For the quarter ending 2026-03-31, WAFD made $7,674K in revenue. $61,892K in net income. Net profit margin of 806.52%.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Deposit fee income | 7,674 | 7,858 | 7,959 | 7,588 |
| Loss on sale of investment securities | 0 | 0 | 0 | 0 |
| Gain on termination of hedging derivatives | 426 | 24 | 32 | 56 |
| Loan fee income | 2,216 | 1,354 | 2,081 | 1,650 |
| Other income | 9,497 | 11,019 | 8,319 | 8,979 |
| Total non-interest income | 19,813 | 20,255 | 18,391 | 18,273 |
| Loans receivable | 262,148 | 264,207 | 271,787 | 279,476 |
| Mortgage-backed securities | 44,341 | 38,902 | 32,953 | 27,855 |
| Investment securities and cash equivalents | 18,245 | 19,387 | 21,794 | 24,383 |
| Total income | 324,734 | 322,496 | 326,534 | 331,714 |
| Customer accounts | 125,999 | 136,214 | 143,874 | 146,735 |
| Borrowings and junior subordinated debentures | 21,165 | 15,171 | 12,754 | 16,991 |
| Total interest expense | 147,164 | 151,385 | 156,628 | 163,726 |
| Net interest income | 177,570 | 171,111 | 169,906 | 167,988 |
| Provision for credit losses | 4,000 | 3,500 | 3,000 | 2,000 |
| Net interest income after provision | 173,570 | 167,611 | 166,906 | 165,988 |
| Compensation and benefits | 57,120 | 54,190 | 56,028 | 53,481 |
| Occupancy | 11,711 | 11,170 | 10,895 | 11,755 |
| Fdic insurance premiums | 5,050 | 5,400 | 4,400 | 5,150 |
| Product delivery | 7,110 | 6,574 | 6,558 | 6,621 |
| Information technology | 15,919 | 14,384 | 16,406 | 15,022 |
| Other expense | 12,947 | 14,003 | 12,706 | 12,298 |
| Total non-interest expense | 109,857 | 105,721 | 106,993 | 104,327 |
| Gain (loss) on real estate owned, net | 280 | 156 | -681 | -176 |
| Income before income taxes | 83,806 | 82,301 | 77,623 | 79,758 |
| Income tax expense | 18,258 | 18,105 | 17,026 | 17,806 |
| Net income | 65,548 | 64,196 | 60,597 | 61,952 |
| Dividends on preferred stock | 3,656 | 3,656 | 3,657 | 3,656 |
| Net income available to common shareholders | 61,892 | 60,540 | 56,940 | 58,296 |
| Basic EPS | 0.82 | 0.79 | 0.725 | 0.73 |
| Diluted EPS | 0.82 | 0.79 | 0.724 | 0.73 |
| Basic Average Shares | 75,487,399 | 76,969,729 | 78,493,627 | 79,888,520 |
| Diluted Average Shares | 75,574,228 | 77,015,554 | 78,605,949 | 79,907,672 |
WAFD INC (WAFD)
WAFD INC (WAFD)