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For the quarter ending 2026-03-31, VLYPO has $64,466,585K in assets. $56,638,142K in debts.

Balance Sheets Overview

Debt to Asset Ratio
87.86%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Total investment securities
    • Goodwill
    • Others
Liabilities Breakdown
    • Savings, now and money market
    • Non-interest bearing
    • Surplus
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
362,073 315,166 376,216 440,870
Interest bearing deposits with banks
797,357 1,268,399 994,224 745,547
Equity securities
83,866 82,774 78,296 77,408
Available for sale debt securities
4,157,034 4,202,218 4,117,121 3,896,205
Held to maturity debt securities (net of allowance for credit losses of 746 at march31, 2026 and 734 at december31, 2025)
3,619,808 3,495,837 3,540,819 3,530,924
Total investment securities
7,860,708 7,780,829 7,736,236 7,504,537
Loans held for sale (includes fair value of 2,477 at march31, 2026 and 8,212 at december31, 2025 for loans originated for sale)
11,227 26,236 18,092 28,096
Individually evaluated for credit losses
430,236 416,153 411,599 326,988
Collectively evaluated for credit losses
50,398,584 49,720,575 48,861,224 49,064,432
Loans
50,828,820 50,136,728 49,272,823 49,391,420
Individually evaluated for credit losses
78,470 81,987 61,099 55,443
Collectively evaluated for credit losses
506,030 501,413 523,901 524,057
Less allowance for loan losses
584,500 583,400 585,000 579,500
Net loans
50,244,320 49,553,328 48,687,823 48,811,920
Premises and equipment, net
321,739 330,757 331,134 337,371
Lease right of use assets
306,271 313,891 318,373 332,324
Bank owned life insurance
740,411 738,090 739,684 735,026
Accrued interest receivable
244,275 243,897 242,861 238,278
Goodwill
1,868,936 1,868,936 1,868,936 1,868,936
Other intangible assets, net
94,770 100,875 107,658 114,579
Other assets
1,614,498 1,592,321 1,597,377 1,547,874
Total assets
64,466,585 64,132,725 63,018,614 62,705,358
Non-interest bearing
12,250,974 12,155,500 11,659,725 11,746,770
Savings, now and money market
29,172,499 28,603,470 27,245,966 26,091,633
Time
11,436,148 11,424,123 12,270,067 12,886,881
Total deposits
52,859,621 52,183,093 51,175,758 50,725,284
Short-term borrowings
63,877 91,475 51,052 162,244
Long-term borrowings
2,560,887 2,908,579 2,905,898 2,903,091
Junior subordinated debentures issued to capital trusts
57,890 57,803 57,716 57,629
Lease liabilities
363,990 372,448 377,854 392,633
Accrued expenses and other liabilities
731,877 711,629 754,962 889,056
Total liabilities
56,638,142 56,325,027 55,323,240 55,129,937
Preferred stock, no par value 50,000,000 authorized shares-Series APreferred Stock
111,590 111,590 111,590 111,590
Preferred stock, no par value 50,000,000 authorized shares-Series BPreferred Stock
98,101 98,101 98,101 98,101
Preferred stock, no par value 50,000,000 authorized shares-Series CPreferred Stock
144,654 144,654 144,654 144,654
Common stock (no par value, authorized 650,000,000 shares issued 560,878,750 shares at march31, 2026 and december31, 2025)
196,730 196,730 196,731 196,606
Surplus
5,451,735 5,464,845 5,456,944 5,451,543
Retained earnings
2,003,048 1,912,933 1,787,141 1,694,903
Accumulated other comprehensive loss
-97,603 -74,379 -98,802 -119,889
Treasury stock, at cost (6,561,874 common shares at march31, 2026 and 4,260,729 common shares at december31, 2025)
79,812 46,776 985 2,087
Total shareholders equity
7,828,443 7,807,698 7,695,374 7,575,421
Total liabilities and shareholders equity
64,466,585 64,132,725 63,018,614 62,705,358
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Collectively evaluated forcredit losses$50,398,584K (4.21%↑ Y/Y)Individually evaluated forcredit losses$430,236K (45.35%↑ Y/Y)Loans$50,828,820K (4.46%↑ Y/Y)Available for sale debtsecurities$4,157,034K (13.62%↑ Y/Y)Held to maturity debtsecurities (net of...$3,619,808K (2.10%↑ Y/Y)Equity securities$83,866K (12.69%↑ Y/Y)Net loans$50,244,320K (4.50%↑ Y/Y)Total investmentsecurities$7,860,708K (8.00%↑ Y/Y)Goodwill$1,868,936K (0.00%↑ Y/Y)Other assets$1,614,498K (-0.17%↓ Y/Y)Interest bearingdeposits with banks$797,357K (11.55%↑ Y/Y)Bank owned lifeinsurance$740,411K (0.99%↑ Y/Y)Cash and due frombanks$362,073K (-28.85%↓ Y/Y)Premises and equipment,net$321,739K (-6.50%↓ Y/Y)Lease right of useassets$306,271K (-8.31%↓ Y/Y)Accrued interestreceivable$244,275K (2.50%↑ Y/Y)Other intangibleassets, net$94,770K (-21.90%↓ Y/Y)Loans held for sale(includes fair value of...$11,227K (-58.99%↓ Y/Y)Less allowance forloan losses$584,500K (1.09%↑ Y/Y)Total assets$64,466,585K (4.20%↑ Y/Y)Collectively evaluated forcredit losses$506,030K (-2.08%↓ Y/Y)Individually evaluated forcredit losses$78,470K (27.71%↑ Y/Y)Total liabilities andshareholders equity$64,466,585K (4.20%↑ Y/Y)Total liabilities$56,638,142K (4.18%↑ Y/Y)Total shareholdersequity$7,828,443K (4.38%↑ Y/Y)Accumulated othercomprehensive loss-$97,603K (23.90%↑ Y/Y)Treasury stock, at cost(6,561,874 common shares at...$79,812K (3591.58%↑ Y/Y)Total deposits$52,859,621K (5.79%↑ Y/Y)Long-term borrowings$2,560,887K (-11.83%↓ Y/Y)Accrued expenses andother liabilities$731,877K (-25.66%↓ Y/Y)Lease liabilities$363,990K (-7.69%↓ Y/Y)Short-term borrowings$63,877K (8.22%↑ Y/Y)Junior subordinateddebentures issued to...$57,890K (0.60%↑ Y/Y)Surplus$5,451,735K (0.13%↑ Y/Y)Retained earnings$2,003,048K (22.53%↑ Y/Y)Common stock (no parvalue, authorized...$196,730K (0.11%↑ Y/Y)Preferred stock, no parvalue 50,000,000...$144,654K (0.00%↑ Y/Y)Preferred stock, no parvalue 50,000,000...$111,590K (0.00%↑ Y/Y)Preferred stock, no parvalue 50,000,000...$98,101K (0.00%↑ Y/Y)Savings, now and moneymarket$29,172,499K (10.45%↑ Y/Y)Non-interest bearing$12,250,974K (5.35%↑ Y/Y)Time$11,436,148K (-4.09%↓ Y/Y)

VALLEY NATIONAL BANCORP (VLYPO)

VALLEY NATIONAL BANCORP (VLYPO)