uwhr: the income statement

MyFinsight

UWHARRIE CAPITAL CORP (UWHR)

For the quarter ending 2025-06-30, UWHR made $17,406K in revenue. $2,683K in net income. Net profit margin of 15.41%.

Overview

Revenue
$17,406K
Net Income
$2,683K
Net Profit Margin
15.41%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Investment securities, taxable
Income from mortgage banking
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income taxes	757
Service charges on deposit accounts	263
Other service fees and commissions	989
Interchange and card transaction fees, net	308
Supplemental executive retirement plan gain (loss)	373
Income from mortgage banking	1,027
Realized/unrealized gain (loss) on equity securities	14
Other income	110
Total noninterest income	3,084
Software amortization and maintenance	356
Supplemental executive retirement plan gain (loss)	373
Electronic banking expense	123
Professional fees and services	267
Other noninterest expense	720
Net occupancy expense	433
Marketing and donations	359
Loan costs	69
Salaries and employee benefits	5,711
Data processing costs	228
Fdic insurance	134
Equipment expense	207
Total noninterest expense	8,980
Unfunded loan commitments	-26
Securities held to maturity	-14
Loans	242
Total provision for credit losses	254
Time deposits, 250,000 and over	1,217
Interest checking and money market accounts	1,609
Other time deposits	1,306
Short-term borrowed funds	11
Savings deposits	138
Long-term debt	324
Total interest expense	4,605
Investment securities, taxable	2,876
Investment securities, non-taxable	314
Equity securities	5
Interest-earning deposits with banks and federal funds sold	662
Loans, including fees	10,479
Total interest income	14,336
Net interest income	9,731
Net interest income after provision for credit losses	9,477
Income before income taxes	3,581
Net income	2,824
Less net income attributable to noncontrolling interest	141
Net income attributable to common shareholders	2,683

Earnings per share, basic, total	0.38
Earnings per share, diluted, total	0.38
Weighted average number of shares outstanding, basic, total	7,047,162
Weighted average number of shares outstanding, diluted, total	7,047,162

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$17,406K
Net Income
$2,683K
Net Profit Margin
15.41%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Investment securities, taxable
Income from mortgage banking
Others

Income Statement

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Overview

Revenue
$17,406K
Net Income
$2,683K
Net Profit Margin
15.41%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Investment securities, taxable
Income from mortgage banking
Others

Income Statement

DownloadDownload image

Overview

Revenue$17,406KNet Income$2,683KNet Profit Margin15.41%EPS$0.38Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesInvestment securities, taxableIncome from mortgage bankingOthers

Income Statement

Overview

Revenue$17,406KNet Income$2,683KNet Profit Margin15.41%EPS$0.38Unit: Thousand (K) dollarsRevenue BreakdownLoans, including feesInvestment securities, taxableIncome from mortgage bankingOthers

Income Statement

Revenue
$17,406K
Net Income
$2,683K
Net Profit Margin
15.41%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Investment securities, taxable
Income from mortgage banking
Others

Revenue
$17,406K
Net Income
$2,683K
Net Profit Margin
15.41%
EPS
$0.38
Unit: Thousand (K) dollars
Revenue Breakdown
Loans, including fees
Investment securities, taxable
Income from mortgage banking
Others