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Cash Flow Overview

Free Cash flow
$15,232K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from maturity/calls of ...
    • Net income
    • Net repayments of loans
    • Others
Negative Cash Flow Breakdown
    • Purchases of debt securities ava...
    • Retirement of common stock
    • Purchases of debt securities hel...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
27,385
27,355
27,807
28,263
Depreciation and amortization/accretion
736
929
1,148
1,877
Reversal of provision for credit losses
0
-300
0
0
Stock option compensation expense
225
225
300
200
Amortization of deferred loan cost
-74
-67
-80
-79
Bank owned life insurance gains
0
0
0
0
Losses on sale of securities
-
-
0
-
Interest income receivable
-1,065
-381
-2,241
-787
Net gain on sale of other assets
-
-
0
0
Equity securities held for trading
36
-247
30
-90
Income taxes payable
9,245
-6,123
994
-4,120
Deferred income taxes
638
-4,171
647
253
Other assets
614
1,496
1,025
588
Interest expense payable
17
130
-159
-3
Other liabilities
-3,432
1,907
-2,153
-5,154
Net cash provided by operating activities
15,537
39,739
26,568
29,418
Net repayments of loans
-26,936
-30,089
-14,701
-4,179
Proceeds from bank owned life insurance policies
0
0
0
0
Proceeds from sale of other assets
-
-
0
0
Purchases of debt securities available for sale
266,745
333,409
316,319
304,834
Proceeds from maturity/calls of debt securities available for sale
207,022
183,592
159,962
252,353
Purchases of debt securities held to maturity
19,328
-
-
-
Proceeds from maturity/calls of debt securities held to maturity
12,620
21,868
8,557
9,520
Purchase of federal reserve bank stock
-
-
0
-
Purchases of premises and equipment
305
1,015
626
686
Net cash (used in) provided by investing activities
-39,800
-98,875
-133,725
-39,468
Net change in deposits
-10,975
-56,267
46,840
45,644
Net change in short-term borrowings
-12,643
7,158
3,647
32,441
Exercise of stock options
6,341
-
0
376
Retirement of common stock
41,516
51,003
23,334
23,879
Excise tax on net common stock repurchases
1,026
-
0
-
Common stock dividends paid
11,268
11,269
11,463
11,701
Net cash used in financing activities
-71,087
-111,381
15,690
42,881
Net change in cash and due from banks
-95,350
-170,517
-91,467
32,831
Cash and due from banks at beginning of period
397,284
567,801
659,268
601,494
Cash and due from banks at end of period
301,934
397,284
567,801
659,268
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$27,385K (-54.44%↓ Y/Y)Interest incomereceivable-$1,065K (75.99%↑ Y/Y)Depreciation andamortization/accretion$736K (-82.56%↓ Y/Y)Stock optioncompensation expense$225K (-62.50%↓ Y/Y)Amortization of deferred loancost-$74K (54.04%↑ Y/Y)Interest expense payable$17K (-87.94%↓ Y/Y)Net cash provided byoperating activities$15,537K (-76.43%↓ Y/Y)Canceled cashflow$13,965K Net change in cashand due from banks-$95,350K (-482.27%↓ Y/Y)Canceled cashflow$15,537K Exercise of stock options$6,341K Proceeds frommaturity/calls of debt...$207,022K (-36.69%↓ Y/Y)Net repayments ofloans-$26,936K (62.29%↑ Y/Y)Proceeds frommaturity/calls of debt...$12,620K (-5.64%↓ Y/Y)Income taxes payable$9,245K (2358.78%↑ Y/Y)Other liabilities-$3,432K (51.15%↑ Y/Y)Deferred income taxes$638K (114.29%↑ Y/Y)Other assets$614K (996.43%↑ Y/Y)Equity securities heldfor trading$36K Net cash used infinancing activities-$71,087K (80.46%↑ Y/Y)Net cash (used in)provided by investing...-$39,800K (-112.33%↓ Y/Y)Canceled cashflow$6,341K Canceled cashflow$246,578K Retirement of common stock$41,516K (-26.61%↓ Y/Y)Net change inshort-term borrowings-$12,643K (33.85%↑ Y/Y)Common stock dividendspaid$11,268K (-52.60%↓ Y/Y)Net change indeposits-$10,975K (95.85%↑ Y/Y)Purchases of debtsecurities available for...$266,745K (199.74%↑ Y/Y)Excise tax on net commonstock repurchases$1,026K Purchases of debtsecurities held to maturity$19,328K Purchases of premises andequipment$305K (-67.34%↓ Y/Y)

WESTAMERICA BANCORPORATION (WABC)

WESTAMERICA BANCORPORATION (WABC)