VBTX: the cash flow

Cash Flow Overview

Change in Cash

-$332,497K

Unit: Thousand (K) dollars

Positive Cash Flow Breakdown

Negative Cash Flow Breakdown

Cash Flow

2025-06-30

Gain on sales of mortgage lhfs

100

Gain on sales of government guaranteed loans

8,063

Provision for credit losses on loans and unfunded commitments

8,550

Change in fair value of government guaranteed loans using fair value option

-3,074

Net accretion of time deposit premium, debt discount and debt issuance costs

1,829

Stock-based compensation expense

5,118

Proceeds from sales of lhfs

71,318

Originations of lhfs

48,567

Net income

59,976

Servicing asset impairment (recoveries)

Change in cash surrender value and mortality rates of boli

724

Accretion of loan discount

1,171

Net change in other assets

-28,149

Net change in accounts payable and other liabilities

-56,597

Unrealized (gain) loss on equity securities recognized in earnings

199

Excess tax (benefit) expense from stock compensation

Depreciation and amortization of fixed assets and intangibles

9,347

Loss on sales of afs debt securities

Write-down of oreo

2,986

Net (accretion) amortization of (discounts) premiums on debt securities

242

Net cash provided by operating activities

70,972

Proceeds from sale of government guaranteed loans

24,024

Net disposals to premises and equipment

5,675

Proceeds from sales of oreo and repossessed assets

15,453

Proceeds from sales of afs debt securities

Maturity, calls and paydowns of htm debt securities

6,835

Proceeds from maturities, calls and pay downs of afs debt securities

596,177

Purchases of afs debt securities

522,712

Net change in other investments

4,149

Net change in loans

-16,429

Net cash provided by (used in) investing activities

126,382

Net increase (decrease) in advances from fhlb

169,000

Redemption of subordinated notes

75,000

Proceeds from exercise of employee stock options

166

Payments to tax authorities for stock-based compensation

4,225

Dividends paid

22,864

Purchase of treasury stock

16,569

Net (decrease) increase in deposits

-332,497

Net cash (used in) provided by financing activities

-281,989

Net change in cash and cash equivalents

-84,635

Time Plot

Show the time plot by selecting a row from the table.