For the quarter ending 2025-06-30, VBTX had -$332,497K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-06-30 |
|---|---|
| Gain on sales of mortgage lhfs | 100 |
| Gain on sales of government guaranteed loans | 8,063 |
| Provision for credit losses on loans and unfunded commitments | 8,550 |
| Change in fair value of government guaranteed loans using fair value option | -3,074 |
| Net accretion of time deposit premium, debt discount and debt issuance costs | 1,829 |
| Stock-based compensation expense | 5,118 |
| Proceeds from sales of lhfs | 71,318 |
| Originations of lhfs | 48,567 |
| Net income | 59,976 |
| Servicing asset impairment (recoveries) | 44 |
| Change in cash surrender value and mortality rates of boli | 724 |
| Accretion of loan discount | 1,171 |
| Net change in other assets | -28,149 |
| Net change in accounts payable and other liabilities | -56,597 |
| Unrealized (gain) loss on equity securities recognized in earnings | 199 |
| Excess tax (benefit) expense from stock compensation | 98 |
| Depreciation and amortization of fixed assets and intangibles | 9,347 |
| Loss on sales of afs debt securities | 0 |
| Write-down of oreo | 2,986 |
| Net (accretion) amortization of (discounts) premiums on debt securities | 242 |
| Net cash provided by operating activities | 70,972 |
| Proceeds from sale of government guaranteed loans | 24,024 |
| Net disposals to premises and equipment | 5,675 |
| Proceeds from sales of oreo and repossessed assets | 15,453 |
| Proceeds from sales of afs debt securities | 0 |
| Maturity, calls and paydowns of htm debt securities | 6,835 |
| Proceeds from maturities, calls and pay downs of afs debt securities | 596,177 |
| Purchases of afs debt securities | 522,712 |
| Net change in other investments | 4,149 |
| Net change in loans | -16,429 |
| Net cash provided by (used in) investing activities | 126,382 |
| Net increase (decrease) in advances from fhlb | 169,000 |
| Redemption of subordinated notes | 75,000 |
| Proceeds from exercise of employee stock options | 166 |
| Payments to tax authorities for stock-based compensation | 4,225 |
| Dividends paid | 22,864 |
| Purchase of treasury stock | 16,569 |
| Net (decrease) increase in deposits | -332,497 |
| Net cash (used in) provided by financing activities | -281,989 |
| Net change in cash and cash equivalents | -84,635 |
Veritex Holdings, Inc. (VBTX)
Veritex Holdings, Inc. (VBTX)