WABC: the cashflow

MyFinsight

The latest financial statement is for the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	28,263	60,103
Operating activities	1,877	4,221
(reversal of) provision for credit losses	0	-550
Net amortization of deferred loan cost (fees)	-79	-161
Stock option compensation expense	200	600
Bank owned life insurance gains	0	208
Net gain on sale of other assets	0	-
Income taxes payable (receivable)	-4,120	376
Us-gaap_increasedecreaseinaccruedinterestreceivablenet	-787	-4,435
Equity securities held for trading	-90	-
Other assets	588	56
Net deferred tax asset	253	-4,465
Interest expense payable	-3	141
Other liabilities	-5,154	-7,025
Net cash provided by operating activities	29,418	65,911
Net repayments of loans	-4,179	-71,432
Purchases of debt securities available for sale	304,834	88,992
Proceeds from maturity/calls of debt securities available for sale	252,353	327,019
Proceeds from maturity/calls of debt securities held to maturity	9,520	13,374
Proceeds from bank owned life insurance policies	0	904
Proceeds from sale of other assets	0	-
Purchases of premises and equipment	686	934
Net cash provided by investing activities	-39,468	322,803
Net change in deposits	45,644	-264,315
Net change in borrowings	32,441	-19,112
Exercise of stock options	376	0
Retirement of common stock	23,879	56,572
Common stock dividends paid	11,701	23,772
Net cash used in financing activities	42,881	-363,771
Net change in cash and due from banks	32,831	24,943
Cash and cash equivalents at beginning of period	601,494	-
Cash and cash equivalents at end of period	659,268	-

Unit: Thousand (K) dollars