For the quarter ending 2025-09-30, UWHR has $1,215,826K in assets. $1,144,860K in debts. $111,018K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 10,768 | 10,676 | ||
| Interest-earning deposits with banks | 100,250 | 62,598 | ||
| Cash and cash equivalents | 111,018 | 73,274 | ||
| Securities available for sale, at fair value (amortized cost 378,890 and 365,088 respectively) | 354,920 | 340,985 | ||
| Securities held to maturity, at amortized cost (fair value 20,016 and 24,561 respectively) | 22,023 | 23,753 | ||
| Less allowance for credit losses on securities held to maturity | 46 | 54 | ||
| Net securities held to maturity | 21,977 | 23,699 | ||
| Equity securities, at fair value | 332 | 325 | ||
| Loans held for sale | 5,083 | 9,147 | ||
| Loans held for investment | 677,390 | 677,556 | ||
| Less allowance for credit losses on loans | 6,356 | 6,231 | ||
| Net loans held for investment | 671,034 | 671,325 | ||
| Premises and equipment, net | 14,171 | 14,054 | ||
| Interest receivable | 4,700 | 4,300 | ||
| Restricted stock | 1,779 | 1,749 | ||
| Bank-owned life insurance | 8,044 | 8,008 | ||
| Deferred income tax benefit | 7,132 | 8,036 | ||
| Loan servicing assets | 3,799 | 3,828 | ||
| Mortgage banking derivatives | 944 | 1,076 | ||
| Other assets | 10,893 | 9,948 | ||
| Total assets | 1,215,826 | 1,169,754 | ||
| Demand noninterest-bearing | 287,219 | 291,431 | ||
| Interest checking and money market accounts | 429,147 | 394,855 | ||
| Savings deposits | 100,842 | 102,666 | ||
| Time deposits, 250,000 and over | 137,654 | 127,984 | ||
| Other time deposits | 149,191 | 145,428 | ||
| Total deposits | 1,104,053 | 1,062,364 | ||
| Short-term borrowed funds | 43 | 1,132 | ||
| Long-term debt | 29,219 | 29,200 | ||
| Mortgage banking derivatives | 52 | 170 | ||
| Other liabilities | 11,493 | 11,484 | ||
| Total liabilities | 1,144,860 | 1,104,350 | ||
| Common stock, 1.25 par value 20,000,000 shares authorized shares issued and outstanding 6,988,394 and 7,077,941 at september 30, 2025 and december 31, 2024, respectively | 8,735 | 8,766 | ||
| Common stock dividend distributable | 262 | - | ||
| Additional paid-in capital | 13,666 | 12,038 | ||
| Undivided profits | 56,089 | 55,448 | ||
| Accumulated other comprehensive loss | -18,441 | -21,503 | ||
| Total uwharrie capital corp shareholders equity | 60,311 | 54,749 | ||
| Noncontrolling interest | 10,655 | 10,655 | ||
| Total shareholders equity | 70,966 | 65,404 | ||
| Total liabilities and shareholders equity | 1,215,826 | 1,169,754 | ||
UWHARRIE CAPITAL CORP (UWHR)
UWHARRIE CAPITAL CORP (UWHR)