Financial insights of WTFCN

MyFinsight

For the quarter ending 2025-09-30, WTFCN made $1,870,989K in revenue. $188,913K in net income. Net profit margin of 10.10%.

Income Overview

Revenue
$1,870,989K
Net Income
$188,913K
Net Profit Margin
10.10%
EPS
$2.78
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Interest on deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Interest and fees on loans	832,140
Mortgage loans held-for-sale	4,757
Interest-bearing deposits with banks	34,992
Federal funds sold and securities purchased under resale agreements	75
Investment securities	86,426
Trading account securities	0
Federal home loan bank and federal reserve bank stock	5,444
Brokerage customer receivables	0
Total interest income	963,834
Interest on deposits	355,846
Interest on federal home loan bank advances	26,007
Interest on other borrowings	6,887
Interest on subordinated notes	3,717
Interest on junior subordinated debentures	4,367
Total interest expense	396,824
Net interest income	567,010
Provision for credit losses	21,768
Net interest income after provision for credit losses	545,242
Wealth management	37,188
Mortgage banking	24,451
Service charges on deposit accounts	19,825
Gains on investment securities, net	2,972
Fees from covered call options	5,619
Trading gains (losses), net	172
Operating lease income, net	15,466
Other	25,134
Total non-interest income	130,827
Salaries and employee benefits	219,668
Software and equipment	35,027
Operating lease equipment	10,409
Occupancy, net	20,809
Data processing	11,329
Advertising and marketing	19,027
Professional fees	7,465
Amortization of other acquisition-related intangible assets	5,196
Fdic insurance	11,418
Other real estate owned expense, net	-262
Other	39,418
Total non-interest expense	380,028
Income before taxes	296,041
Income tax expense	79,787
Net income	216,254
Preferred stock dividends	13,295
Preferred stock redemption	14,046
Net income applicable to common shares	188,913

Average common shares and dilutive common shares (in shares)	67,980,000
Net income per common share-basic (usd per share)	2.82
Net income per common share-diluted (usd per share)	2.78
Weighted average common shares outstanding (in shares)	66,952,000

MyFinsight

Income Overview

Revenue
$1,870,989K
Net Income
$188,913K
Net Profit Margin
10.10%
EPS
$2.78
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Interest on deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$1,870,989K
Net Income
$188,913K
Net Profit Margin
10.10%
EPS
$2.78
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Interest on deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$1,870,989KNet Income$188,913KNet Profit Margin10.10%EPS$2.78Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansInterest on depositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$1,870,989KNet Income$188,913KNet Profit Margin10.10%EPS$2.78Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansInterest on depositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$1,870,989K
Net Income
$188,913K
Net Profit Margin
10.10%
EPS
$2.78
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Interest on deposits
Salaries and employee benefits
Others

Revenue
$1,870,989K
Net Income
$188,913K
Net Profit Margin
10.10%
EPS
$2.78
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Interest on deposits
Salaries and employee benefits
Others