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Balance Sheets Overview

Debt to Asset Ratio
89.92%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Available-for-sale securities, a...
    • Interest-bearing deposits with b...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Non-interest-bearing
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
595,790
543,654
467,874
565,406
Federal funds sold and securities purchased under resale agreements
65
65
64
63
Interest-bearing deposits with banks
3,573,915
3,051,665
3,180,553
3,422,452
Available-for-sale securities, at fair value
7,587,545
7,244,282
6,236,263
5,274,124
Gross unrealized gains-USGovernment Agencies Debt Securities
0
0
0
0
Gross unrealized losses-USGovernment Agencies Debt Securities
60,052
59,677
57,269
59,178
Fair value-USGovernment Agencies Debt Securities
253,490
253,864
256,272
254,362
Gross unrealized gains-Municipal Bonds
248
277
451
458
Gross unrealized losses-Municipal Bonds
1,946
2,561
2,012
2,283
Fair value-Municipal Bonds
132,536
136,833
142,631
153,945
Gross unrealized gains-Residential Mortgage Backed Securities
4,665
3,964
7,503
5,421
Gross unrealized losses-Residential Mortgage Backed Securities
487,151
492,262
491,124
505,165
Fair value-Residential Mortgage Backed Securities
2,074,781
2,125,616
2,183,750
2,224,698
Gross unrealized gains-Commercial Mortgage Backed Securities
0
26
72
65
Gross unrealized losses-Commercial Mortgage Backed Securities
115
91
92
102
Fair value-Commercial Mortgage Backed Securities
6,095
6,204
6,273
6,278
Gross unrealized gains-Collateralized Mortgage Obligations
271
450
836
980
Gross unrealized losses-Collateralized Mortgage Obligations
17,498
17,551
16,989
17,400
Fair value-Collateralized Mortgage Obligations
142,210
151,489
161,518
171,803
Gross unrealized gains-Corporate And Other
0
0
2
26
Gross unrealized losses-Corporate And Other
133
259
396
653
Fair value-Corporate And Other
25,849
28,774
34,703
49,884
Amortized cost
3,196,672
3,270,464
3,344,165
3,438,801
Less allowance for credit losses
220
257
260
395
Held-to-maturity securities, at amortized cost, net of allowance for credit losses of 220, 260 and 398 at june30, 2026, december31, 2025 and june30, 2025, respectively (2.6 billion, 2.8 billion and 2.9 billion fair value at june30, 2026, december31, 2025 and june30, 2025, respectively)
3,196,452
3,270,207
3,343,905
3,438,406
Trading account securities
-
-
0
0
Equity securities with readily determinable fair value
65,815
63,786
63,770
63,445
Federal home loan bank and federal reserve bank stock
294,629
292,044
291,881
282,755
Brokerage customer receivables
-
-
0
0
Mortgage loans held-for-sale, at fair value
407,495
383,405
340,745
333,883
Loans, net of unearned income
55,654,947
54,071,292
53,105,101
52,063,482
Allowance for loan losses
402,952
390,651
379,283
386,622
Net loans
55,251,995
53,680,641
52,725,818
51,676,860
Premises, software and equipment, net
778,958
777,603
781,611
775,425
Lease investments, net
363,664
362,766
360,646
301,000
Accrued interest receivable and other assets
1,666,474
1,596,617
1,617,682
1,614,674
Receivable on unsettled securities sales
0
0
835,275
978,209
Goodwill
797,219
797,658
797,960
797,639
Other acquisition-related intangible assets
88,119
93,040
97,999
105,297
Total assets
74,668,135
72,157,433
71,142,046
69,629,638
Non-interest-bearing
11,796,736
12,112,891
11,423,701
10,952,146
Interest-bearing
49,344,539
46,801,491
46,293,490
45,759,235
Total deposits
61,141,275
58,914,382
57,717,191
56,711,381
Federal home loan bank advances
3,450,680
3,451,309
3,451,309
3,151,309
Other borrowings
370,736
340,647
477,966
579,328
Subordinated notes
