Financial insights of UMBF

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	633,078	553,073*	629,057	612,414
Taxable interest	145,299	114,011*	138,176	122,237
Tax-exempt interest	34,454	31,118*	33,035	33,024
Total securities income	179,753	145,128*	171,211	155,261
Federal funds and resell agreements	16,063	11,005*	9,365	8,733
Interest-bearing due from banks	37,902	50,676*	68,952	73,874
Trading securities	271	248*	312	255
Total interest income	867,067	760,129*	878,897	850,537
Deposits	292,373	277,497*	362,882	343,153
Federal funds and repurchase agreements	29,698	24,622*	28,632	27,423
Other	-10,630	-8,905*	-12,341	-12,937
Total interest expense	332,701	311,023*	403,855	383,513
Net interest income	534,366	449,106*	475,042	467,024
Provision for credit losses	27,000	89,250*	22,500	21,000
Net interest income after provision for credit losses	507,366	359,856*	452,542	446,024
Trust and securities processing	94,667	86,615*	87,926	83,263
Trading and investment banking	7,740	5,511*	7,026	6,170
Service charges on deposit accounts	29,474	26,184*	29,150	28,865
Insurance fees and commissions	255	166*	307	189
Brokerage fees	21,089	18,100*	20,470	20,525
Bankcard fees	28,878	26,056*	29,561	29,018
Investment securities losss (gaines), net	3,046	-19,421*	-4,093	37,685
Other	19,644	8,617*	32,951	16,470
Total noninterest income	204,793	151,826*	203,298	222,185
Salaries and employee benefits	219,681	233,064*	220,329	213,551
Occupancy, net	19,075	17,142*	19,149	18,571
Equipment	13,320	15,432*	16,563	16,426
Supplies and services	5,604	3,191*	10,492	6,383
Marketing and business development	13,792	12,025*	11,094	11,344
Processing fees	42,059	39,877*	45,008	43,638
Legal and consulting	9,087	32,178*	21,616	18,468
Bankcard	11,841	13,296*	11,775	12,363
Amortization of other intangible assets	23,460	17,644*	25,317	25,268
Regulatory fees	8,270	2,726*	8,091	9,259
Other	14,694	17,548*	29,851	17,897
Total noninterest expense	380,883	404,121*	419,285	393,168
Income before income taxes	331,276	107,561*	236,555	275,041
Income tax expense	69,838	13,728*	48,239	57,647
Net income	261,438	93,833*	188,316	217,394
Less preferred dividends	5,813	2,847*	7,944	2,012
Net income available to common shareholders	255,625	90,986	180,372	215,382

Basic EPS	3.36	1.34	2.38	2.84
Diluted EPS	3.35	1.33	2.36	2.82
Basic Average Shares	76,032,620	67,910,221	75,943,943	75,923,082
Diluted Average Shares	76,399,233	68,403,313	76,366,818	76,241,798

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$255,625KEPS$3.35Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$255,625KEPS$3.35Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars

Net Income
$255,625K
EPS
$3.35
Unit: Thousand (K) dollars