Financial insights of UWHR

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$10,788K
EPS
$1.49
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Loans, including fees	42,229
Investment securities, taxable	11,487
Investment securities, non-taxable	1,319
Equity securities	20
Interest-earning deposits with banks and federal funds sold	2,765
Total interest income	57,820
Interest checking and money market accounts	6,650
Savings deposits	602
Time deposits, 250,000 and over	5,188
Other time deposits	5,190
Short-term borrowed funds	25
Long-term debt	1,313
Total interest expense	18,968
Net interest income	38,852
Loans	756
Securities held to maturity	-23
Unfunded loan commitments	7
Total provision for (recovery of) credit losses	726
Net interest income after provision for (recovery of) credit losses	38,126
Service charges on deposit accounts	1,060
Other service fees and commissions	4,128
Interchange and card transaction fees, net	1,094
Realized/unrealized gain (loss) on equity securities	-31
Income from mortgage banking	3,872
Supplemental executive retirement plan gain (loss)	631
Other income	505
Total noninterest income	11,259
Salaries and employee benefits	22,437
Net occupancy expense	1,873
Equipment expense	808
Data processing costs	889
Loan costs	270
Professional fees and services	1,119
Marketing and donations	1,484
Electronic banking expense	504
Software amortization and maintenance	1,546
Fdic insurance	538
Supplemental executive retirement plan gain (loss)	631
Other noninterest expense	2,683
Total noninterest expense	34,782
Income before income taxes	14,603
Income taxes	3,250
Net income (loss)	11,353
Less net income attributable to noncontrolling interest	565
Net income attributable to uwharrie capital corp and common shareholders	10,788

Basic EPS	1.49
Diluted EPS	1.49
Basic Average Shares	7,237,873
Diluted Average Shares	7,237,873

MyFinsight

Income Overview

Net Income
$10,788K
EPS
$1.49
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$10,788K
EPS
$1.49
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$10,788KEPS$1.49Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$10,788KEPS$1.49Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$10,788K
EPS
$1.49
Unit: Thousand (K) dollars

Net Income
$10,788K
EPS
$1.49
Unit: Thousand (K) dollars