| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 214,555 | 138,088 |
| Provision for credit losses | 36,537 | 29,971 |
| Depreciation of premises and equipment, net | 8,916 | 6,069 |
| Accretion of fees and discounts, net | -19,259 | -12,645 |
| Amortization of intangible assets | 11,571 | 7,793 |
| Amortization of right-of-use lease assets | 6,664 | 4,842 |
| Decrease in operating lease liability | 8,096 | 5,515 |
| Income from mortgage banking activities, net | 6,232 | 4,141 |
| Loss on sale of other real estate owned and valuation adjustments, net | -887 | -809 |
| Stock-based compensation expense | 9,442 | 6,327 |
| Realized gain on sale of equity investments, net | 957 | 18 |
| Gain on sale of wsfs wealth management, llc business | 386 | 386 |
| Deferred income tax benefit | 11,537 | 7,560 |
| Decrease (increase) in accrued interest receivable | -5,159 | -4,902 |
| Decrease (increase) in other assets | -72,546 | -63,737 |
| Origination of loans held for sale | 346,048 | 234,182 |
| Proceeds from sales of loans held for sale | 369,741 | 183,281 |
| (increase) decrease in value of bank owned life insurance | 407 | -280 |
| Increase in capitalized interest, net | 1,681 | 1,046 |
| (decrease) increase in accrued interest payable | -12,431 | -9,039 |
| Decrease in other liabilities | -184,604 | -140,757 |
| Net cash provided by operating activities | 167,454 | 45,930 |
| Repayments, maturities and calls of investment securities held-to-maturity | 47,055 | 28,426 |
| Purchases of investment securities available-for-sale | 100,351 | 54,948 |
| Repayments, maturities and calls of investment securities available-for-sale | 286,976 | 191,276 |
| Proceeds from bank-owned life insurance death benefit | 241 | 241 |
| Proceeds from bank-owned life insurance surrender | 0 | 0 |
| Net decrease (increase) in loans | -166,963 | -116,802 |
| Net cash from sale of wsfs wealth management, llc business | 2,425 | 2,425 |
| Purchase of loans held-for-investment | 0 | 0 |
| Purchases of stock of federal home loan bank of pittsburgh | 366,045 | 238,017 |
| Redemptions of stock of federal home loan bank of pittsburgh | 357,701 | 227,882 |
| Sales of other real estate owned | 4,725 | 4,085 |
| Investment in premises and equipment | 5,639 | 4,407 |
| Net cash provided by (used in) investing activities | 394,051 | 273,765 |
| Net increase (decrease) in demand and saving deposits | 240,482 | 125,563 |
| (decrease) increase in time deposits | -51,885 | -44,284 |
| Decrease in brokered deposits | 0 | 0 |
| Receipts from fhlb advances | 9,200,000 | 5,950,000 |
| Repayments of fhlb advances | 9,251,040 | 5,950,000 |
| Receipts from federal funds purchased | 0 | 0 |
| Repayments of federal funds purchased | 0 | 0 |
| Receipts from bank term funding program | 0 | 0 |
| Repayments of bank term funding program | 0 | - |
| Distributions to noncontrolling shareholders | 0 | 0 |
| Cash dividend | 27,911 | 18,415 |
| Issuance of common stock including proceeds from exercise of common stock options | -2,951 | -3,179 |
| Redemption of senior and subordinated debt | 70,000 | 70,000 |
| Repurchases of common stock | 179,918 | 132,700 |
| Net cash (used in) provided by financing activities | -143,223 | -143,015 |
| Increase (decrease) in cash, cash equivalents, and restricted cash | 418,282 | 176,680 |
| Cash and cash equivalents at beginning of period | 1,154,818 | - |
| Cash and cash equivalents at end of period | 1,573,100 | - |
WSFS FINANCIAL CORP (WSFS)
WSFS FINANCIAL CORP (WSFS)