For the quarter ending 2026-03-31, WABC made $3,332K in revenue. $27,355K in net income. Net profit margin of 820.98%.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Noninterest income revenue-Deposit Account | 3,332 | 3,565* | 3,317 | 3,368 |
| Noninterest income revenue-Credit Card Merchant Discount | 2,739 | 2,390* | 2,860 | - |
| Noninterest income revenue-Financial Service Other | - | - | - | 450 |
| Noninterest income revenue-Debit Card | 1,324 | 1,446* | 1,603 | 1,664 |
| Noninterest income revenue-Credit Card Merchant Discount | - | - | - | 2,687 |
| Noninterest income revenue-Fiduciary And Trust | 927 | 941* | 895 | 867 |
| Noninterest income revenue-ATMProcessing Fees | 450 | 465* | 483 | 482 |
| Noninterest income revenue-Financial Service Other | 408 | 409* | 448 | - |
| Bank owned life insurance gains | 0 | 49* | 0 | 106 |
| Losses on sale of securities | - | 0* | - | - |
| Other noninterest income | 427 | 827* | 545 | 691 |
| Total noninterest income | 9,607 | 10,091* | 10,151 | 10,315 |
| Loans | 9,879 | 10,512* | 10,257 | 10,523 |
| Equity securities | 446 | 766* | 409 | 195 |
| Debt securities available for sale | 32,695 | 34,078* | 30,358 | 31,028 |
| Debt securities held to maturity | 8,494 | 8,440* | 8,370 | 8,448 |
| Interest-bearing cash | 4,256 | 5,135* | 7,840 | 7,273 |
| Total interest and loan fee income | 55,770 | 58,930* | 57,234 | 57,467 |
| Deposits | 3,089 | 3,265* | 3,453 | 3,045 |
| Bank term funding program borrowings | - | 0* | 0 | 0 |
| Securities sold under repurchase agreements | 206 | 196* | 192 | 144 |
| Total interest expense | 3,295 | 3,461* | 3,645 | 3,189 |
| Net interest and loan fee income | 52,475 | 55,469* | 53,589 | 54,278 |
| Reversal of provision for credit losses | -300 | -550* | 0 | 0 |
| Net interest and fee income after reversal of provision for credit losses | 52,775 | 56,019* | 53,589 | 54,278 |
| Salaries and related benefits | 12,325 | 11,653* | 12,387 | 12,303 |
| Occupancy and equipment | 5,427 | 5,261* | 5,253 | 5,154 |
| Outsourced data processing services | 2,788 | 2,683* | 2,722 | 2,709 |
| Limited partnership operating losses | -1,110 | -891* | -915 | -915 |
| Courier service | 734 | 819* | 738 | 687 |
| Professional fees | 462 | 421* | 643 | 386 |
| Other noninterest expense | 3,065 | 3,204* | 3,142 | 3,375 |
| Total noninterest expense | 25,911 | 24,929* | 25,800 | 25,529 |
| Income before income taxes | 36,471 | 41,181* | 37,940 | 39,064 |
| Provision for income taxes | 9,116 | 11,001* | 9,677 | 9,998 |
| Net income | 27,355 | 30,180 | 28,263 | 29,066 |
| Basic EPS | 1.13 | 1.17 | 1.12 | 1.12 |
| Diluted EPS | 1.13 | 1.17 | 1.12 | 1.12 |
| Basic Average Shares | 24,306,000 | 25,792,000 | 25,341,000 | 25,889,000 |
| Diluted Average Shares | 24,306,000 | 25,792,000 | 25,341,000 | 25,889,000 |
WESTAMERICA BANCORPORATION (WABC)
WESTAMERICA BANCORPORATION (WABC)