
Purchases	4,015,349	2,571,763
Purchases	495	392
Sales	23,150	23,068
Maturities, calls and principal repayments	14,557	11,096
Purchases	124,847	114,823
Payment of tax equity investment commitments	42,489	34,762
Net increase in loans	2,214,214	1,332,396
Net increase in fed funds sold and resell agreements	-220,113	-192,191
Net cash activity from acquisitions and divestitures	-170,136	-174,985
Net decrease (increase) in interest-bearing balances due from other financial institutions	952,886	958,769
Net purchases of premises and equipment	37,825	23,427
Proceeds from bank-owned and company-owned life insurance death benefit	2,334	-
Net cash used in investing activities	-3,477,623	-1,334,676
Net increase in demand and savings deposits	2,940,516	2,898,641
Net decrease in time deposits	-299,109	-405,498
Net increase (decrease) in fed funds purchased and repurchase agreements	206,249	300,258
Repayment of long-term debt	200,000	11,055
Cash dividends paid	95,006	62,504
Payment of common stock issuance costs	524	524
Proceeds from exercise of stock options and sales of treasury shares	942	670
Purchases of treasury stock	17,549	15,724
Common stock issuance	235,141	235,141
Preferred stock issuance	294,066	294,062
Preferred stock redemption	115,000	-
Net cash provided by financing activities	2,949,726	3,233,467
Increase in cash and cash equivalents	392,719	2,547,198
Cash and cash equivalents at beginning of period	8,448,691	-
Cash and cash equivalents at end of period	8,841,410	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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UMBF: the cashflow