Financial insights of WAFD

MyFinsight

For the quarter ending 2025-12-31, WAFD made $600,013K in revenue. $60,540K in net income. Net profit margin of 10.09%.

Income Overview

Revenue
$600,013K
Net Income
$60,540K
Net Profit Margin
10.09%
EPS
$0.79
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Customer accounts
Compensation and benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-12-31	2025-09-30	2025-06-30	2025-03-31
Loans receivable	264,207	271,787	279,476	282,077
Mortgage-backed securities	38,902	32,953	27,855	23,926
Investment securities and cash equivalents	19,387	21,794	24,383	30,081
Total income	322,496	326,534	331,714	336,084
Customer accounts	136,214	143,874	146,735	151,948
Borrowings and junior subordinated debentures	15,171	12,754	16,991	23,226
Total interest expense	151,385	156,628	163,726	175,174
Net interest income	171,111	169,906	167,988	160,910
Provision for credit losses	3,500	1,500	2,000	2,750
Net interest income after provision	167,611	166,906	165,988	158,160
Gain on sale of investment securities	0	0	0	-
Gain on termination of hedging derivatives	24	32	56	65
Loan fee income	1,354	2,081	1,650	1,812
Deposit fee income	7,858	7,959	7,588	7,057
Other income	11,019	8,319	8,979	9,947
Total non-interest income	20,255	18,391	18,273	18,881
Compensation and benefits	54,190	56,028	53,481	52,710
Occupancy	11,170	10,895	11,755	11,499
Fdic insurance premiums	5,400	4,400	5,150	5,800
Product delivery	6,574	6,558	6,621	6,907
Information technology	14,384	16,406	15,022	14,481
Other expense	14,003	12,706	12,298	13,435
Total non-interest expense	105,721	106,993	104,327	104,832
Gain (loss) on real estate owned, net	156	-681	-176	-199
Income before income taxes	82,301	77,623	79,758	72,010
Income tax expense	18,105	17,026	17,806	15,758
Net income	64,196	60,597	61,952	56,252
Dividends on preferred stock	3,656	3,657	3,656	3,656
Net income available to common shareholders	60,540	56,940	58,296	52,596

Basic earnings per common share (in dollars per share)	0.79	0.72	0.73	0.65
Basic weighted average shares outstanding (in shares)	76,969,729	-162,059,558	79,888,520	81,061,206
Diluted earnings per common share (in dollars per share)	0.79	0.71	0.73	0.65
Diluted weighted average shares outstanding (in shares)	77,015,554	-162,159,618	79,907,672	81,105,536

MyFinsight

Income Overview

Revenue
$600,013K
Net Income
$60,540K
Net Profit Margin
10.09%
EPS
$0.79
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Customer accounts
Compensation and benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$600,013K
Net Income
$60,540K
Net Profit Margin
10.09%
EPS
$0.79
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Customer accounts
Compensation and benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$600,013KNet Income$60,540KNet Profit Margin10.09%EPS$0.79Unit: Thousand (K) dollarsRevenue BreakdownLoans receivableCustomer accountsCompensation and benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$600,013KNet Income$60,540KNet Profit Margin10.09%EPS$0.79Unit: Thousand (K) dollarsRevenue BreakdownLoans receivableCustomer accountsCompensation and benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$600,013K
Net Income
$60,540K
Net Profit Margin
10.09%
EPS
$0.79
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Customer accounts
Compensation and benefits
Others

Revenue
$600,013K
Net Income
$60,540K
Net Profit Margin
10.09%
EPS
$0.79
Unit: Thousand (K) dollars
Revenue Breakdown
Loans receivable
Customer accounts
Compensation and benefits
Others