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UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

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Balance Sheets Overview

Debt to Asset Ratio
80.73%
Unit: Thousand (K) dollars
Assets Breakdown
    • Available-for-sale debt securiti...
    • Prepaid reinsurance premiums
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Unearned premiums
    • Retained earnings
    • Reinsurance payable, net
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Available-for-sale debt securities, at fair value, net of allowance for credit loss of 881 and 631 (amortized cost 1,553,900 and 1,466,145)
1,506,146
1,421,952
1,431,028
1,413,621
Equity securities, at fair value (cost 113,037 and 87,326)
111,829
98,624
85,420
95,992
Other investments, at fair value (cost 5,000 and 5,000)
11,155
10,693
10,693
3,903
Investment real estate, net
5,367
5,419
5,463
5,425
Total invested assets
1,634,497
1,536,688
1,532,604
1,518,941
Cash and cash equivalents
532,160
595,771
408,868
405,114
Restricted cash and cash equivalents
68,635
2,635
68,970
69,110
Prepaid reinsurance premiums
562,104
116,996
291,031
465,016
Reinsurance recoverables
176,889
201,921
232,918
315,964
Premiums receivable, net
85,537
75,962
75,721
82,398
Property and equipment, net
48,640
49,346
49,349
49,931
Deferred policy acquisition costs
135,222
126,159
128,564
132,658
Income taxes recoverable
16,407
-
-
-
Deferred income tax asset, net
14,238
37,809
27,658
18,949
Other assets
31,835
26,102
24,012
31,564
Total assets
3,306,164
2,769,389
2,839,695
3,089,645
Unpaid losses and loss adjustment expenses
633,613
668,723
680,712
682,589
Unearned premiums
1,143,593
1,067,085
1,091,959
1,146,230
Advance premium
84,860
86,907
61,847
78,710
Book overdraft
-
-
-
6,617
Reinsurance payable, net
627,776
135,791
257,242
501,809
Commission payable
33,379
28,260
26,307
28,178
Income taxes payable
0
53,614
28,554
3,664
Other liabilities and accrued expenses
47,936
43,975
41,558
46,134
Total principal amount
100,367
100,735
101,103
101,470
Less unamortized debt issuance costs
2,515
445
622
799
Debt, net of issuance costs
97,852
100,290
100,481
100,671
Total liabilities
2,669,009
2,184,645
2,288,660
2,594,602
Cumulative convertible preferred stock
0
0
0
0
Common stock
483
483
482
481
Treasury shares, at cost - 20,558 and 20,226, respectively
316,751
312,213
305,064
298,194
Additional paid-in capital
127,300
123,910
124,319
124,063
Accumulated other comprehensive income (loss), net of taxes
-35,520
-34,516
-26,151
-30,755
Retained earnings
861,643
807,080
757,449
699,448
Total stockholders equity
637,155
584,744
551,035
495,043
Total liabilities and stockholders equity
3,306,164
2,769,389
2,839,695
3,089,645
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Available-for-sale debtsecurities, at fair value,...$1,506,146K (7.97%↑ Y/Y)Equity securities, atfair value (cost...$111,829K (20.42%↑ Y/Y)Other investments, atfair value (cost...$11,155K (183.70%↑ Y/Y)Investment real estate, net$5,367K (-34.38%↓ Y/Y)Total invested assets$1,634,497K (8.97%↑ Y/Y)Prepaid reinsurancepremiums$562,104K (-12.04%↓ Y/Y)Cash and cashequivalents$532,160K (44.96%↑ Y/Y)Reinsurance recoverables$176,889K (-53.69%↓ Y/Y)Deferred policyacquisition costs$135,222K (7.99%↑ Y/Y)Premiums receivable, net$85,537K (2.33%↑ Y/Y)Restricted cash and cashequivalents$68,635K (0.00%↑ Y/Y)Property and equipment,net$48,640K (2.02%↑ Y/Y)Other assets$31,835K (-17.21%↓ Y/Y)Income taxesrecoverable$16,407K (81.94%↑ Y/Y)Deferred income taxasset, net$14,238K (-5.66%↓ Y/Y)Total assets$3,306,164K (0.93%↑ Y/Y)Total liabilities andstockholders equity$3,306,164K (0.93%↑ Y/Y)Total liabilities$2,669,009K (-5.29%↓ Y/Y)Total stockholdersequity$637,155K (39.18%↑ Y/Y)Treasury shares, at cost -20,558 and 20,226,...$316,751K (9.18%↑ Y/Y)Accumulated othercomprehensive income (loss),...-$35,520K (12.90%↑ Y/Y)Unearned premiums$1,143,593K (5.15%↑ Y/Y)Unpaid losses and lossadjustment expenses$633,613K (-17.27%↓ Y/Y)Reinsurance payable, net$627,776K (-11.51%↓ Y/Y)Debt, net of issuancecosts$97,852K (-2.98%↓ Y/Y)Advance premium$84,860K (1.25%↑ Y/Y)Other liabilities andaccrued expenses$47,936K (16.68%↑ Y/Y)Commission payable$33,379K (13.60%↑ Y/Y)Retained earnings$861,643K (29.70%↑ Y/Y)Less unamortizeddebt issuance costs$2,515K (157.68%↑ Y/Y)Additional paid-in capital$127,300K (2.73%↑ Y/Y)Common stock$483K (1.47%↑ Y/Y)Total principalamount$100,367K (-1.44%↓ Y/Y)