Financial insights of VBTX

MyFinsight

For the quarter ending 2025-06-30, VBTX made $1,550K in revenue. $30,906K in net income. Net profit margin of 1993.94%.

Income Overview

Revenue
$1,550K
Net Income
$30,906K
Net Profit Margin
1993.94%
EPS
$0.56
Unit: Thousand (K) dollars

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Customer swap income	1,550	700	271	326
Service charges and fees on deposit accounts	5,702	5,611	5,442	4,974
Loan fees	2,735	2,495	3,278	2,207
Government guaranteed loan income, net	1,688	3,301	780	1,320
Other	1,824	2,182	3,335	1,751
Loss on sales of debt securities	0	-	-	-
Total noninterest income	13,499	14,289	13,106	10,578
Provision for credit losses on loans	1,750	4,000	4,000	8,250
Certificates and other time deposits	28,539	30,268	46,230	44,811
Subordinated debentures and subordinated notes	2,056	2,824	3,116	3,113
Transaction and savings deposits	48,080	45,165	47,208	45,619
Advances from fhlb	113	27	47	1,468
Total interest expense	78,788	78,284	96,601	95,011
Equity securities and other investments	847	870	1,001	1,138
Deposits in financial institutions and federal funds sold	8,039	9,244	12,571	7,722
Interest and fees on loans	149,354	146,505	167,261	166,979
Debt securities	16,883	17,106	15,830	15,408
Total interest and dividend income	175,123	173,725	196,663	191,247
Net interest income	96,335	95,441	100,062	96,236
Provision (benefit) for credit losses on unfunded commitments	1,500	1,300	-	-
Net interest income after provision (benefit) for credit losses	93,085	90,141	96,062	87,986
Professional and regulatory fees	5,558	4,931	4,903	5,617
Other	11,346	10,426	12,216	10,273
Occupancy and equipment	4,511	4,650	4,789	4,585
Marketing	2,612	2,032	2,781	1,976
Salaries and employee benefits	34,957	36,624	37,370	32,790
Data processing and software expense	5,507	5,403	5,268	5,097
Telephone and communications	233	330	335	365
Amortization of intangibles	2,438	2,438	2,438	2,438
Total noninterest expense	67,162	66,834	70,100	63,141
Income before income tax expense	39,422	37,596	39,068	35,423
Provision for income taxes	8,516	8,526	8,067	8,221
Net income	30,906	29,070	31,001	27,202

Basic eps (in dollars per share)	0.57	0.53	0.57	0.5
Diluted eps (in dollars per share)	0.56	0.53	0.56	0.5
Weighted average shares outstanding for basic eps (in shares)	54,251,000	54,486,000	54,409,000	54,457,000

MyFinsight

Income Overview

Revenue
$1,550K
Net Income
$30,906K
Net Profit Margin
1993.94%
EPS
$0.56
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$1,550K
Net Income
$30,906K
Net Profit Margin
1993.94%
EPS
$0.56
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$1,550KNet Income$30,906KNet Profit Margin1993.94%EPS$0.56Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$1,550KNet Income$30,906KNet Profit Margin1993.94%EPS$0.56Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$1,550K
Net Income
$30,906K
Net Profit Margin
1993.94%
EPS
$0.56
Unit: Thousand (K) dollars

Revenue
$1,550K
Net Income
$30,906K
Net Profit Margin
1993.94%
EPS
$0.56
Unit: Thousand (K) dollars