298,820
298,717
298,636
298,536
Junior subordinated debentures
253,566
253,566
253,566
253,566
Payable on unsettled securities sales
0
-
-
-
Accrued interest payable and other liabilities
1,627,942
1,520,712
1,684,663
1,589,761
Total liabilities
67,143,019
64,779,333
63,883,331
62,583,881
Preferred stock, no par value 20,000,000 shares authorized-Series DPreferred Stock
0
0
0
0
Preferred stock, no par value 20,000,000 shares authorized-Series EPreferred Stock
0
0
0
0
Preferred stock, no par value 20,000,000 shares authorized-Series FPreferred Stock
425,000
425,000
425,000
425,000
Common stock, no par value 1.00 stated value 100,000,000 shares authorized at june30, 2026, december31, 2025 and june30, 2025 67,581,486 shares issued at june30, 2026, 67,062,182 shares issued at december31, 2025 and 67,025,001 shares issued at june30, 2025
67,581
67,563
67,062
67,042
Surplus
2,560,427
2,546,754
2,534,024
2,521,306
Treasury stock, at cost, 126,072 shares at june30, 2026, and 87,269 shares at december31, 2025 and june30, 2025
14,882
13,970
9,156
9,150
Retained earnings
4,907,788
4,719,561
4,537,539
4,356,367
Accumulated other comprehensive loss
-420,798
-366,808
-295,754
-314,808
Total shareholders equity
7,525,116
7,378,100
7,258,715
7,045,757
Total liabilities and shareholders equity
74,668,135
72,157,433
71,142,046
69,629,638
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fairvalue-Residential Mortgage Backed...$2,074,781K Gross unrealizedlosses-Residential Mortgage Backed...$487,151K Fairvalue-USGovernment Agencies Debt...$253,490K Fairvalue-Collateralized Mortgage...$142,210K Fairvalue-Municipal Bonds$132,536K Gross unrealizedlosses-USGovernment Agencies Debt...$60,052K Fairvalue-Corporate And Other$25,849K Gross unrealizedlosses-Collateralized Mortgage...$17,498K Fairvalue-Commercial Mortgage Backed...$6,095K Gross unrealizedlosses-Municipal Bonds$1,946K Gross unrealizedlosses-Corporate And Other$133K Gross unrealizedlosses-Commercial Mortgage Backed...$115K Loans, net of unearnedincome$55,654,947K Amortized cost$3,196,672K Gross unrealizedgains-Residential Mortgage Backed...$4,665K Gross unrealizedgains-Collateralized Mortgage...$271K Gross unrealizedgains-Municipal Bonds$248K Net loans$55,251,995K Available-for-sale securities, atfair value$7,587,545K Interest-bearing deposits withbanks$3,573,915K Held-to-maturity securities, atamortized cost, net of...$3,196,452K Accrued interestreceivable and other assets$1,666,474K Goodwill$797,219K Premises, software andequipment, net$778,958K Cash and due frombanks$595,790K Mortgage loansheld-for-sale, at fair value$407,495K Lease investments,net$363,664K Federal home loan bankand federal reserve...$294,629K Otheracquisition-related intangible...$88,119K Equity securities withreadily determinable...$65,815K Federal funds sold andsecurities purchased under...$65K Allowance for loan losses$402,952K Less allowance forcredit losses$220K Total assets$74,668,135K Total liabilities andshareholders equity$74,668,135K Total liabilities$67,143,019K Total shareholdersequity$7,525,116K Accumulated othercomprehensive loss-$420,798K Treasury stock, at cost,126,072 shares at...$14,882K Total deposits$61,141,275K Federal home loan bankadvances$3,450,680K Accrued interestpayable and other...$1,627,942K Other borrowings$370,736K Subordinated notes$298,820K Junior subordinateddebentures$253,566K Retained earnings$4,907,788K Surplus$2,560,427K Preferred stock, no parvalue 20,000,000...$425,000K Common stock, no parvalue 1.00 stated...$67,581K Interest-bearing$49,344,539K Non-interest-bearing$11,796,736K

WINTRUST FINANCIAL CORP (WTFCN)

WINTRUST FINANCIAL CORP (WTFCN)