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For the quarter ending 2026-03-31, UVE made $393,565K in revenue. $54,291K in net income. Net profit margin of 13.79%.

Income Overview

Revenue
$393,565K
Net Income
$54,291K
Net Profit Margin
13.79%
EPS
$1.88
Unit: Thousand (K) dollars
Revenue Breakdown
    • Direct premiums written
    • Ceded premiums earned
    • Change in unearned premiums
    • Others

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Total revenues
393,565 407,926 400,981 400,141
Losses and loss adjustment expenses
228,096 222,739 252,279 260,305
Policy acquisition costs
64,473 67,876* 63,594 61,878
Other operating costs and expenses
27,709 27,262* 30,728 29,964
Total operating costs and expenses
320,278 317,877 346,601 352,147
Interest and amortization of debt issuance costs
1,595 1,599 1,603 1,608
Income (loss) before income taxes
71,692 88,450 52,777 46,386
Income tax expense (benefit)
17,401 21,861 12,947 11,293
Net income (loss)
54,291 66,589 39,830 35,093
Basic EPS
1.96 2.409 1.43 1.25
Diluted EPS
1.88 2.283 1.38 1.21
Basic Average Shares
27,651,000 27,646,000 27,851,000 27,972,000
Diluted Average Shares
28,831,000 29,165,000 28,808,000 29,072,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Direct premiumswritten$506,547K (8.45%↑ Y/Y)Change in unearnedpremiums$24,874K (-46.14%↓ Y/Y)Investment income-DebtSecurities$13,528K Investment income-Cash AndCash Equivalents$5,662K Investment income-EquitySecurities$916K Investment income-OtherThan Securities...$171K Direct premiums earned$531,421K (3.54%↑ Y/Y)Total investmentincome$20,277K Premiums earned, net$356,902K (0.33%↑ Y/Y)Net investmentincome$19,487K (21.34%↑ Y/Y)Commission revenue$14,731K (-9.49%↓ Y/Y)Policy fees$4,982K (10.88%↑ Y/Y)Ceded premiums earned$174,519K (10.78%↑ Y/Y)Less investmentexpenses$790K Other revenue$2,060K (-11.28%↓ Y/Y)Net realized gains(losses) on investments$734K (5342.86%↑ Y/Y)Total revenues$393,565K (-0.33%↓ Y/Y)Net change inunrealized losss (gaines)...-$5,331K (-53410.00%↓ Y/Y)Income (loss) beforeincome taxes$71,692K (29.28%↑ Y/Y)Total operating costsand expenses$320,278K (-5.19%↓ Y/Y)Interest andamortization of debt issuance...$1,595K (-1.05%↓ Y/Y)Net income (loss)$54,291K (31.01%↑ Y/Y)Income tax expense(benefit)$17,401K (24.14%↑ Y/Y)Losses and lossadjustment expenses$228,096K (-8.96%↓ Y/Y)Policy acquisitioncosts$64,473K Other operating costsand expenses$27,709K

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)