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For the quarter ending 2025-09-30, UVE made $400,981,000 in revenue. $39,830,000 in net income. Net profit margin of 9.93%.

Income Overview

Revenue
$400,981,000
Net Income
$39,830,000
Net Profit Margin
9.93%
EPS
$1.38
Unit: Dollar
Revenue Breakdown
    • Direct premiums written
    • Ceded premiums earned
    • Commission revenue
    • Others

Unit: Dollar
Income Statement
2025-09-30
2025-06-30
2025-03-31
2024-12-31
Total revenues
400,981,000 400,141,000 394,867,000 376,384,000
Losses and loss adjustment expenses
252,279,000 260,305,000 250,555,000 263,419,500
Policy acquisition costs
63,594,000 61,878,000 --
General and administrative expenses
--87,244,000 83,933,000
Other operating expenses
30,728,000 29,964,000 --
Total operating costs and expenses
346,601,000 352,147,000 337,799,000 347,352,500
Interest and amortization of debt issuance costs
1,603,000 1,608,000 1,612,000 1,619,000
Income (loss) before income taxes
52,777,000 46,386,000 55,456,000 27,414,500
Income tax expense (benefit)
12,947,000 11,293,000 14,017,000 7,577,000
Net income (loss)
39,830,000 35,093,000 41,439,000 19,837,500
Basic earnings (loss) per common share (in usd per share)
1.43 1.25 1.48 0.7
Diluted earnings (loss) per common share (in usd per share)
1.38 1.21 1.44 0.685
Weighted average common shares outstanding - basic (in shares)
27,851,000 27,972,000 28,091,000 -14,228,500
Weighted average common shares outstanding - diluted (in shares)
28,808,000 29,072,000 28,779,000 -14,194,500
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Investment income-OtherThan Securities...$161,000 Investment income-Cash AndCash Equivalents$5,471,000 Investment income-EquitySecurities$969,000 Investment income-DebtSecurities$12,492,000 Direct premiumswritten$592,774,000 Total investmentincome$19,093,000 Direct premiums earned$534,106,000 Change in unearnedpremiums-$58,668,000 Other revenue$2,030,000 Policy fees$5,389,000 Commission revenue$14,598,000 Net change inunrealized gains (losses)...$1,296,000 Net investmentincome$18,337,000 Premiums earned, net$359,676,000 Less investmentexpenses$756,000 Ceded premiums earned$174,430,000 Total revenues$400,981,000 Net realized gains(losses) on investments-$345,000 Income (loss) beforeincome taxes$52,777,000 Interest andamortization of debt issuance...$1,603,000 Total operating costsand expenses$346,601,000 Net income (loss)$39,830,000 Income tax expense(benefit)$12,947,000 Other operatingexpenses$30,728,000 Policy acquisitioncosts$63,594,000 Losses and lossadjustment expenses$252,279,000

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)