Financial insights of UWHR

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$3,076K
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	10,614	10,313*	10,800	10,479
Investment securities, taxable	2,791	2,849*	2,883	2,876
Investment securities, non-taxable	445	353*	330	314
Equity securities	5	5*	5	5
Interest-earning deposits with banks and federal funds sold	728	749*	682	662
Total interest income	14,583	14,268*	14,700	14,336
Interest checking and money market accounts	1,725	1,626*	1,741	1,609
Savings deposits	261	158*	158	138
Time deposits, 250,000 and over	1,204	1,360*	1,335	1,217
Other time deposits	1,304	1,361*	1,247	1,306
Short-term borrowed funds	1	7*	1	11
Long-term debt	324	332*	330	324
Total interest expense	4,819	4,843*	4,812	4,605
Securities held to maturity	-	10*	-8	-14
Net interest income	9,764	9,425*	9,888	9,731
Loans	-82	105*	192	242
Unfunded loan commitments	-20	34*	8	-26
Total provision for (recovery of) credit losses	-62	81*	176	254
Net interest income after provision for (recovery of) credit losses	9,826	9,344*	9,712	9,477
Service charges on deposit accounts	289	246*	280	263
Other service fees and commissions	1,054	1,142*	1,002	989
Interchange and card transaction fees, net	242	254*	252	308
Gain on sale of securities	186	-	-	-
Realized/unrealized gain (loss) on equity securities	21	-62*	7	14
Income from mortgage banking	1,181	941*	927	1,027
Supplemental executive retirement plan gain	-194	-368*	293	373
Other income	180	123*	145	110
Total noninterest income	2,959	2,274*	2,906	3,084
Salaries and employee benefits	5,882	5,500*	5,581	5,711
Net occupancy expense	497	492*	488	433
Equipment expense	199	205*	195	207
Data processing costs	225	213*	223	228
Loan costs	66	96*	47	69
Professional fees and services	213	285*	289	267
Marketing and donations	395	383*	375	359
Electronic banking expense	138	114*	137	123
Software amortization and maintenance	410	394*	412	356
Fdic insurance	141	132*	137	134
Supplemental executive retirement plan gain	-194	-368*	293	373
Other noninterest expense	723	577*	684	720
Total noninterest expense	8,695	8,021*	8,861	8,980
Income before income taxes	4,090	3,597*	3,757	3,581
Income taxes	875	814*	867	757
Net income	3,215	2,783*	2,890	2,824
Less net income attributable to noncontrolling interest	139	141*	142	141
Net income attributable to common shareholders	3,076	2,642	2,748	2,683

Basic EPS	0.43	0.355	0.38	0.38
Diluted EPS	0.43	0.355	0.38	0.38
Basic Average Shares	7,167,728	7,450,198	7,216,259	7,047,162
Diluted Average Shares	7,167,728	7,450,198	7,216,259	7,047,162

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$3,076K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$3,076K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$3,076KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$3,076KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$3,076K
EPS
$0.43
Unit: Thousand (K) dollars

Net Income
$3,076K
EPS
$0.43
Unit: Thousand (K) dollars