For the quarter ending 2025-09-30, WAL had $2,989,700K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 260,500 | 436,900 |
| Provision for credit losses | 80,000 | 71,100 |
| Depreciation and amortization | 27,700 | 51,400 |
| Stock-based compensation | 12,800 | 26,500 |
| Deferred income taxes | -52,700 | -46,900 |
| Amortization of net discounts for investment securities | 6,300 | 32,500 |
| Amortization of tax credit investments | 21,200 | 34,100 |
| Amortization of operating lease right of use asset | 5,800 | 11,900 |
| Amortization of net deferred loan fees and net purchase premiums | 20,000 | 38,700 |
| Purchases and originations of loans hfs | 15,727,800 | 26,746,000 |
| Proceeds from sales and payments on loans hfs and related securitization activities | 15,017,400 | 25,009,000 |
| Mortgage servicing rights capitalized upon sale of mortgage loans | 318,600 | 544,800 |
| Change in fair value of trading securities, loans hfs, mortgage servicing rights, and related derivatives | -50,300 | -114,800 |
| Fair value adjustments | -1,400 | 4,600 |
| Sale of investment securities | 8,500 | 13,500 |
| Other | -19,000 | 700 |
| Other assets and liabilities, net | -81,200 | 350,300 |
| Net cash used in operating activities | -597,400 | -2,011,700 |
| Purchases | 3,890,100 | 9,634,700 |
| Principal pay downs and maturities | 1,662,400 | 3,567,600 |
| Proceeds from sales | 2,249,100 | 2,606,000 |
| Purchases | 27,100 | 51,200 |
| Principal pay downs and maturities | 34,700 | 39,200 |
| Purchases | 200 | 400 |
| Redemptions | 0 | 5,000 |
| Proceeds from sales | 12,300 | 22,000 |
| Proceeds from sale of mortgage servicing rights and related holdbacks, net | 112,300 | 518,800 |
| (purchase of) proceeds from other investments, net | 39,900 | 143,500 |
| Proceeds from bank owned life insurance, net | 0 | 600 |
| Net increase in loans hfi | 698,200 | 2,446,900 |
| Purchase of premises, equipment, and other assets, net | 28,200 | 37,700 |
| Purchase of bank owned life insurance | 0 | - |
| Proceeds from sale of other repossessed assets | 17,200 | - |
| Net cash used in investing activities | -595,700 | -5,555,200 |
| Net increase in deposits | 6,139,100 | 4,762,200 |
| Net proceeds from issuance of long-term debt | 2,500,000 | 3,700,000 |
| Payments on long-term debt | 2,507,100 | 3,437,400 |
| Net increase (decrease) in short-term borrowings | - | 1,029,600 |
| Net decrease in short-term borrowings | 856,800 | - |
| Net proceeds from issuance of equity by a subsidiary | 0 | 293,100 |
| Cash paid for tax withholding on vested restricted stock and other | 100 | 11,700 |
| Common stock repurchases | 10,600 | - |
| Cash dividends paid on common and preferred stock | 45,000 | 90,400 |
| Dividends paid to noncontrolling interest | 7,100 | 7,400 |
| Net cash provided by financing activities | 4,182,800 | 6,238,000 |
| Net increase in cash and cash equivalents | 2,989,700 | -1,328,900 |
| Cash and cash equivalents at beginning of period | 4,095,600 | - |
| Cash and cash equivalents at end of period | 5,756,400 | - |
WESTERN ALLIANCE BANCORPORATION (WAL)
WESTERN ALLIANCE BANCORPORATION (WAL)