Financial insights of WAFD

MyFinsight

For the year ending 2025-09-30, WAFD made $2,523,373K in revenue. $211,443K in net income. Net profit margin of 8.38%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans receivable	1,119,937
Mortgage-backed securities	103,071
Investment securities and cash equivalents	116,441
Total income	1,339,449
Customer accounts	604,707
Borrowings, senior debt and junior subordinated debentures	80,507
Total interest expense	685,214
Net interest income	654,235
Provision for credit losses	7,750
Net interest income after provision	646,485
Gain on sale of investment securities	20
Gain (loss) on termination of hedging derivatives	158
Loan fee income	6,888
Deposit fee income	29,650
Other income	34,531
Total non-interest income	71,247
Compensation and benefits	222,146
Occupancy	44,937
Fdic insurance premiums	20,200
Product delivery	25,871
Information technology	60,101
Other expense	54,208
Total non-interest expense	427,463
Gain (loss) on real estate owned, net	-627
Income before income taxes	289,642
Income tax expense	63,574
Net income	226,068
Dividends on preferred stock	14,625
Net income available to common shareholders	211,443

Basic earnings per share (in dollars per share)	2.64
Basic weighted average number of common shares outstanding (in shares)	80,184,395
Diluted earnings per share (in dollars per share)	2.63
Diluted weighted average number of common shares outstanding (in shares)	80,255,189