Financial insights of WAL-PA

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$178,900K
EPS
$1.65
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans, including fees	915,700	-	948,300
Investment securities	218,600	-	230,000
Dividends and other	53,900	-	47,200
Total interest income	1,188,200	-	1,225,500
Deposits	360,700	-	398,200
Qualifying debt	13,100	-	6,300
Other borrowings	48,100	-	70,600
Total interest expense	421,900	-	475,100
Net interest income	766,300	-	750,400
Provision for credit losses	213,200	-	80,000
Net interest income after provision for credit losses	553,100	-	670,400
Service charges and fees	88,500	-	35,400
Net gain on mortgage loan origination and sale activities	72,700	-	75,500
Net loan servicing (loss) revenue	-1,300	-	19,100
Income from bank owned life insurance	10,700	-	11,800
Gain on sales of investment securities	50,500	-	8,500
Fair value gain adjustments, net	-3,100	-	-8,300
Income (loss) from equity investments	13,300	-	7,800
Other income	15,100	-	21,400
Total non-interest income	252,600	-	187,800
Salaries and employee benefits	205,500	-	193,500
Deposit costs	163,300	-	175,100
Data processing	53,100	-	48,100
Legal, professional, and directors' fees	30,600	-	28,100
Insurance	24,700	-	24,500
Occupancy	19,200	-	16,800
Loan servicing expenses	16,700	-	15,000
Business development and marketing	9,500	-	5,600
Loan acquisition and origination expenses	7,900	-	7,300
Other expense	43,900	-	30,400
Total non-interest expense	574,400	-	544,400
Income before provision for income taxes	231,300	265,800*	313,800
Income tax expense	42,100	56,700*	53,300
Net income	189,200	209,100*	260,500
Net income attributable to noncontrolling interest	7,100	300*	7,100
Net income attributable to western alliance	182,100	208,800*	253,400
Dividends on preferred stock	3,200	3,200*	3,200
Net income available to common stockholders	178,900	205,600	250,200

Basic EPS	1.65	1.893	2.3
Diluted EPS	1.65	1.883	2.28
Basic Average Shares	108,200,000	108,600,000	109,000,000
Diluted Average Shares	108,700,000	109,200,000	109,800,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$178,900K
EPS
$1.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$178,900K
EPS
$1.65
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$178,900KEPS$1.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$178,900KEPS$1.65Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$178,900K
EPS
$1.65
Unit: Thousand (K) dollars

Net Income
$178,900K
EPS
$1.65
Unit: Thousand (K) dollars