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For the quarter ending 2026-03-31, WAFD made $7,674K in revenue. $61,892K in net income. Net profit margin of 806.52%.

Income Overview

Revenue
$7,674K
Net Income
$61,892K
Net Profit Margin
806.52%
EPS
$0.82
Unit: Thousand (K) dollars

Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Deposit fee income
7,674 7,858 7,959 7,588
Loss on sale of investment securities
0 0 0 0
Gain on termination of hedging derivatives
426 24 32 56
Loan fee income
2,216 1,354 2,081 1,650
Other income
9,497 11,019 8,319 8,979
Total non-interest income
19,813 20,255 18,391 18,273
Loans receivable
262,148 264,207 271,787 279,476
Mortgage-backed securities
44,341 38,902 32,953 27,855
Investment securities and cash equivalents
18,245 19,387 21,794 24,383
Total income
324,734 322,496 326,534 331,714
Customer accounts
125,999 136,214 143,874 146,735
Borrowings and junior subordinated debentures
21,165 15,171 12,754 16,991
Total interest expense
147,164 151,385 156,628 163,726
Net interest income
177,570 171,111 169,906 167,988
Provision for credit losses
4,000 3,500 3,000 2,000
Net interest income after provision
173,570 167,611 166,906 165,988
Compensation and benefits
57,120 54,190 56,028 53,481
Occupancy
11,711 11,170 10,895 11,755
Fdic insurance premiums
5,050 5,400 4,400 5,150
Product delivery
7,110 6,574 6,558 6,621
Information technology
15,919 14,384 16,406 15,022
Other expense
12,947 14,003 12,706 12,298
Total non-interest expense
109,857 105,721 106,993 104,327
Gain (loss) on real estate owned, net
280 156 -681 -176
Income before income taxes
83,806 82,301 77,623 79,758
Income tax expense
18,258 18,105 17,026 17,806
Net income
65,548 64,196 60,597 61,952
Dividends on preferred stock
3,656 3,656 3,657 3,656
Net income available to common shareholders
61,892 60,540 56,940 58,296
Basic EPS
0.82 0.79 0.725 0.73
Diluted EPS
0.82 0.79 0.724 0.73
Basic Average Shares
75,487,399 76,969,729 78,493,627 79,888,520
Diluted Average Shares
75,574,228 77,015,554 78,605,949 79,907,672
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Loans receivable$262,148K (-7.07%↓ Y/Y)Mortgage-backed securities$44,341K (85.33%↑ Y/Y)Investment securities andcash equivalents$18,245K (-39.35%↓ Y/Y)Total income$324,734K (-3.38%↓ Y/Y)Net interest income$177,570K (10.35%↑ Y/Y)Other income$9,497K (-4.52%↓ Y/Y)Deposit fee income$7,674K (8.74%↑ Y/Y)Loan fee income$2,216K (22.30%↑ Y/Y)Gain on terminationof hedging...$426K (555.38%↑ Y/Y)Total interestexpense$147,164K (-15.99%↓ Y/Y)Net interest incomeafter provision$173,570K (9.74%↑ Y/Y)Total non-interestincome$19,813K (4.94%↑ Y/Y)Gain (loss) on realestate owned, net$280K (240.70%↑ Y/Y)Provision for creditlosses$4,000K (45.45%↑ Y/Y)Customer accounts$125,999K (-17.08%↓ Y/Y)Borrowings and juniorsubordinated debentures$21,165K (-8.87%↓ Y/Y)Income before incometaxes$83,806K (16.38%↑ Y/Y)Total non-interestexpense$109,857K (4.79%↑ Y/Y)Net income$65,548K (16.53%↑ Y/Y)Income tax expense$18,258K (15.86%↑ Y/Y)Compensation and benefits$57,120K (8.37%↑ Y/Y)Information technology$15,919K (9.93%↑ Y/Y)Other expense$12,947K (-3.63%↓ Y/Y)Occupancy$11,711K (1.84%↑ Y/Y)Product delivery$7,110K (2.94%↑ Y/Y)Fdic insurancepremiums$5,050K (-12.93%↓ Y/Y)Net incomeavailable to common...$61,892K (17.67%↑ Y/Y)Dividends on preferredstock$3,656K (0.00%↑ Y/Y)

WAFD INC (WAFD)

WAFD INC (WAFD)