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Balance Sheets Overview

Debt to Asset Ratio
88.06%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Total investment securities
    • Goodwill
    • Others
Liabilities Breakdown
    • Savings, now and money market
    • Non-interest bearing
    • Surplus
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
388,741
362,073
315,166
376,216
Interest bearing deposits with banks
578,148
797,357
1,268,399
994,224
Equity securities
88,541
83,866
82,774
78,296
Trading debt securities
26,493
-
-
-
Available for sale debt securities
4,292,148
4,157,034
4,202,218
4,117,121
Held to maturity debt securities (net of allowance for credit losses of 744 at june30, 2026 and 734 at december31, 2025)
3,757,200
3,619,808
3,495,837
3,540,819
Total investment securities
8,164,382
7,860,708
7,780,829
7,736,236
Loans held for sale (includes fair value of 4,940 at june30, 2026 and 8,212 at december31, 2025 for loans originated for sale)
13,690
11,227
26,236
18,092
Individually evaluated for credit losses
447,583
430,236
416,153
411,599
Collectively evaluated for credit losses
52,019,668
50,398,584
49,720,575
48,861,224
Loans
52,467,251
50,828,820
50,136,728
49,272,823
Individually evaluated for credit losses
90,541
78,470
81,987
61,099
Collectively evaluated for credit losses
500,059
506,030
501,413
523,901
Less allowance for loan losses
590,600
584,500
583,400
585,000
Net loans
51,876,651
50,244,320
49,553,328
48,687,823
Premises and equipment, net
316,364
321,739
330,757
331,134
Lease right of use assets
298,807
306,271
313,891
318,373
Bank owned life insurance
742,230
740,411
738,090
739,684
Accrued interest receivable
250,703
244,275
243,897
242,861
Goodwill
1,868,936
1,868,936
1,868,936
1,868,936
Other intangible assets, net
89,199
94,770
100,875
107,658
Other assets
1,730,457
1,614,498
1,592,321
1,597,377
Total assets
66,318,308
64,466,585
64,132,725
63,018,614
Non-interest bearing
12,549,527
12,250,974
12,155,500
11,659,725
Savings, now and money market
28,666,443
29,172,499
28,603,470
27,245,966
Time
12,902,637
11,436,148
11,424,123
12,270,067
Total deposits
54,118,607
52,859,621
52,183,093
51,175,758
Short-term borrowings
433,484
63,877
91,475
51,052
Long-term borrowings
2,607,222
2,560,887
2,908,579
2,905,898
Junior subordinated debentures issued to capital trusts
57,977
57,890
57,803
57,716
Lease liabilities
355,482
363,990
372,448
377,854
Accrued expenses and other liabilities
828,392
731,877
711,629
754,962
Total liabilities
58,401,164
56,638,142
56,325,027
55,323,240
Preferred stock, no par value 50,000,000 authorized shares-Series APreferred Stock
111,590
111,590
111,590
111,590
Preferred stock, no par value 50,000,000 authorized shares-Series BPreferred Stock
98,101
98,101
98,101
98,101
Preferred stock, no par value 50,000,000 authorized shares-Series CPreferred Stock
144,654
144,654
144,654
144,654
Common stock (no par value, authorized 650,000,000 shares issued 560,878,750 shares at june30, 2026 and december31, 2025)
196,730
196,730
196,730
196,731
Surplus
5,458,768
5,451,735
5,464,845
5,456,944
Retained earnings
2,103,922
2,003,048
1,912,933
1,787,141
Accumulated other comprehensive loss
-99,617
-97,603
-74,379
-98,802
Treasury stock, at cost (7,809,650 common shares at june30, 2026 and 4,260,729 common shares at december31, 2025)
97,004
79,812
46,776
985
Total shareholders equity
7,917,144
7,828,443
7,807,698
7,695,374
Total liabilities and shareholders equity
66,318,308
64,466,585
64,132,725
63,018,614
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Collectively evaluated forcredit losses$52,019,668K (6.02%↑ Y/Y)Individually evaluated forcredit losses$447,583K (36.88%↑ Y/Y)Loans$52,467,251K (6.23%↑ Y/Y)Available for sale debtsecurities$4,292,148K (10.16%↑ Y/Y)Held to maturity debtsecurities (net of...$3,757,200K (6.41%↑ Y/Y)Equity securities$88,541K (14.38%↑ Y/Y)Trading debt securities$26,493K Net loans$51,876,651K (6.28%↑ Y/Y)Total investmentsecurities$8,164,382K (8.79%↑ Y/Y)Goodwill$1,868,936K (0.00%↑ Y/Y)Other assets$1,730,457K (11.80%↑ Y/Y)Bank owned lifeinsurance$742,230K (0.98%↑ Y/Y)Interest bearingdeposits with banks$578,148K (-22.45%↓ Y/Y)Cash and due frombanks$388,741K (-11.82%↓ Y/Y)Premises and equipment,net$316,364K (-6.23%↓ Y/Y)Lease right of useassets$298,807K (-10.09%↓ Y/Y)Accrued interestreceivable$250,703K (5.21%↑ Y/Y)Other intangibleassets, net$89,199K (-22.15%↓ Y/Y)Loans held for sale(includes fair value of...$13,690K (-51.27%↓ Y/Y)Less allowance forloan losses$590,600K (1.92%↑ Y/Y)Total assets$66,318,308K (5.76%↑ Y/Y)Collectively evaluated forcredit losses$500,059K (-4.58%↓ Y/Y)Individually evaluated forcredit losses$90,541K (63.30%↑ Y/Y)Total liabilities andshareholders equity$66,318,308K (5.76%↑ Y/Y)Total liabilities$58,401,164K (5.93%↑ Y/Y)Total shareholdersequity$7,917,144K (4.51%↑ Y/Y)Accumulated othercomprehensive loss-$99,617K (16.91%↑ Y/Y)Treasury stock, at cost(7,809,650 common shares at...$97,004K (4548.01%↑ Y/Y)Total deposits$54,118,607K (6.69%↑ Y/Y)Long-term borrowings$2,607,222K (-10.19%↓ Y/Y)Accrued expenses andother liabilities$828,392K (-6.82%↓ Y/Y)Short-term borrowings$433,484K (167.18%↑ Y/Y)Lease liabilities$355,482K (-9.46%↓ Y/Y)Junior subordinateddebentures issued to...$57,977K (0.60%↑ Y/Y)Surplus$5,458,768K (0.13%↑ Y/Y)Retained earnings$2,103,922K (24.13%↑ Y/Y)Common stock (no parvalue, authorized...$196,730K (0.06%↑ Y/Y)Preferred stock, no parvalue 50,000,000...$144,654K (0.00%↑ Y/Y)Preferred stock, no parvalue 50,000,000...$111,590K (0.00%↑ Y/Y)Preferred stock, no parvalue 50,000,000...$98,101K (0.00%↑ Y/Y)Savings, now and moneymarket$28,666,443K (9.87%↑ Y/Y)Time$12,902,637K (0.12%↑ Y/Y)Non-interest bearing$12,549,527K (6.83%↑ Y/Y)

VALLEY NATIONAL BANCORP (VLYPO)

VALLEY NATIONAL BANCORP (VLYPO)