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WSFS FINANCIAL CORP (WSFS)

WSFS FINANCIAL CORP (WSFS)

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Cash Flow Overview

Change in Cash
$772,426K
Free Cash flow
$85,488K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Receipts from fhlb advances
    • Net increase (decrease) in deman...
    • Redemptions of stock of federal ...
    • Others
Negative Cash Flow Breakdown
    • Repayments of fhlb advances
    • Purchases of stock of federal ho...
    • Purchases of investment securiti...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
86,845 72,694 76,467 138,088
Gain on sale of wsfs wealth management, llc business
NaN 0 0 386
Unrealized loss (gain) on equity investments, net
NaN -4,057 NaN NaN
Realized gain on sale of equity investment, net
NaN 0 939 18
Provision for credit losses
NaN 49,206 NaN NaN
(recovery of) provision for credit losses
-38,535 NaN 6,566 29,971
Depreciation of premises and equipment, net
4,645 3,169 2,847 6,069
Accretion of fees and discounts, net
-5,793 -4,760 -6,614 -12,645
Amortization of intangible assets
3,665 3,714 3,778 7,793
Amortization of right-of-use lease assets
2,375 3,608 1,822 4,842
Decrease in operating lease liability
2,797 4,410 2,581 5,515
Income from mortgage banking activities, net
2,361 2,127 2,091 4,141
Loss on sale of other real estate owned and valuation adjustments, net
-11 -23 -78 -809
Stock-based compensation expense
3,530 3,351 3,115 6,327
Deferred income tax benefit
11,446 -5,837 3,977 7,560
Decrease in accrued interest receivable
-1,243 773 -257 -4,902
Decrease in other assets
-26,725 36,499 -8,809 -63,737
Origination of loans held for sale
111,429 120,103 111,866 234,182
Proceeds from sales of loans held for sale
94,923 94,979 186,460 183,281
(increase) decrease in value of bank owned life insurance
481 265 687 -280
Increase in capitalized interest, net
139 -96 635 1,046
Increase (decrease) in accrued interest payable
689 -6,096 -3,392 -9,039
Decrease in other liabilities
-24,726 35,055 -43,847 -140,757
Net cash provided by operating activities
86,373 52,545 121,524 45,930
Repayments, maturities and calls of investment securities held-to-maturity
13,457 15,108 18,629 28,426
Purchases of investment securities available-for-sale
154,253 102,661 45,403 54,948
Repayments, maturities and calls of investment securities available-for-sale
102,589 93,639 95,700 191,276
Proceeds from bank-owned life insurance death benefit
NaN 241 NaN NaN
Proceeds from bank-owned life insurance surrender
NaN 0 NaN NaN
Proceeds from bank-owned life insurance death benefit
NaN NaN 0 241
Net proceeds from sale of equity investments
NaN 0 NaN NaN
Proceeds from bank-owned life insurance surrender
NaN NaN 0 0
Net cash paid for business combinations
NaN 0 NaN NaN
Net decrease in loans
-1,356 284,708 -50,161 -116,802
Net cash from sale of wsfs wealth management, llc business
NaN 8 0 2,425
Purchases of loans held for investment
NaN 0 0 0
Purchases of stock of federal home loan bank of pittsburgh
188,000 320,012 128,028 238,017
Redemptions of stock of federal home loan bank of pittsburgh
173,911 329,967 129,819 227,882
Sales of other real estate owned
189 239 640 4,085
Sale of premise and equipment
NaN 0 NaN NaN
Investment in premises and equipment
885 749 1,232 4,407
Net cash (used in) provided by investing activities
-51,636 -269,169 120,286 273,765
Receipts from federal funds purchased
NaN 20,001 0 0
Repayments of federal funds purchased
NaN 20,001 0 0
Receipts from bank term funding program
NaN 0 0 0
Decrease in brokered deposits
NaN 0 0 0
Net increase (decrease) in demand and saving deposits
921,408 484,937 114,919 125,563
Decrease in time deposits
-87,850 -69,240 -7,601 -44,284
Repayments of bank term funding program
NaN 0 0 NaN
Receipts from fhlb advances
4,000,000 8,010,000 3,250,000 5,950,000
Contributions from (distributions to) noncontrolling shareholders
NaN 6 0 0
Repayments of fhlb advances
4,000,000 8,010,000 3,301,040 5,950,000
Cash dividend
9,029 9,255 9,496 18,415
Issuance of common stock including proceeds from exercise of common stock options
-1,087 -284 228 -3,179
Redemption of subordinated debt
0 150,000 0 70,000
Receipts from issuance of senior debt
NaN 200,000 NaN NaN
Senior debt issuance costs
NaN 3,126 NaN NaN
Repurchases of common stock
85,753 110,360 47,218 132,700
Net cash provided by (used in) financing activities
737,689 342,678 -208 -143,015
Increase (decrease) in cash, cash equivalents, and restricted cash
772,426 126,054 241,602 176,680
Cash, cash equivalents, and restricted cash at beginning of period
1,699,154 1,573,100 1,154,818 NaN
Cash, cash equivalents, and restricted cash at end of period
2,471,580 1,699,154 1,573,100 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Receipts from fhlbadvances$4,000,000K Proceeds from sales ofloans held for sale$94,923K Net increase(decrease) in demand and...$921,408K Net income$86,845K something is missing$36,537K Decrease in other assets-$26,725K Deferred income taxbenefit$11,446K Depreciation of premises andequipment, net$4,645K Amortization of intangibleassets$3,665K Stock-based compensationexpense$3,530K Amortization of right-of-uselease assets$2,375K Decrease in accruedinterest receivable-$1,243K Increase (decrease) inaccrued interest...$689K Loss on sale of otherreal estate owned and...-$11K Net cash provided by(used in) financing...$737,689K Net cash provided byoperating activities$86,373K Canceled cashflow$4,183,719K Canceled cashflow$186,261K Increase (decrease) incash, cash...$772,426K Canceled cashflow$51,636K Repayments of fhlb advances$4,000,000K Decrease in time deposits-$87,850K Repurchases of common stock$85,753K Cash dividend$9,029K Issuance of common stockincluding proceeds from...-$1,087K Origination of loans held forsale$111,429K (recovery of) provisionfor credit losses-$38,535K Decrease in otherliabilities-$24,726K Accretion of fees anddiscounts, net-$5,793K Decrease in operatinglease liability$2,797K Income from mortgagebanking activities, net$2,361K (increase) decrease invalue of bank owned...$481K Increase in capitalizedinterest, net$139K Redemptions of stock offederal home loan bank of...$173,911K Repayments, maturities andcalls of investment...$102,589K Repayments, maturities andcalls of investment...$13,457K Net decrease inloans-$1,356K Sales of other realestate owned$189K Net cash (used in)provided by investing...-$51,636K Canceled cashflow$291,502K Purchases of stock offederal home loan bank of...$188,000K Purchases of investmentsecurities...$154,253K Investment in premises andequipment$885K