Financial insights of WAL-PA

MyFinsight

For the quarter ending 2025-09-30, WAL-PA made $2,416,200K in revenue. $250,200K in net income. Net profit margin of 10.36%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans, including fees	948,300
Investment securities	230,000
Dividends and other	47,200
Total interest income	1,225,500
Deposits	398,200
Qualifying debt	6,300
Other borrowings	70,600
Total interest expense	475,100
Net interest income	750,400
Provision for credit losses	80,000
Net interest income after provision for credit losses	670,400
Service charges and loan fees	35,400
Net gain on mortgage loan origination and sale activities	75,500
Net loan servicing revenue	19,100
Income from bank owned life insurance	11,800
Gain on sales of investment securities	8,500
Fair value gain adjustments, net	-8,300
Income from equity investments	7,800
Other income	21,400
Total non-interest income	187,800
Salaries and employee benefits	193,500
Deposit costs	175,100
Data processing	48,100
Legal, professional, and directors' fees	28,100
Insurance	24,500
Occupancy	16,800
Loan servicing expenses	15,000
Loan acquisition and origination expenses	7,300
Business development and marketing	5,600
Other expense	30,400
Total non-interest expense	544,400
Income before provision for income taxes	313,800
Income tax expense	53,300
Net income	260,500
Net income attributable to noncontrolling interest	7,100
Net income attributable to western alliance	253,400
Dividends on preferred stock	3,200
Net income available to common stockholders	250,200

Basic (dollars per share)	2.3
Basic (shares)	109,000,000
Diluted (dollars per share)	2.28
Diluted (shares)	109,800,000