WABC: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	88,366	60,103
Operating activities	6,098	4,221
(reversal of) provision for credit losses	-550	-550
Net amortization of deferred loan cost (fees)	-240	-161
Stock option compensation expense	800	600
Bank owned life insurance gains	208	208
Net gain on sale of other assets	0	-
Income taxes payable (receivable)	-3,744	376
Us-gaap_increasedecreaseinaccruedinterestreceivablenet	-5,222	-4,435
Equity securities held for trading	-90	-
Other assets	644	56
Net deferred tax asset	-4,212	-4,465
Interest expense payable	138	141
Other liabilities	-12,179	-7,025
Net cash provided by operating activities	95,329	65,911
Net repayments of loans	-75,611	-71,432
Purchases of debt securities available for sale	393,826	88,992
Proceeds from maturity/calls of debt securities available for sale	579,372	327,019
Proceeds from maturity/calls of debt securities held to maturity	22,894	13,374
Proceeds from bank owned life insurance policies	904	904
Proceeds from sale of other assets	0	-
Purchases of premises and equipment	1,620	934
Net cash provided by investing activities	283,335	322,803
Net change in deposits	-218,671	-264,315
Net change in borrowings	13,329	-19,112
Exercise of stock options	376	0
Retirement of common stock	80,451	56,572
Common stock dividends paid	35,473	23,772
Net cash used in financing activities	-320,890	-363,771
Net change in cash and due from banks	57,774	24,943
Cash and cash equivalents at beginning of period	601,494	-
Cash and cash equivalents at end of period	659,268	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

WABC: the cashflow