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Income Statement
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Cash Flow
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Balance Sheet
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Income Overview
Revenue
$3,380K
Net Income
$27,385K
Net Profit Margin
810.21%
EPS
$1.17
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Noninterest income revenue-Deposit Account
3,380
3,332
3,565*
3,317
Noninterest income revenue-Credit Card Merchant Discount
2,840
2,739
2,390*
2,860
Noninterest income revenue-Debit Card
1,462
1,324
1,446*
1,603
Noninterest income revenue-Fiduciary And Trust
965
927
941*
895
Noninterest income revenue-ATMProcessing Fees
484
450
465*
483
Noninterest income revenue-Financial Service Other
445
408
409*
448
Bank owned life insurance gains
0
0
49*
0
Losses on sale of securities
-
-
0*
-
Other noninterest income
718
427
827*
545
Total noninterest income
10,294
9,607
10,091*
10,151
Loans
9,663
9,879
10,512*
10,257
Equity securities
433
446
766*
409
Debt securities available for sale
34,556
32,695
34,078*
30,358
Debt securities held to maturity
8,144
8,494
8,440*
8,370
Interest-bearing cash
3,001
4,256
5,135*
7,840
Total interest and loan fee income
55,797
55,770
58,930*
57,234
Deposits
3,110
3,089
3,265*
3,453
Bank term funding program borrowings
-
-
0*
0
Securities sold under repurchase agreements
211
206
196*
192
Total interest expense
3,321
3,295
3,461*
3,645
Net interest and loan fee income
52,476
52,475
55,469*
53,589
Reversal of provision for credit losses
0
-300
-550*
0
Net interest and fee income after reversal of provision for credit losses
52,476
52,775
56,019*
53,589
Salaries and related benefits
12,541
12,325
11,653*
12,387
Occupancy and equipment
5,209
5,427
5,261*
5,253
Outsourced data processing services
2,781
2,788
2,683*
2,722
Limited partnership operating losses
-1,110
-1,110
-891*
-915
Courier service
765
734
819*
738
Professional fees
660
462
421*
643
Other noninterest expense
2,971
3,065
3,204*
3,142
Total noninterest expense
26,037
25,911
24,929*
25,800
Income before income taxes
36,733
36,471
41,181*
37,940
Provision for income taxes
9,348
9,116
11,001*
9,677
Net income
27,385
27,355
30,180
28,263
Basic EPS
1.17
1.13
1.17
1.12
Diluted EPS
1.17
1.13
1.17
1.12
Basic Average Shares
23,306,000
24,306,000
25,792,000
25,341,000
Diluted Average Shares
23,319,000
24,306,000
25,792,000
25,341,000
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Debt securities
available for sale
$34,556K
(11.37%↑ Y/Y)
Loans
$9,663K
(-8.17%↓ Y/Y)
Debt securities held
to maturity
$8,144K
(-3.60%↓ Y/Y)
Interest-bearing cash
$3,001K
(-58.74%↓ Y/Y)
Equity securities
$433K
(122.05%↑ Y/Y)
Total interest and
loan fee income
$55,797K
(-2.91%↓ Y/Y)
Net interest and
loan fee income
$52,476K
(-3.32%↓ Y/Y)
Noninterest income
revenue-Deposit Account
$3,380K
(0.36%↑ Y/Y)
Noninterest income
revenue-Credit Card Merchant...
$2,840K
(5.69%↑ Y/Y)
Noninterest income
revenue-Debit Card
$1,462K
(-12.14%↓ Y/Y)
Noninterest income
revenue-Fiduciary And Trust
$965K
(11.30%↑ Y/Y)
Other noninterest
income
$718K
(3.91%↑ Y/Y)
Noninterest income
revenue-ATMProcessing Fees
$484K
(0.41%↑ Y/Y)
Noninterest income
revenue-Financial Service Other
$445K
(-1.11%↓ Y/Y)
Total interest
expense
$3,321K
(4.14%↑ Y/Y)
Net interest and fee
income after reversal...
$52,476K
(-3.32%↓ Y/Y)
Total noninterest
income
$10,294K
(-0.20%↓ Y/Y)
Deposits
$3,110K
(2.13%↑ Y/Y)
Securities sold under
repurchase agreements
$211K
(46.53%↑ Y/Y)
Income before income
taxes
$36,733K
(-5.97%↓ Y/Y)
Total noninterest
expense
$26,037K
(1.99%↑ Y/Y)
Net income
$27,385K
(-5.78%↓ Y/Y)
Provision for income taxes
$9,348K
(-6.50%↓ Y/Y)
Salaries and related
benefits
$12,541K
(1.93%↑ Y/Y)
Occupancy and equipment
$5,209K
(1.07%↑ Y/Y)
Other noninterest
expense
$2,971K
(-11.97%↓ Y/Y)
Outsourced data processing
services
$2,781K
(2.66%↑ Y/Y)
Limited partnership
operating losses
-$1,110K
(-21.31%↓ Y/Y)
Courier service
$765K
(11.35%↑ Y/Y)
Professional fees
$660K
(70.98%↑ Y/Y)
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WESTAMERICA BANCORPORATION (WABC)
WESTAMERICA BANCORPORATION (WABC)