umbf: the income statement

MyFinsight

UMB FINANCIAL CORP (UMBF)

For the quarter ending 2025-06-30, UMBF made $1,072,722K in revenue. $215,382K in net income. Net profit margin of 20.08%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Less preferred dividends	2,012
Income tax expense	57,647
Other	16,470
Trading and investment banking	6,170
Insurance fees and commissions	189
Investment securities gains (losses), net	37,685
Trust and securities processing	83,263
Service charges on deposit accounts	28,865
Brokerage fees	20,525
Bankcard fees	29,018
Total noninterest income	222,185
Supplies and services	6,383
Other	17,897
Occupancy, net	18,571
Processing fees	43,638
Marketing and business development	11,344
Legal and consulting	18,468
Salaries and employee benefits	213,551
Equipment	16,426
Amortization of other intangible assets	25,268
Regulatory fees	9,259
Bankcard	12,363
Total noninterest expense	393,168
Provision for credit losses	21,000
Federal funds and repurchase agreements	27,423
Deposits	343,153
Other	-12,937
Total interest expense	383,513
Federal funds and resell agreements	8,733
Interest-bearing due from banks	73,874
Loans	612,414
Tax-exempt interest	33,024
Taxable interest	122,237
Total securities income	155,261
Trading securities	255
Total interest income	850,537
Net interest income	467,024
Net interest income after provision for credit losses	446,024
Income before income taxes	275,041
Net income	217,394
Net income available to common shareholders	215,382

Earnings per share, basic, total	2.84
Earnings per share, diluted, total	2.82
Weighted average number of shares outstanding, basic, total	75,923,082
Weighted average number of shares outstanding, diluted	76,241,798

Unit: Thousand (K) dollars (except for numbers of shares and EPS)