For the quarter ending 2026-03-31, UWHR has $1,249,214K in assets. $1,172,554K in debts. $116,189K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 10,543 | 14,040 | 10,768 | 10,676 |
| Interest-earning deposits with banks | 105,646 | 59,289 | 100,250 | 62,598 |
| Cash and cash equivalents | 116,189 | 73,329 | 111,018 | 73,274 |
| Securities available for sale, at fair value (amortized cost 390,536 and 379,272 respectively) | 366,836 | 357,740 | 354,920 | 340,985 |
| Securities held to maturity, at amortized cost (fair value 19,997 and 20,208 respectively) | 21,962 | 21,992 | 22,023 | 23,753 |
| Less allowance for credit losses on securities held to maturity | 45 | 45 | 46 | 54 |
| Net securities held to maturity | 21,917 | 21,947 | 21,977 | 23,699 |
| Equity securities, at fair value | 324 | 303 | 332 | 325 |
| Loans held for sale | 11,322 | 9,019 | 5,083 | 9,147 |
| Loans held for investment | 685,959 | 689,562 | 677,390 | 677,556 |
| Less allowance for credit losses on loans | 6,399 | 6,420 | 6,356 | 6,231 |
| Net loans held for investment | 679,560 | 683,142 | 671,034 | 671,325 |
| Total fixed assets | - | 30,237 | - | - |
| Less accumulated depreciation | - | 15,527 | - | - |
| Premises and equipment, net | 15,617 | 14,710 | 14,171 | 14,054 |
| Interest receivable | 4,578 | 4,428 | 4,700 | 4,300 |
| Prepaid expenses | 1,430 | 1,255 | - | - |
| Restricted stock | 1,825 | 1,779 | 1,779 | 1,749 |
| Bank-owned life insurance | 8,114 | 8,081 | 8,044 | 8,008 |
| Deferred income tax benefit | 7,311 | 6,840 | 7,132 | 8,036 |
| Loan servicing assets | 3,593 | 3,702 | 3,799 | 3,828 |
| Mortgage banking derivatives | 1,240 | 883 | 944 | 1,076 |
| Other assets | 9,358 | 9,187 | 10,893 | 9,948 |
| Total assets | 1,249,214 | 1,196,345 | 1,215,826 | 1,169,754 |
| Demand noninterest-bearing | 299,137 | 269,566 | 287,219 | 291,431 |
| Interest checking and money market accounts | 428,956 | 421,381 | 429,147 | 394,855 |
| Savings deposits | 114,101 | 105,038 | 100,842 | 102,666 |
| Time deposits, 250,000 and over | 133,564 | 135,474 | 137,654 | 127,984 |
| Other time deposits | 155,645 | 149,322 | 149,191 | 145,428 |
| Total deposits | 1,131,403 | 1,080,781 | 1,104,053 | 1,062,364 |
| Mortgage banking derivatives | - | 58 | 52 | 170 |
| Short-term borrowed funds | 166 | 25 | 43 | 1,132 |
| Long-term debt | 29,067 | 29,048 | 29,219 | 29,200 |
| Other liabilities | 11,918 | 10,876 | 11,493 | 11,484 |
| Total liabilities | 1,172,554 | 1,120,788 | 1,144,860 | 1,104,350 |
| Common stock, 1.25 par value 20,000,000 shares authorized shares issued and outstanding 7,149,685 and 7,175,297 at march 31, 2026 and december 31, 2025, respectively | 8,937 | 8,969 | 8,735 | 8,766 |
| Common stock dividend distributable | - | - | 262 | - |
| Additional paid-in capital | 13,250 | 13,492 | 13,666 | 12,038 |
| Undivided profits | 62,072 | 58,996 | 56,089 | 55,448 |
| Accumulated other comprehensive loss | -18,254 | -16,555 | -18,441 | -21,503 |
| Total uwharrie capital corp shareholders equity | 66,005 | 64,902 | 60,311 | 54,749 |
| Noncontrolling interest | 10,655 | 10,655 | 10,655 | 10,655 |
| Total shareholders equity | 76,660 | 75,557 | 70,966 | 65,404 |
| Total liabilities and shareholders equity | 1,249,214 | 1,196,345 | 1,215,826 | 1,169,754 |
UWHARRIE CAPITAL CORP (UWHR)
UWHARRIE CAPITAL CORP (UWHR)