For the quarter ending 2025-09-30, WBS-PF had $68,562K increase in cash & cash equivalents over the period. $362,505K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 261,217 | 485,765 |
| Provision for credit losses | 44,000 | 124,000 |
| Deferred income tax expense (benefit) | 11,678 | 19,669 |
| Stock-based compensation | 12,747 | 29,132 |
| Depreciation and amortization of property and equipment and intangible assets | 18,366 | 36,327 |
| Net (accretion) and amortization of interest-earning assets and borrowings | 42,357 | 80,485 |
| Amortization of low-income housing tax credit investments | 23,162 | 66,672 |
| Reduction of rou lease assets | -7,423 | -15,520 |
| Net (gain) loss on sale of investment securities | 0 | 220 |
| Originations of loans held for sale | 1,981 | 4,781 |
| Proceeds from sale of loans held for sale | 2,006 | 5,025 |
| Net loss on sale of factored receivables portfolio | 0 | - |
| Net (gain) on sale of mortgage servicing rights | 0 | 0 |
| (increase) in cash surrender value of life insurance policies | 7,535 | 17,164 |
| (gain) from life insurance policies | 1,550 | 1,492 |
| (gain) on sale of alternative investments | 957 | 5,748 |
| Other operating activities, net | -3,297 | -2,927 |
| Net (increase) decrease in derivative contract assets and liabilities | 24,191 | 147,889 |
| Net decrease in prepaid expenses and other assets | -92,733 | 76,566 |
| Net (decrease) in accrued expenses and other liabilities | -16,744 | -79,034 |
| Net cash provided by operating activities | 374,720 | 365,804 |
| Purchases of available-for-sale securities | 405,896 | 1,017,967 |
| Proceeds from principal payments, maturities, and calls of available-for-sale securities | 257,303 | 564,454 |
| Proceeds from sale of available-for-sale securities | 0 | 14,880 |
| Purchases of held-to-maturity securities | 0 | 0 |
| Proceeds from principal payments, maturities, and calls of held-to-maturity securities | 131,238 | 283,335 |
| Net (increase) in federal home loan bank and federal reserve bank stock | -30,041 | 48,929 |
| Alternative investments (capital calls), net of returns of capital | 64,284 | 141,398 |
| Proceeds from sales of alternative investments | 1,304 | 9,536 |
| Net (increase) in loans | 1,459,468 | 1,561,321 |
| Proceeds from sale of loans not originated for sale | 251,667 | 80,938 |
| Proceeds from sale of mortgage servicing rights | 0 | 0 |
| Proceeds from sale of foreclosed properties and repossessed assets | 1,534 | 261 |
| Proceeds from sale of property and equipment | 1,789 | 2,323 |
| Purchases of property and equipment | 12,215 | 21,533 |
| Proceeds from life insurance policies | 6,179 | 8,591 |
| Cash paid for acquisition of hsa deposits | 674 | - |
| Net cash paid for acquisition of ametros | 0 | 0 |
| Net cash (used for) investing activities | -1,261,482 | -1,826,830 |
| Net increase in deposits | 1,860,725 | 1,559,263 |
| Net increase in federal home loan bank advances | -779,097 | 1,229,806 |
| Net (decrease) in securities sold under agreements to repurchase and federal funds purchased | -271,089 | 28,638 |
| Repayment of long-term debt | 0 | 0 |
| Proceeds from the issuance of long-term debt | 347,389 | - |
| Debt issuance costs | 1,636 | - |
| Payment of contingent consideration | -206 | -11,241 |
| Dividends paid to common stockholders | 66,473 | 135,839 |
| Dividends paid to preferred stockholders | 4,162 | 8,325 |
| Exercise of stock options | 67 | - |
| Common stock repurchase program | 129,787 | 259,601 |
| Common shares acquired related to stock compensation plan activity | 407 | 22,190 |
| Net cash provided by financing activities | 955,324 | 2,380,511 |
| Net increase in cash and cash equivalents | 68,562 | 919,485 |
| Cash and cash equivalents at beginning of period | 2,074,434 | - |
| Cash and cash equivalents at end of period | 3,062,481 | - |
WEBSTER FINANCIAL CORP (WBS-PF)
WEBSTER FINANCIAL CORP (WBS-PF)