WABC: the cash flow

MyFinsight

The latest financial statement is for the year ending 2025-12-31.

Cash Flow	2025-12-31
Net income	116,173
Depreciation and amortization/accretion	7,246
(reversal of) provision for credit losses	-550
Net amortization of deferred loan fees	-320
Stock option compensation expense	1,100
Bank owned life insurance gains	208
Losses on sale of securities	0
Net gain on sale of other assets	0
Income taxes payable (receivable)	-2,750
Us-gaap_increasedecreaseinaccruedinterestreceivablenet	-7,463
Equity securities held for trading	-60
Net deferred tax asset	-3,565
Other assets	1,669
Interest expense payable	-21
Other liabilities	-14,332
Net cash provided by operating activities	121,897
Net repayments of loans	-90,312
Proceeds from bank owned life insurance policies	904
Proceeds from sale of other assets	0
Purchases of debt securities available for sale	710,145
Proceeds from sale/maturity/calls of debt securities available for sale	739,334
Proceeds from maturity/calls of debt securities held to maturity	31,451
Purchase of federal reserve bank stock	0
Purchases of premises and equipment	2,246
Net cash provided by investing activities	149,610
Net change in deposits	-171,831
Net change in short-term borrowings	16,976
Exercise of stock options	376
Retirement of common stock	103,785
Excise tax on net common stock repurchases	0
Common stock dividends paid	46,936
Net cash used in financing activities	-305,200
Net change in cash and due from banks	-33,693
Cash and due from banks at beginning of period	601,494
Cash and due from banks at end of period	567,801

Unit: Thousand (K) dollars (except for numbers of shares and EPS).