For the year ending 2025-12-31, UWMC has $16,928,676K in assets. $15,335,047K in debts. $503,364K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents (includes restricted cash of 21.0 million and 16.0 million, respectively) | 503,364 | 507,339 | 497,468 | 704,898 |
| Mortgage loans at fair value | 9,932,729 | 9,516,537 | 5,449,884 | 7,134,960 |
| Derivative assets | 37,567 | 99,964 | 33,019 | 82,869 |
| Investment securities at fair value, pledged | 100,512 | 103,013 | 110,352 | 113,290 |
| Accounts receivable, net | 526,694 | 417,955 | 512,070 | 383,147 |
| Mortgage servicing rights | 4,073,781 | 3,969,881 | 4,026,136 | 4,453,261 |
| Premises and equipment, net | 180,199 | 146,199 | 146,417 | 152,477 |
| Operating lease right-of-use asset (includes 93.4 million and 92.6 million, respectively, with related parties) | 94,310 | 93,730 | 99,125 | 104,181 |
| Finance lease right-of-use asset, net (includes 20.7 million and 22.7 million, respectively, with related parties) | 21,247 | 23,193 | 29,111 | 42,218 |
| Loans eligible for repurchase from ginnie mae | 1,133,359 | 641,554 | 856,856 | 345,490 |
| Other assets | 324,914 | 151,751 | 111,416 | 83,834 |
| Total assets | 16,928,676 | 15,671,116 | 11,871,854 | 13,600,625 |
| Warehouse lines of credit | 8,912,496 | 8,697,744 | 4,902,090 | 6,443,992 |
| Derivative liabilities | 26,574 | 35,965 | 40,781 | 49,748 |
| Secured lines of credit | 1,200,000 | 500,000 | 750,000 | 750,000 |
| Borrowings against investment securities | 87,497 | 90,646 | 93,814 | 101,345 |
| Accrued distributions and dividends payable | 161,292 | 159,827 | 159,572 | 159,465 |
| Senior notes | 2,981,975 | 2,785,326 | 1,988,267 | 1,984,336 |
| Loans eligible for repurchase from ginnie mae | 1,133,359 | 641,554 | 856,856 | 345,490 |
| Operating lease liability (includes 99.7 million and 99.2 million, respectively, with related parties) | 100,596 | 100,376 | 106,024 | 111,332 |
| Finance lease liability (includes 22.9 million and 24.6 million, respectively, with related parties) | 23,468 | 25,094 | 30,678 | 43,505 |
| Servicing fees payable | - | - | 99,694 | - |
| Accrued compensation and benefits | - | - | 82,745 | - |
| Derivative settlements payable | - | - | 64,777 | - |
| Representations and warranties reserve | - | - | 62,865 | - |
| Other accounts payable | - | - | 43,174 | - |
| Deferred tax liability | - | - | 30,334 | - |
| Investor payables | - | - | 25,001 | - |
| Accrued interest and bank fees | - | - | 24,985 | - |
| Tra liability | - | - | 15,494 | - |
| Other accrued expenses | - | - | 12,199 | - |
| Public and private warrants | - | - | 7,833 | - |
| Accounts payable, accrued expenses and other | 707,790 | 580,736 | 469,101 | 439,719 |
| Total liabilities | 15,335,047 | 13,617,268 | 9,397,183 | 10,428,932 |
| Common stock, 0.0001 par value-Common Class A | 27 | 16 | 10 | 9 |
| Common stock, 0.0001 par value-Common Class D | 133 | 144 | 150 | 150 |
| Additional paid-in capital | 9,910 | 3,523 | 1,702 | 903 |
| Retained earnings | 189,447 | 157,837 | 110,690 | 142,500 |
| Non-controlling interest | 1,394,112 | 1,892,328 | 2,362,119 | 3,028,131 |
| Total equity | 1,593,629 | 2,053,848 | 2,474,671 | 3,171,693 |
| Total liabilities and equity | 16,928,676 | 15,671,116 | 11,871,854 | 13,600,625 |
UWM Holdings Corp (UWMC)
UWM Holdings Corp (UWMC)