| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Interest and fees on loans and leases | 218,250 | 216,005 | 216,752 | 235,977 |
| Interest on mortgage-backed securities | 24,202 | 24,531 | 24,745 | 25,348 |
| Taxable | 699 | 700 | 699 | 699 |
| Tax-exempt | 1,481 | 1,486 | 1,487 | 1,485 |
| Other interest income | 13,789 | 10,468 | 7,195 | 9,875 |
| Total interest income | 258,421 | 253,190 | 250,878 | 273,384 |
| Interest on deposits | 71,185 | 70,124 | 71,104 | 80,647 |
| Interest on federal home loan bank advances | 586 | 949 | 938 | 1,472 |
| Interest on senior and subordinated debt | 1,089 | 1,089 | 2,074 | 2,446 |
| Interest on federal funds purchased | 2 | 0 | - | 31 |
| Interest on trust preferred borrowings | 1,524 | 1,518 | 1,523 | 1,749 |
| Interest on other borrowings | 12 | 15 | 23 | 9,535 |
| Total interest expense | 74,398 | 73,695 | 75,662 | 95,880 |
| Net interest income | 184,023 | 179,495 | 175,216 | 177,504 |
| Provision for credit losses | 6,566 | 12,621 | 17,350 | 18,422 |
| Net interest income after provision for credit losses | 177,457 | 166,874 | 157,866 | 159,082 |
| Noninterest income-Credit And Debit Card | 18,487 | 18,309 | - | - |
| Noninterest income-Service Other | - | 14,791 | - | - |
| Noninterest income-Financial Service | 41,272 | 43,774 | - | - |
| Noninterest income-Deposit Account | 7,001 | 6,802 | - | - |
| Noninterest income-Mortgage Banking | 2,091 | 2,341 | - | - |
| Loan and lease fee income | 2,089 | 1,430 | 1,465 | 1,513 |
| Noninterest income | - | - | 78,705 | 87,049 |
| Realized gain on sale of equity investments, net | 939 | 18 | - | 56 |
| Bank owned life insurance income | - | 544 | 727 | 1,540 |
| Noninterest income-Service Other | 14,592 | - | - | - |
| Total non interest income | 86,471 | 88,009 | 80,897 | 90,158 |
| Salaries, benefits and other compensation | 91,661 | 89,145 | 82,477 | 86,124 |
| Occupancy expense | 8,498 | 8,829 | 9,893 | 9,595 |
| Equipment expense | 12,933 | 13,778 | 12,728 | 12,076 |
| Data processing and operations expenses | 5,045 | 5,010 | 4,695 | 4,985 |
| Professional fees | 4,942 | 6,211 | 4,698 | 3,819 |
| Marketing expense | 2,178 | 1,925 | 1,695 | 2,053 |
| Loss on debt extinguishment | -352 | - | - | - |
| Fdic expenses | 2,739 | 2,433 | 2,578 | 2,882 |
| Loan workout and other credit costs | 1,802 | 1,629 | 240 | 1,684 |
| Corporate development expense | 171 | -329 | 59 | 46 |
| Restructuring expense | 398 | 0 | 260 | - |
| Other operating expense | 32,337 | 30,712 | 32,472 | 40,459 |
| Noninterest expenses | 163,056 | 159,343 | 151,795 | 163,723 |
| Income before taxes | 100,872 | 95,540 | 86,968 | 85,517 |
| Income tax provision | 24,405 | 23,319 | 21,101 | 21,108 |
| Net income | 76,467 | 72,221 | 65,867 | 64,409 |
| Less net income (loss) attributable to noncontrolling interest | 18 | -105 | -29 | -26 |
| Net income attributable to wsfs | 76,449 | 72,326 | 65,896 | 64,435 |
| Basic (in dollars per share) | 1.37 | 1.28 | 1.13 | 1.09 |
| Basic (in shares) | 55,804,955 | 56,702,000 | 58,451,947 | 59,185,848 |
| Diluted (in dollars per share) | 1.37 | 1.27 | 1.12 | 1.08 |
| Diluted (in shares) | 55,960,833 | 56,851,797 | 58,713,452 | 59,393,651 |
WSFS FINANCIAL CORP (WSFS)
WSFS FINANCIAL CORP (WSFS)