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For the quarter ending 2025-12-31, WAFD has $27,285,744K in assets. $24,256,337K in debts. $734,915K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
88.90%
Assets Breakdown
    • Gross loans
    • Loans receivable, net of allowan...
    • Available-for-sale securities, a...
    • Others
Liabilities Breakdown
    • Transaction deposit accounts
    • Time deposit accounts
    • Borrowings
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
2025-09-30
2025-06-30
Cash and cash equivalents
734,915 657,310 809,252
Available-for-sale securities, at fair value
4,142,285 3,533,201 3,387,497
Held-to-maturity securities, at amortized cost
764,794 645,802 512,854
Commercial Portfolio Segment
-12,651,754 -
Single Family
-8,053,771 -
Construction Loans
-150,237 -
Land Consumer Lot Loans
-89,298 -
Home Equity
-267,871 -
Consumer Loan
-61,461 -
Consumer Portfolio Segment
-8,622,638 -
Gross loans
21,037,080 21,274,392 -
Allowance for credit losses on loans
199,539 199,720 -
Loans in process
783,233 773,606 -
Net deferred fees, costs and discounts
-206,152 -212,448 -
Total loan contra accounts
1,188,924 1,185,774 -
Loans receivable, net of allowance for loan losses of 199,539 and 199,720
19,848,156 20,088,618 20,277,164
Interest receivable
97,650 98,589 99,224
Premises and equipment, net
270,552 261,271 254,403
Real estate owned
8,738 11,084 11,154
Fhlb stock
118,218 88,068 95,899
Bank owned life insurance
277,121 275,159 273,221
Goodwill, end of period
416,247 --
Intangible assets, end of period
26,838 --
Intangible assets, including goodwill of 416,247 and 414,722
443,085 442,093 444,291
Federal and state income tax assets
102,377 112,784 120,104
Other assets
477,853 485,720 446,852
Total assets
27,285,744 26,699,699 26,731,915
Transaction deposit accounts
12,865,974 12,306,532 11,969,124
Time deposit accounts
8,550,996 9,131,104 9,417,447
Total customer accounts
21,416,970 21,437,636 21,386,571
Borrowings
2,436,532 1,765,604 1,939,675
Junior subordinated debentures
51,879 51,645 51,412
Advance payments by borrowers for taxes and insurance
20,688 59,845 33,680
Federal and state income tax liabilities
5,124 --
Accrued expenses and other liabilities
325,144 345,394 306,252
Total liabilities
24,256,337 23,660,124 23,717,590
Preferred stock, 1.00 par value, 5,000,000 shares authorized 300,000 and 300,000 shares issued 300,000 and 300,000 shares outstanding
300,000 300,000 300,000
Common stock, 1.00 par value, 300,000,000 shares authorized 154,616,464 and 154,408,001 shares issued 76,448,351 and 78,186,520 shares outstanding
154,616 154,408 154,385
Additional paid-in capital
2,165,709 2,163,276 2,160,793
Accumulated other comprehensive income (loss), net of taxes
61,904 56,950 41,531
Treasury stock, at cost 78,168,113 and 76,221,481 shares
1,798,702 1,740,761 1,711,999
Retained earnings
2,145,880 2,105,702 2,069,615
Total stockholders' equity
3,029,407 3,039,575 3,014,325
Total liabilities and shareholders' equity
27,285,744 26,699,699 26,731,915
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Intangible assets, end ofperiod$26,838K Goodwill, end of period$416,247K Gross loans$21,037,080K Other assets$477,853K Federal and state incometax assets$102,377K Intangible assets,including goodwill of...$443,085K Bank owned lifeinsurance$277,121K Fhlb stock$118,218K Real estate owned$8,738K Premises and equipment,net$270,552K Interest receivable$97,650K Loans receivable, netof allowance for...$19,848,156K Held-to-maturity securities, atamortized cost$764,794K Available-for-sale securities, atfair value$4,142,285K Cash and cashequivalents$734,915K Total loan contraaccounts$1,188,924K Total assets$27,285,744K Net deferred fees,costs and discounts-$206,152K Loans in process$783,233K Allowance for creditlosses on loans$199,539K Total liabilities andshareholders' equity$27,285,744K Total stockholders'equity$3,029,407K Total liabilities$24,256,337K Treasury stock, at cost78,168,113 and 76,221,481...$1,798,702K Retained earnings$2,145,880K Accumulated othercomprehensive income (loss),...$61,904K Additional paid-in capital$2,165,709K Accrued expenses andother liabilities$325,144K Federal and state incometax liabilities$5,124K Advance payments byborrowers for taxes and...$20,688K Junior subordinateddebentures$51,879K Borrowings$2,436,532K Total customeraccounts$21,416,970K Common stock, 1.00 parvalue, 300,000,000...$154,616K Preferred stock, 1.00 parvalue, 5,000,000...$300,000K Time depositaccounts$8,550,996K Transaction depositaccounts$12,865,974K

WAFD INC (WAFD)

WAFD INC (WAFD)