For the quarter ending 2025-09-30, WAL made $2,416.2M in revenue. $250.2M in net income. Net profit margin of 10.36%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans, including fees | 948.3 | 914.3 | ||
| Investment securities | 230 | 199.7 | ||
| Dividends and other | 47.2 | 40.4 | ||
| Total interest income | 1,225.5 | 1,154.4 | ||
| Funds transfer pricing | - | 0 | ||
| Deposits | 398.2 | 377.8 | ||
| Qualifying debt | 6.3 | 8.2 | ||
| Other borrowings | 70.6 | 70.8 | ||
| Total interest expense | 475.1 | 456.8 | ||
| Net interest income | 750.4 | 697.6 | ||
| Provision for credit losses | 80 | 39.9 | ||
| Net interest income after provision for credit losses | 670.4 | 657.7 | ||
| Net gain on loan origination and sale activities | - | 39.4 | ||
| Service charges and loan fees | 35.4 | 36.9 | ||
| Net gain on mortgage loan origination and sale activities | 75.5 | - | ||
| Net loan servicing revenue | 19.1 | 38.3 | ||
| Income from bank owned life insurance | 11.8 | - | ||
| Gain on sales of investment securities | 8.5 | 11.4 | ||
| Fair value gain adjustments, net | -8.3 | -0.1 | ||
| Income from bank owned life insurance | - | 11 | ||
| Income from equity investments | 7.8 | 2.9 | ||
| Other income | 21.4 | 8.3 | ||
| Total non-interest income | 187.8 | 148.3 | ||
| Salaries and employee benefits | 193.5 | 179.9 | ||
| Deposit costs | 175.1 | 147.4 | ||
| Data processing | 48.1 | 45 | ||
| Legal, professional, and directors' fees | 28.1 | 25.3 | ||
| Insurance | 24.5 | 37.4 | ||
| Occupancy | 16.8 | 16.9 | ||
| Loan servicing expenses | 15 | 20.1 | ||
| Loan acquisition and origination expenses | 7.3 | 5.8 | ||
| Business development and marketing | 5.6 | 6.1 | ||
| Other expense | 30.4 | 30.8 | ||
| Total non-interest expense | 544.4 | 514.7 | ||
| Income before provision for income taxes | 313.8 | 291.3 | ||
| Income tax expense | 53.3 | 53.5 | ||
| Net income | 260.5 | 237.8 | ||
| Net income attributable to noncontrolling interest | 7.1 | 7.4 | ||
| Net income attributable to western alliance | 253.4 | 230.4 | ||
| Dividends on preferred stock | 3.2 | 3.2 | ||
| Net income available to common stockholders | 250.2 | 227.2 | ||
| Basic (dollars per share) | 2.3 | 2.08 | ||
| Basic (shares) | 109,000,000 | 109,000,000 | ||
| Diluted (dollars per share) | 2.28 | 2.07 | ||
| Diluted (shares) | 109,800,000 | 109,600,000 | ||
WESTERN ALLIANCE BANCORPORATION (WAL)
WESTERN ALLIANCE BANCORPORATION (WAL)