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For the quarter ending 2026-03-31, WABC made $3,332K in revenue. $27,355K in net income. Net profit margin of 820.98%.

Income Overview

Revenue
$3,332K
Net Income
$27,355K
Net Profit Margin
820.98%
EPS
$1.13
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Noninterest income revenue-Deposit Account
3,332 3,565* 3,317 3,368
Noninterest income revenue-Credit Card Merchant Discount
2,739 2,390* 2,860 -
Noninterest income revenue-Financial Service Other
---450
Noninterest income revenue-Debit Card
1,324 1,446* 1,603 1,664
Noninterest income revenue-Credit Card Merchant Discount
---2,687
Noninterest income revenue-Fiduciary And Trust
927 941* 895 867
Noninterest income revenue-ATMProcessing Fees
450 465* 483 482
Noninterest income revenue-Financial Service Other
408 409* 448 -
Bank owned life insurance gains
0 49* 0 106
Losses on sale of securities
-0* --
Other noninterest income
427 827* 545 691
Total noninterest income
9,607 10,091* 10,151 10,315
Loans
9,879 10,512* 10,257 10,523
Equity securities
446 766* 409 195
Debt securities available for sale
32,695 34,078* 30,358 31,028
Debt securities held to maturity
8,494 8,440* 8,370 8,448
Interest-bearing cash
4,256 5,135* 7,840 7,273
Total interest and loan fee income
55,770 58,930* 57,234 57,467
Deposits
3,089 3,265* 3,453 3,045
Bank term funding program borrowings
-0* 0 0
Securities sold under repurchase agreements
206 196* 192 144
Total interest expense
3,295 3,461* 3,645 3,189
Net interest and loan fee income
52,475 55,469* 53,589 54,278
Reversal of provision for credit losses
-300 -550* 0 0
Net interest and fee income after reversal of provision for credit losses
52,775 56,019* 53,589 54,278
Salaries and related benefits
12,325 11,653* 12,387 12,303
Occupancy and equipment
5,427 5,261* 5,253 5,154
Outsourced data processing services
2,788 2,683* 2,722 2,709
Limited partnership operating losses
-1,110 -891* -915 -915
Courier service
734 819* 738 687
Professional fees
462 421* 643 386
Other noninterest expense
3,065 3,204* 3,142 3,375
Total noninterest expense
25,911 24,929* 25,800 25,529
Income before income taxes
36,471 41,181* 37,940 39,064
Provision for income taxes
9,116 11,001* 9,677 9,998
Net income
27,355 30,180 28,263 29,066
Basic EPS
1.13 1.17 1.12 1.12
Diluted EPS
1.13 1.17 1.12 1.12
Basic Average Shares
24,306,000 25,792,000 25,341,000 25,889,000
Diluted Average Shares
24,306,000 25,792,000 25,341,000 25,889,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Debt securitiesavailable for sale$32,695K Loans$9,879K Debt securities heldto maturity$8,494K Interest-bearing cash$4,256K Equity securities$446K Total interest andloan fee income$55,770K Net interest andloan fee income$52,475K Reversal of provision forcredit losses-$300K Noninterest incomerevenue-Deposit Account$3,332K Noninterest incomerevenue-Credit Card Merchant...$2,739K Noninterest incomerevenue-Debit Card$1,324K Noninterest incomerevenue-Fiduciary And Trust$927K Noninterest incomerevenue-ATMProcessing Fees$450K Other noninterestincome$427K Noninterest incomerevenue-Financial Service Other$408K Total interestexpense$3,295K Net interest and feeincome after reversal...$52,775K Total noninterestincome$9,607K Deposits$3,089K Securities sold underrepurchase agreements$206K Income before incometaxes$36,471K Total noninterestexpense$25,911K Net income$27,355K Provision for income taxes$9,116K Salaries and relatedbenefits$12,325K Occupancy and equipment$5,427K Other noninterestexpense$3,065K Outsourced data processingservices$2,788K Limited partnershipoperating losses-$1,110K Courier service$734K Professional fees$462K

WESTAMERICA BANCORPORATION (WABC)

WESTAMERICA BANCORPORATION (WABC)