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For the year ending 2025-12-31, UVE made $1,603,915K in revenue. $182,951K in net income. Net profit margin of 11.41%.

Income Overview

Revenue
$1,603,915K
Net Income
$182,951K
Net Profit Margin
11.41%
EPS
$6.32
Unit: Thousand (K) dollars
Revenue Breakdown
    • Direct premiums written
    • Ceded premium earned
    • Commission revenue
    • Others

Income Statement
2025-12-31
2024-12-31
Total revenues
1,603,915 1,520,536
Losses and loss adjustment expenses
985,878 1,087,366
Policy acquisition costs
250,246 -
General and administrative expenses
-342,083
Other operating costs and expenses
118,300 -
Total operating costs and expenses
1,354,424 1,429,449
Interest and amortization of debt issuance costs
6,422 6,476
Income (loss) before income tax expense (benefit)
243,069 84,611
Income tax expense (benefit)
60,118 25,683
Net income (loss)
182,951 58,928
Basic EPS
6.56 2.07
Diluted EPS
6.32 2.01
Basic Average Shares
27,890,000 28,498,000
Diluted Average Shares
28,956,000 29,274,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Direct premiumswritten$2,140,256K (3.41%↑ Y/Y)Investment income-DebtSecurities$48,008K Investment income-Cash AndCash Equivalents$21,351K Investment income-EquitySecurities$3,678K Investment income-OtherThan Securities...$645K Direct premium earned$2,108,743K (5.45%↑ Y/Y)Total investmentincome$73,682K Change in unearnedpremium-$31,513K (54.91%↑ Y/Y)Premiums earned, net$1,439,015K (4.80%↑ Y/Y)Net investmentincome$70,627K (19.41%↑ Y/Y)Commission revenue$61,336K (18.43%↑ Y/Y)Policy fees$20,100K (3.13%↑ Y/Y)Other revenue$8,316K (-1.14%↓ Y/Y)Net realized gains(losses) on investments$5,698K (533.31%↑ Y/Y)Ceded premium earned$669,728K (6.86%↑ Y/Y)Less investmentexpenses$3,055K Total revenues$1,603,915K (5.48%↑ Y/Y)Net change inunrealized gains (losses)...-$1,177K (-111.85%↓ Y/Y)Income (loss) beforeincome tax expense...$243,069K (187.28%↑ Y/Y)Total operating costsand expenses$1,354,424K (-5.25%↓ Y/Y)Interest andamortization of debt issuance...$6,422K (-0.83%↓ Y/Y)Net income (loss)$182,951K (210.47%↑ Y/Y)Income tax expense(benefit)$60,118K (134.08%↑ Y/Y)Losses and lossadjustment expenses$985,878K (-9.33%↓ Y/Y)Policy acquisitioncosts$250,246K Other operating costsand expenses$118,300K

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)