Financial insights of UWMC

MyFinsight

For the year ending 2025-12-31, UWMC made $3,160,569K in revenue. $27,380K in net income. Net profit margin of 0.87%.

Income Statement	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Total revenue	3,160,569	2,163,691	1,311,327	2,372,626
Change in fair value of mortgage servicing rights	-1,055,448	-	-	-
Gain (loss) on other interest rate derivatives	298,126	-	-	-
Other gains (losses), net	-757,322	-	-	-
Salaries, commissions and benefits	851,213	689,160	530,231	552,886
Direct loan production costs	208,811	190,277	104,262	90,369
Marketing, travel, and entertainment	106,191	96,782	84,515	74,168
Depreciation and amortization	50,044	45,474	46,146	45,235
General and administrative	264,060	209,838	170,423	179,549
Servicing costs	145,629	110,986	131,792	166,024
Amortization, impairment and pay-offs of mortgage servicing rights (see note 5)	-	-	-	0
Interest expense	530,794	490,763	320,256	305,987
Other income	4,391	5,546	5	-23,739
Total expenses	2,152,351	1,827,734	1,387,620	1,437,957
Earnings (loss) before income taxes	250,896	335,957	-76,293	934,669
Provision (benefit) for income taxes	6,873	6,582	-6,511	2,811
Net income (loss)	244,023	329,375	-69,782	931,858
Net income (loss) attributable to non-controlling interest	216,643	314,971	-	-
Net income (loss) attributable to uwm holdings corporation	27,380	14,404	-	-

Basic EPS	0.13	0.13	-0.14	0.45
Diluted EPS	0.12	0.13	-0.14	0.45
Basic Average Shares	211,407,534	111,374,469	93,245,373	92,475,170
Diluted Average Shares	1,599,179,891	111,374,469	93,245,373	92,475,170