For the year ending 2025-12-31, WAL had -$499,700K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 990,600 |
| Provision for credit losses | 224,100 |
| Depreciation and amortization | 106,600 |
| Stock-based compensation | 51,400 |
| Deferred income taxes | -130,300 |
| Amortization of net discounts for investment securities | 40,900 |
| Amortization of tax credit investments | 76,400 |
| Amortization of operating lease right of use asset | 23,500 |
| Amortization of net deferred loan fees and net purchase premiums | 78,400 |
| Purchases and originations of loans hfs | 58,329,000 |
| Proceeds from sales and payments on loans hfs and related securitization activities | 55,782,500 |
| Mortgage servicing rights capitalized upon sale of mortgage loans | 1,195,800 |
| Change in fair value of trading securities, loans hfs, mortgage servicing rights, and related derivatives | -189,800 |
| Fair value adjustments | 6,600 |
| Sale of investment securities | 29,400 |
| Extinguishment of debt | 0 |
| Other operating activities, net | -47,600 |
| Other assets | 407,900 |
| Other liabilities | 128,900 |
| Net cash provided by operating activities | -2,678,900 |
| Purchases | 17,648,900 |
| Principal pay downs and maturities | 6,503,500 |
| Proceeds from sales | 6,169,700 |
| Purchases | 166,200 |
| Principal pay downs and maturities | 119,900 |
| Purchases | 800 |
| Redemptions | 16,200 |
| Proceeds from sales | 35,300 |
| Proceeds from sale of mortgage servicing rights and related holdbacks, net | 644,600 |
| Purchase of other investments | 288,200 |
| Proceeds from bank owned life insurance, net | 1,200 |
| Net (increase) decrease in loans hfi | 5,237,100 |
| Purchase of premises, equipment, and other assets, net | 114,300 |
| Purchase of bank owned life insurance | 0 |
| Proceeds from sale of other repossessed assets | 17,200 |
| Net cash used in investing activities | -9,947,900 |
| Net increase in deposits | 10,811,400 |
| Net proceeds from issuance of long-term debt | 7,596,000 |
| Payments on long-term debt | 8,451,900 |
| Net increase (decrease) in short-term borrowings | 2,164,700 |
| Net proceeds from issuance of equity by a subsidiary | 293,300 |
| Net proceeds from repurchase obligations | 0 |
| Payments on repurchase obligations | 0 |
| Cash paid for tax withholding on vested restricted stock and other | 11,900 |
| Common stock repurchases | 68,100 |
| Cash dividends paid on common and preferred stock | 184,800 |
| Cash dividends paid to noncontrolling interest | 21,600 |
| Proceeds from issuance of common stock, net | 0 |
| Net cash provided by financing activities | 12,127,100 |
| Net (decrease) increase in cash and cash equivalents | -499,700 |
| Cash, cash equivalents, and restricted cash at beginning of period | 4,095,600 |
| Cash, cash equivalents, and restricted cash at end of period | 3,595,900 |
WESTERN ALLIANCE BANCORPORATION (WAL)
WESTERN ALLIANCE BANCORPORATION (WAL)