For the year ending 2025-12-31, UWHR has $1,196,345K in assets. $1,120,788K in debts. $73,329K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 14,040 | |||
| Interest-earning deposits with banks | 59,289 | |||
| Cash and cash equivalents | 73,329 | |||
| Securities available for sale, at fair value (amortized cost 379,272 and 365,088, respectively) | 357,740 | |||
| Securities held to maturity, at amortized cost (fair value 20,208 and 24,561, respectively) | 21,992 | |||
| Less allowance for credit losses on securities held to maturity | 45 | |||
| Net securities held to maturity | 21,947 | |||
| Equity securities, at fair value | 303 | |||
| Loans held for sale | 9,019 | |||
| Loans held for investment | 689,562 | |||
| Less allowance for credit losses on loans | 6,420 | |||
| Net loans held for investment | 683,142 | |||
| Total fixed assets | 30,237 | |||
| Less accumulated depreciation | 15,527 | |||
| Premises and equipment, net | 14,710 | |||
| Interest receivable | 4,428 | |||
| Prepaid expenses | 1,255 | |||
| Restricted stock | 1,779 | |||
| Bank-owned life insurance | 8,081 | |||
| Deferred income tax benefit | 6,840 | |||
| Loan servicing assets | 3,702 | |||
| Mortgage banking derivatives | 883 | |||
| Other assets | 9,187 | |||
| Total assets | 1,196,345 | |||
| Demand noninterest-bearing | 269,566 | |||
| Interest checking and money market accounts | 421,381 | |||
| Savings deposits | 105,038 | |||
| Time deposits, 250,000 and over | 135,474 | |||
| Other time deposits | 149,322 | |||
| Total deposits | 1,080,781 | |||
| Short-term borrowed funds | 25 | |||
| Long-term debt | 29,048 | |||
| Mortgage banking derivatives | 58 | |||
| Other liabilities | 10,876 | |||
| Total liabilities | 1,120,788 | |||
| Common stock, 1.25 par value 20,000,000 shares authorized shares issued and outstanding 7,175,297 and 7,077,941, at december 31, 2025 and 2024, respectively | 8,969 | |||
| Additional paid-in capital | 13,492 | |||
| Undivided profits | 58,996 | |||
| Accumulated other comprehensive loss | -16,555 | |||
| Total uwharrie capital corp shareholders' equity | 64,902 | |||
| Noncontrolling interest | 10,655 | |||
| Total shareholders equity | 75,557 | |||
| Total liabilities and shareholders equity | 1,196,345 | |||
UWHARRIE CAPITAL CORP (UWHR)
UWHARRIE CAPITAL CORP (UWHR)