Financial insights of WTFCN

MyFinsight

For the year ending 2025-12-31, WTFCN made $79,091K in revenue. $774,154K in net income. Net profit margin of 978.81%.

Income Overview

Revenue
$79,091K
Net Income
$774,154K
Net Profit Margin
978.81%
EPS
$11.4
Unit: Thousand (K) dollars

Income Statement	2025-12-31
Service charges on deposit accounts	79,091
Wealth management	147,416
Mortgage banking	90,775
Gains (losses) on investment securities, net	8,323
Fees from covered call options	20,681
Trading gains, net	2
Operating lease income, net	62,284
Other	93,368
Total non-interest income	501,940
Interest and fees on loans	3,220,993
Mortgage loans held-for-sale	19,482
Interest-bearing deposits with banks	133,265
Federal funds sold and securities purchased under resale agreements	607
Investment securities	331,956
Trading account securities	11
Federal home loan bank and federal reserve bank stock	21,641
Brokerage customer receivables	78
Total interest income	3,728,033
Interest on deposits	1,341,727
Interest on federal home loan bank advances	103,580
Interest on other borrowings	26,592
Interest on subordinated notes	14,903
Interest on junior subordinated debentures	17,179
Total interest expense	1,503,981
Net interest income	2,224,052
Provision for credit losses	95,553
Net interest income after provision for credit losses	2,128,499
Salaries and employee benefits	873,292
Software and equipment	142,362
Operating lease equipment	42,671
Occupancy, net	81,920
Data processing	46,522
Advertising and marketing	63,852
Professional fees	34,032
Amortization of other acquisition-related intangible assets	21,393
Fdic insurance	43,877
Oreo expense, net	-3,572
Other	158,539
Total non-interest expense	1,512,032
Income before taxes	1,118,407
Income tax expense	294,563
Net income	823,844
Preferred stock dividends	35,644
Less preferred stock redemption	14,046
Net income applicable to common shares	774,154

Basic EPS	11.57
Diluted EPS	11.4
Basic Average Shares	66,896,000
Diluted Average Shares	67,894,000

MyFinsight

Income Overview

Revenue
$79,091K
Net Income
$774,154K
Net Profit Margin
978.81%
EPS
$11.4
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$79,091K
Net Income
$774,154K
Net Profit Margin
978.81%
EPS
$11.4
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$79,091KNet Income$774,154KNet Profit Margin978.81%EPS$11.4Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$79,091KNet Income$774,154KNet Profit Margin978.81%EPS$11.4Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$79,091K
Net Income
$774,154K
Net Profit Margin
978.81%
EPS
$11.4
Unit: Thousand (K) dollars

Revenue
$79,091K
Net Income
$774,154K
Net Profit Margin
978.81%
EPS
$11.4
Unit: Thousand (K) dollars