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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$208,235K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net change in deposits
    • Available For Sale
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Loans originated and purchased, ...
    • Repayments of long-term borrowin...
    • Held To Maturity Securities
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
163,913 195,403 163,355 133,167
Depreciation and amortization
9,071 9,559 8,809 10,030
Stock-based compensation
7,667 9,264 4,364 6,811
Provision for credit losses
21,256 20,143 19,171 37,799
Net accretion of discounts and amortization of premium on securities and borrowings
-2,645 -3,209 -2,410 -1,791
Amortization of other intangible assets
6,919 7,438 7,544 7,427
Losses on available for sale and held to maturity debt securities, net
-10 0 28 0
Proceeds from sales of loans held for sale at fair value
40,981 45,719 48,879 43,534
Gains on sales of loans, net
3,090 1,944 740 2,025
Originations of loans held for sale
34,023 48,725 44,259 43,072
Gains on sales of assets, net
7 -81 -109 144
Loss on extinguishment of debt
-0 0 -922
Net deferred income tax expense (benefit)
-10,896 --
Fair value of financial instruments hedged by derivative transactions
-188 -1,825 -2,301 -2,355
Trading debt securities
-0 0 0
Lease right of use assets
-7,573 -4,434 -11,626 -1,518
Cash surrender value of bank owned life insurance
5,534 4,583 4,657 5,687
Accrued interest receivable
378 1,036 4,583 -48
Other assets
21,250 -4,919 37,287 -66,225
Accrued expenses and other liabilities
18,983 -53,543 -167,035 -97,963
Net cash provided by (used in) operating activities
209,634 196,641 5,159 159,154
Loans originated and purchased, net of principal collected
-713,114 2,058,976 98,851 -769,107
Equity Securities Fv Ni
1,539 2,606 4,749 3,893
Sales and capital returns
231 474 3,274 288
Held To Maturity Securities
207,009 41,770 119,477 69,861
Held To Maturity
84,042 87,265 109,873 84,192
Available For Sale Securities Debt
166,544 441,429 308,365 341,276
Sales
-0 --
Available For Sale
184,794 375,968 118,852 117,672
Death benefit proceeds from bank owned life insurance
3,213 6,176 0 3,786
Proceeds from sales of real estate property and equipment
1,212 0 0 22
Proceeds from sales of loans not originated for sale
10,644 4,729 11,899 0
Proceeds from sale of commercial premium finance lending division
-0 0 0
Purchases of real estate property and equipment
1,399 9,134 2,810 3,107
Net cash used in investing activities
-805,469 -915,197 -92,652 -981,284
Net change in deposits
678,322 1,007,865 450,814 759,462
Net change in short-term borrowings
-27,598 40,423 -111,192 103,218
Proceeds from issuance of long-term borrowings, net
-0 0 210,000
Repayments of long-term borrowings
350,000 0 0 215,000
Proceeds from issuance of preferred stock, net
-0 0 -
Cash dividends paid to preferred shareholders
7,217 7,434 7,644 6,947
Cash dividends paid to common shareholders
62,943 61,824 61,813 62,318
Purchase of common shares related to stock compensation plan activity
9,801 467 719 1,578
Purchase of common shares to treasury
51,802 46,643 12,032 2,164
Common stock issued, net
3,040 -192 13,954 339
Other, net
-301 -47 148 -162
Net cash provided by (used in) financing activities
171,700 931,681 271,516 784,850
Net change in cash and cash equivalents
-424,135 213,125 184,023 -37,280
Cash and cash equivalents at beginning of year
1,583,565 1,370,440 1,186,417 1,223,697
Cash and cash equivalents at end of period
1,159,430 1,583,565 1,370,440 1,186,417
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$163,913K (54.55%↑ Y/Y)Proceeds from sales ofloans held for sale at...$40,981K (-12.98%↓ Y/Y)Provision for creditlosses$21,256K (-66.08%↓ Y/Y)Net change indeposits$678,322K (708.20%↑ Y/Y)Accrued expenses andother liabilities$18,983K (106.39%↑ Y/Y)Depreciation andamortization$9,071K (-8.30%↓ Y/Y)Stock-based compensation$7,667K (12.09%↑ Y/Y)Lease right of useassets-$7,573K (-232.63%↓ Y/Y)Amortization of otherintangible assets$6,919K (-13.72%↓ Y/Y)Fair value offinancial instruments...-$188K (95.99%↑ Y/Y)Losses on available forsale and held to...-$10K (9.09%↑ Y/Y)Common stock issued,net$3,040K (-10.72%↓ Y/Y)Net cash provided by(used in) operating...$209,634K (1324.35%↑ Y/Y)Net cash provided by(used in) financing...$171,700K (136.22%↑ Y/Y)Canceled cashflow$66,927K Canceled cashflow$509,662K Net change in cashand cash...-$424,135K (36.36%↑ Y/Y)Canceled cashflow$381,334K Available For Sale$184,794K (101.61%↑ Y/Y)Held To Maturity$84,042K (11.05%↑ Y/Y)Proceeds from sales ofloans not originated...$10,644K Death benefitproceeds from bank owned...$3,213K (-0.40%↓ Y/Y)Proceeds from sales ofreal estate property...$1,212K (-46.25%↓ Y/Y)Sales and capitalreturns$231K (-45.90%↓ Y/Y)Originations of loans held forsale$34,023K (-9.12%↓ Y/Y)Other assets$21,250K (125.00%↑ Y/Y)Cash surrender valueof bank owned life...$5,534K (15.85%↑ Y/Y)Gains on sales ofloans, net$3,090K (40.65%↑ Y/Y)Net accretion ofdiscounts and...-$2,645K (-44.77%↓ Y/Y)Accrued interestreceivable$378K (123.41%↑ Y/Y)Gains on sales ofassets, net$7K (-83.72%↓ Y/Y)Repayments of long-termborrowings$350,000K (28.21%↑ Y/Y)Cash dividends paidto common...$62,943K (0.02%↑ Y/Y)Purchase of common sharesto treasury$51,802K (2296.02%↑ Y/Y)Net change inshort-term borrowings-$27,598K (-101.56%↓ Y/Y)Purchase of common sharesrelated to stock...$9,801K (39.28%↑ Y/Y)Cash dividends paidto preferred...$7,217K (3.75%↑ Y/Y)Other, net-$301K (-216.84%↓ Y/Y)Net cash used ininvesting activities-$805,469K (-359.45%↓ Y/Y)Canceled cashflow$284,136K Loans originated andpurchased, net of principal...-$713,114K (-908.49%↓ Y/Y)Held To MaturitySecurities$207,009K (131.68%↑ Y/Y)Available For SaleSecurities Debt$166,544K (-51.21%↓ Y/Y)Equity Securities Fv Ni$1,539K (-49.46%↓ Y/Y)Purchases of real estateproperty and equipment$1,399K (-54.09%↓ Y/Y)

VALLEY NATIONAL BANCORP (VLYPO)

VALLEY NATIONAL BANCORP (VLYPO)