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Balance Sheets Overview

Debt to Asset Ratio
93.37%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans held for investment
    • Securities available for sale, a...
    • Cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest checking and money mark...
    • Demand noninterest-bearing
    • Other time deposits
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
10,617
10,543
14,040
10,768
Interest-earning deposits with banks
81,095
105,646
59,289
100,250
Cash and cash equivalents
91,712
116,189
73,329
111,018
Securities available for sale, at fair value (amortized cost 382,025 and 379,272 respectively)
359,771
366,836
357,740
354,920
Securities held to maturity, at amortized cost (fair value 20,373 and 20,208 respectively)
21,924
21,962
21,992
22,023
Less allowance for credit losses on securities held to maturity
44
45
45
46
Net securities held to maturity
21,880
21,917
21,947
21,977
Equity securities, at fair value
878
324
303
332
Loans held for sale
7,820
11,322
9,019
5,083
Loans held for investment
692,231
685,959
689,562
677,390
Less allowance for credit losses on loans
5,986
6,399
6,420
6,356
Net loans held for investment
686,245
679,560
683,142
671,034
Total fixed assets
-
-
30,237
-
Less accumulated depreciation
-
-
15,527
-
Premises and equipment, net
16,745
15,617
14,710
14,171
Interest receivable
4,353
4,578
4,428
4,700
Prepaid expenses
1,526
1,430
1,255
-
Restricted stock
1,825
1,825
1,779
1,779
Bank-owned life insurance
8,149
8,114
8,081
8,044
Deferred income tax
6,857
7,311
6,840
7,132
Loan servicing assets
3,647
3,593
3,702
3,799
Mortgage banking derivatives
883
1,240
883
944
Other assets
9,815
9,358
9,187
10,893
Total assets
1,222,106
1,249,214
1,196,345
1,215,826
Demand noninterest-bearing
295,307
299,137
269,566
287,219
Interest checking and money market accounts
412,841
428,956
421,381
429,147
Savings deposits
115,381
114,101
105,038
100,842
Time deposits, 250,000 and over
120,779
133,564
135,474
137,654
Other time deposits
154,758
155,645
149,322
149,191
Total deposits
1,099,066
1,131,403
1,080,781
1,104,053
Short-term borrowed funds
228
166
25
43
Long-term debt
30,086
29,067
29,048
29,219
Mortgage banking derivatives
26
-
58
52
Other liabilities
11,636
11,918
10,876
11,493
Total liabilities
1,141,042
1,172,554
1,120,788
1,144,860
Common stock, 1.25 par value 20,000,000 shares authorized shares issued and outstanding 7,107,034 and 7,175,297 at june 30, 2026 and december 2025, respectively
8,884
8,937
8,969
8,735
Common stock dividend distributable
-
-
-
262
Additional paid-in capital
12,812
13,250
13,492
13,666
Undivided profits
65,844
62,072
58,996
56,089
Accumulated other comprehensive loss
-17,131
-18,254
-16,555
-18,441
Total uwharrie capital corp shareholders equity
70,409
66,005
64,902
60,311
Noncontrolling interest
10,655
10,655
10,655
10,655
Total shareholders equity
81,064
76,660
75,557
70,966
Total liabilities and shareholders equity
1,222,106
1,249,214
1,196,345
1,215,826
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held forinvestment$692,231K (2.17%↑ Y/Y)Interest-earning deposits withbanks$81,095K (29.55%↑ Y/Y)Cash and due frombanks$10,617K (-0.55%↓ Y/Y)Securities held tomaturity, at amortized...$21,924K (-7.70%↓ Y/Y)Net loans held forinvestment$686,245K (2.22%↑ Y/Y)Securities available forsale, at fair value...$359,771K (5.51%↑ Y/Y)Cash and cashequivalents$91,712K (25.16%↑ Y/Y)Net securities heldto maturity$21,880K (-7.68%↓ Y/Y)Premises and equipment,net$16,745K (19.15%↑ Y/Y)Other assets$9,815K (-1.34%↓ Y/Y)Bank-owned life insurance$8,149K (1.76%↑ Y/Y)Loans held for sale$7,820K (-14.51%↓ Y/Y)Deferred income tax$6,857K (-14.67%↓ Y/Y)Interest receivable$4,353K (1.23%↑ Y/Y)Loan servicingassets$3,647K (-4.73%↓ Y/Y)Restricted stock$1,825K (4.35%↑ Y/Y)Prepaid expenses$1,526K Mortgage bankingderivatives$883K (-17.94%↓ Y/Y)Equity securities, atfair value$878K (170.15%↑ Y/Y)Less allowance forcredit losses on loans$5,986K (-3.93%↓ Y/Y)Less allowance forcredit losses on...$44K (-18.52%↓ Y/Y)Total assets$1,222,106K (4.48%↑ Y/Y)Total liabilities andshareholders equity$1,222,106K (4.48%↑ Y/Y)Total liabilities$1,141,042K (3.32%↑ Y/Y)Total shareholdersequity$81,064K (23.94%↑ Y/Y)Total deposits$1,099,066K (3.45%↑ Y/Y)Long-term debt$30,086K (3.03%↑ Y/Y)Other liabilities$11,636K (1.32%↑ Y/Y)Short-term borrowed funds$228K (-79.86%↓ Y/Y)Mortgage bankingderivatives$26K (-84.71%↓ Y/Y)Total uwharriecapital corp...$70,409K (28.60%↑ Y/Y)Noncontrolling interest$10,655K (0.00%↑ Y/Y)Accumulated othercomprehensive loss-$17,131K (20.33%↑ Y/Y)Interest checking andmoney market accounts$412,841K (4.56%↑ Y/Y)Demandnoninterest-bearing$295,307K (1.33%↑ Y/Y)Other time deposits$154,758K (6.42%↑ Y/Y)Time deposits,250,000 and over$120,779K (-5.63%↓ Y/Y)Savings deposits$115,381K (12.38%↑ Y/Y)Undivided profits$65,844K (18.75%↑ Y/Y)Additional paid-in capital$12,812K (6.43%↑ Y/Y)Common stock, 1.25 parvalue 20,000,000...$8,884K (1.35%↑ Y/Y)

UWHARRIE CAPITAL CORP (UWHR)

UWHARRIE CAPITAL CORP (UWHR)