WSFS FINANCIAL CORP (WSFS)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Noninterest income-Mortgage Banking | 2,341 | - | - | - |
| Noninterest income-Service Other | 14,791 | - | - | - |
| Noninterest income-Financial Service | 43,774 | - | - | - |
| Noninterest income-Deposit Account | 6,802 | - | - | - |
| Noninterest income-Credit And Debit Card | 18,309 | - | - | - |
| Realized gain on sale of equity investments, net | 18 | - | 56 | 2,130 |
| Bank owned life insurance income | 544 | 727 | 1,540 | 793 |
| Loan and lease fee income | 1,430 | 1,465 | 1,513 | 1,706 |
| Noninterest income | - | 78,705 | 87,049 | 86,969 |
| Total non interest income | 88,009 | 80,897 | 90,158 | 91,598 |
| Restructuring expense | - | 260 | - | - |
| Loan workout and other credit costs | 1,629 | 240 | 1,684 | -1,278 |
| Corporate development expense | -329 | 59 | 46 | 158 |
| Professional fees | 6,211 | 4,698 | 3,819 | 4,781 |
| Other operating expense | 30,712 | 32,472 | 40,459 | 38,200 |
| Occupancy expense | 8,829 | 9,893 | 9,595 | 9,387 |
| Marketing expense | 1,925 | 1,695 | 2,053 | 2,020 |
| Salaries, benefits and other compensation | 89,145 | 82,477 | 86,124 | 83,249 |
| Data processing and operations expenses | 5,010 | 4,695 | 4,985 | 4,807 |
| Fdic expenses | 2,433 | 2,578 | 2,882 | 2,390 |
| Equipment expense | 13,778 | 12,728 | 12,076 | 12,054 |
| Noninterest expenses | 159,343 | 151,795 | 163,723 | 155,768 |
| Provision for credit losses | 12,621 | 17,350 | 18,422 | 19,814 |
| Interest on senior and subordinated debt | - | - | - | 2,441 |
| Total interest expense | - | - | - | 90,788 |
| Interest on trust preferred borrowings | 1,518 | 1,523 | 1,749 | 1,750 |
| Interest on senior and subordinated debt | 1,089 | 2,074 | 2,446 | - |
| Interest on other borrowings | 15 | 23 | 9,535 | 9,504 |
| Interest on federal home loan bank advances | 949 | 938 | 1,472 | 359 |
| Interest on federal funds purchased | - | - | 31 | 41 |
| Interest on deposits | 70,124 | 71,104 | 80,647 | 76,693 |
| Total interest expense | 73,695 | 75,662 | 95,880 | - |
| Tax-exempt | 1,486 | 1,487 | 1,485 | 1,484 |
| Taxable | 700 | 699 | 699 | 699 |
| Other interest income | 10,468 | 7,195 | 9,875 | 6,455 |
| Interest on mortgage-backed securities | 24,531 | 24,745 | 25,348 | 25,784 |
| Interest and fees on loans and leases | 216,005 | 216,752 | 235,977 | 230,815 |
| Total interest income | 253,190 | 250,878 | 273,384 | 265,237 |
| Net interest income | 179,495 | 175,216 | 177,504 | 174,449 |
| Net interest income after provision for credit losses | 166,874 | 157,866 | 159,082 | 154,635 |
| Income before taxes | 95,540 | 86,968 | 85,517 | 90,465 |
| Income tax provision | 23,319 | 21,101 | 21,108 | 21,257 |
| Net income | 72,221 | 65,867 | 64,409 | 69,208 |
| Less net loss attributable to noncontrolling interest | -105 | -29 | -26 | -65 |
| Net income attributable to wsfs | 72,326 | 65,896 | 64,435 | 69,273 |
| Basic (in dollars per share) | 1.28 | 1.13 | 1.09 | 1.16 |
| Basic (in shares) | 56,702,000 | 58,451,947 | 59,185,848 | 59,833,207 |
| Diluted (in dollars per share) | 1.27 | 1.12 | 1.08 | 1.16 |
| Diluted (in shares) | 56,851,797 | 58,713,452 | 59,393,651 | 59,958,628 |