| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | 2024-06-30 |
|---|---|---|---|---|
| Loans | 10,257 | 10,523 | 11,441 | 11,354 |
| Equity securities | 409 | 195 | 175 | 175 |
| Debt securities available for sale | 30,358 | 31,028 | 40,829 | 43,927 |
| Debt securities held to maturity | 8,370 | 8,448 | 8,587 | 8,655 |
| Interest-bearing cash | 7,840 | 7,273 | 6,762 | 4,961 |
| Total interest and loan fee income | 57,234 | 57,467 | 67,794 | 69,072 |
| Deposits-Deposit Account | 3,453 | 3,045 | - | - |
| Bank term funding program borrowings | 0 | 0 | 2,278 | 2,692 |
| Us-gaap_interestexpensedeposits | - | - | 3,113 | 2,460 |
| Securities sold under repurchase agreements | 192 | 144 | 254 | 155 |
| Total interest expense | 3,645 | 3,189 | 5,645 | 5,307 |
| Net interest and loan fee income | 53,589 | 54,278 | 62,149 | 63,765 |
| (reversal of) provision for credit losses | 0 | 0 | - | - |
| Net interest and loan fee income after (reversal of) provision for credit losses | 53,589 | 54,278 | 62,149 | 63,765 |
| Noninterest income revenue-Deposit Account | 3,317 | 3,368 | - | - |
| Noninterest income revenue-Credit Card Merchant Discount | 2,860 | - | - | - |
| Noninterest income revenue-Financial Service Other | - | 450 | - | - |
| Noninterest income revenue-Debit Card | 1,603 | 1,664 | - | - |
| Noninterest income revenue-Credit Card Merchant Discount | - | 2,687 | - | - |
| Noninterest income revenue-Fiduciary And Trust | 895 | 867 | - | - |
| Noninterest income revenue-ATMProcessing Fees | 483 | 482 | - | - |
| Noninterest income revenue-Financial Service Other | 448 | - | - | - |
| Us-gaap_revenuefromcontractwithcustomerincludingassessedtax | - | - | 9,140 | 9,259 |
| Bank owned life insurance gains | 0 | 106 | 202 | - |
| Other noninterest income | 545 | 691 | 2,129 | 791 |
| Total noninterest income | 10,151 | 10,315 | 11,925 | 10,500 |
| Salaries and related benefits | 12,387 | 12,303 | 12,762 | 12,483 |
| Occupancy and equipment | 5,253 | 5,154 | 5,256 | 5,158 |
| Outsourced data processing services | 2,722 | 2,709 | 2,614 | 2,511 |
| Limited partnership operating losses | -915 | -915 | -1,210 | -1,440 |
| Courier service | 738 | 687 | 682 | 686 |
| Professional fees | 643 | 386 | 337 | 362 |
| Other noninterest expense | 3,142 | 3,375 | 3,448 | 3,490 |
| Total noninterest expense | 25,800 | 25,529 | 26,309 | 26,130 |
| Income before income taxes | 37,940 | 39,064 | 47,765 | 48,135 |
| Provision for income taxes | 9,677 | 9,998 | 12,708 | 12,673 |
| Net income | 28,263 | 29,066 | 35,057 | 35,462 |
| Average common shares outstanding (in shares) | 25,341,000 | 25,889,000 | 26,685,000 | 26,680,000 |
| Average diluted common shares outstanding (in shares) | 25,341,000 | 25,889,000 | 26,686,000 | 26,681,000 |
| Basic earnings (in dollars per share) | 1.12 | 1.12 | 1.31 | 1.33 |
| Diluted earnings (in dollars per share) | 1.12 | 1.12 | 1.31 | 1.33 |
WESTAMERICA BANCORPORATION (WABC)
WESTAMERICA BANCORPORATION (WABC)