Financial insights of WBS-PF

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$239,274K
EPS
$1.5
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans and leases	776,610	793,570	794,668	775,203
Taxable interest on investment securities	184,609	192,638	194,278	190,600
Non-taxable interest on investment securities	8,491	7,386	7,043	7,166
Loans held for sale	18	205	3,988	7
Other interest and dividends	24,551	25,333	28,325	27,611
Total interest income	994,279	1,019,132	1,028,302	1,000,587
Deposits	316,624	344,078	355,504	339,738
Securities sold under agreements to repurchase	1,062	773	631	218
Federal home loan bank advances	33,860	28,149	29,620	29,825
Long-term debt	8,330	13,279	10,880	9,624
Total interest expense	359,876	386,279	396,635	379,405
Net interest income	634,403	632,853	631,667	621,182
Provision for credit losses	54,000	42,000	44,000	46,500
Net interest income after provision for credit losses	580,403	590,853	587,667	574,682
Deposit service fees	41,515	38,486	39,576	40,934
Loan and lease related fees	15,414	19,010	16,404	17,657
Wealth and investment services	7,209	7,775	7,640	7,779
Cash surrender value of life insurance policies	8,644	8,520	7,535	9,172
Gain (loss) on sale of investment securities, net	-	-	0	0
Gain on sale of investment securities, net	0	55*	-	-
Other income	28,681	39,504*	29,751	19,115
Total non-interest income	101,463	113,350	100,906	94,657
Compensation and benefits	222,906	214,137	209,036	199,930
Occupancy	19,486	19,359	19,003	19,337
Technology and equipment	49,631	49,443	47,520	45,932
Intangible assets amortization	9,186	9,008	8,966	9,093
Marketing	4,699	6,827	4,953	5,171
Professional and outside services	22,542	21,767	17,815	18,394
Deposit insurance	16,300	3,979	15,621	15,061
Other expense	34,359	58,717	33,755	32,796
Total non-interest expense	379,109	383,237	356,669	345,714
Income before income taxes	302,757	320,966	331,904	323,625
Income tax expense	56,526	65,146	70,687	64,777
Net income	246,231	255,820	261,217	258,848
Preferred stock dividends	4,163	4,163	4,162	4,162
Income allocated to participating securities	2,794	2,909	3,004	2,991
Net income applicable to common stockholders	239,274	248,748	254,051	251,695

Basic EPS	1.5	1.553	1.55	1.52
Diluted EPS	1.5	1.548	1.54	1.52
Basic Average Shares	159,534,000	160,164,000	164,138,000	165,884,000
Diluted Average Shares	159,850,000	160,693,000	164,456,000	166,131,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$239,274K
EPS
$1.5
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$239,274K
EPS
$1.5
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$239,274KEPS$1.5Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$239,274KEPS$1.5Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$239,274K
EPS
$1.5
Unit: Thousand (K) dollars

Net Income
$239,274K
EPS
$1.5
Unit: Thousand (K) dollars