Financial insights of WTFCN

MyFinsight

For the quarter ending 2026-03-31, WTFCN made $20,970K in revenue. $219,021K in net income. Net profit margin of 1044.45%.

Income Overview

Revenue
$20,970K
Net Income
$219,021K
Net Profit Margin
1044.45%
EPS
$3.22
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Service charges on deposit accounts	20,970	19,616*	19,825
Wealth management	42,059	35,852*	37,188
Mortgage banking	23,396	17,422*	24,451
(gaines) losss on investment securities, net	-31	-593*	2,972
Fees from covered call options	4,669	3,824*	5,619
Trading losss (gaines), net	10	-514*	172
Operating lease income, net	19,154	15,886*	15,466
Other	23,915	17,966*	25,134
Total non-interest income	134,142	109,459*	130,827
Interest and fees on loans	797,889	724,573*	832,140
Mortgage loans held-for-sale	4,615	5,211*	4,757
Interest-bearing deposits with banks	19,150	28,289*	34,992
Federal funds sold and securities purchased under resale agreements	64	382*	75
Investment securities	100,278	72,678*	86,426
Trading account securities	0	11*	0
Federal home loan bank and federal reserve bank stock	5,564	5,309*	5,444
Brokerage customer receivables	0	78*	0
Total interest income	927,560	836,531*	963,834
Interest on deposits	309,187	274,189*	355,846
Interest on federal home loan bank advances	27,701	25,559*	26,007
Interest on other borrowings	4,026	5,931*	6,887
Interest on subordinated notes	3,719	3,752*	3,717
Interest on junior subordinated debentures	3,903	4,078*	4,367
Total interest expense	348,536	313,509*	396,824
Net interest income	579,024	523,022*	567,010
Provision for credit losses	29,594	30,249*	21,768
Net interest income after provision for credit losses	549,430	492,773*	545,242
Salaries and employee benefits	228,447	214,288*	219,668
Software and equipment	35,654	37,281*	35,027
Operating lease equipment	10,987	11,444*	10,409
Occupancy, net	20,566	19,493*	20,809
Data processing	11,266	12,535*	11,329
Advertising and marketing	13,218	6,771*	19,027
Professional fees	7,375	11,637*	7,465
Amortization of other acquisition-related intangible assets	4,958	5,805*	5,196
Fdic insurance	10,990	9,623*	11,418
Other real estate owned expense, net	-207	-2,786*	-262
Other	38,964	40,285*	39,418
Total non-interest expense	382,632	371,948*	380,028
Income before taxes	300,940	230,284*	296,041
Income tax expense	73,552	55,202*	79,787
Net income	227,388	175,082*	216,254
Preferred stock dividends	8,367	-4,241*	13,295
Less preferred stock redemption	-	-28,092*	14,046
Net income applicable to common shares	219,021	207,415	188,913

Basic EPS	3.26	3.103	2.82
Diluted EPS	3.22	3.059	2.78
Basic Average Shares	67,246,000	66,840,000	66,952,000
Diluted Average Shares	68,097,000	67,808,000	67,980,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Revenue
$20,970K
Net Income
$219,021K
Net Profit Margin
1044.45%
EPS
$3.22
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$20,970K
Net Income
$219,021K
Net Profit Margin
1044.45%
EPS
$3.22
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$20,970KNet Income$219,021KNet Profit Margin1044.45%EPS$3.22Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$20,970KNet Income$219,021KNet Profit Margin1044.45%EPS$3.22Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$20,970K
Net Income
$219,021K
Net Profit Margin
1044.45%
EPS
$3.22
Unit: Thousand (K) dollars

Revenue
$20,970K
Net Income
$219,021K
Net Profit Margin
1044.45%
EPS
$3.22
Unit: Thousand (K) dollars