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Income Overview

Revenue
$21,240K
Net Income
$225,326K
Net Profit Margin
1060.86%
EPS
$3.3
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Service charges on deposit accounts
21,240
20,970
19,616*
19,825
Wealth management
39,883
42,059
35,852*
37,188
Mortgage banking
27,438
23,396
17,422*
24,451
Losss on investment securities, net
1,845
-31
-593*
2,972
Fees from covered call options
4,793
4,669
3,824*
5,619
Trading losss, net
70
10
-514*
172
Operating lease income, net
18,804
19,154
15,886*
15,466
Other
27,196
23,915
17,966*
25,134
Total non-interest income
141,269
134,142
109,459*
130,827
Interest and fees on loans
822,981
797,889
724,573*
832,140
Mortgage loans held-for-sale
6,169
4,615
5,211*
4,757
Interest-bearing deposits with banks
20,916
19,150
28,289*
34,992
Federal funds sold and securities purchased under resale agreements
5
64
382*
75
Investment securities
105,716
100,278
72,678*
86,426
Trading account securities
0
0
11*
0
Federal home loan bank and federal reserve bank stock
5,625
5,564
5,309*
5,444
Brokerage customer receivables
0
0
78*
0
Total interest income
961,412
927,560
836,531*
963,834
Interest on deposits
325,033
309,187
274,189*
355,846
Interest on federal home loan bank advances
28,218
27,701
25,559*
26,007
Interest on other borrowings
3,121
4,026
5,931*
6,887
Interest on subordinated notes
3,739
3,719
3,752*
3,717
Interest on junior subordinated debentures
3,935
3,903
4,078*
4,367
Total interest expense
364,046
348,536
313,509*
396,824
Net interest income
597,366
579,024
523,022*
567,010
Provision for credit losses
23,134
29,594
30,249*
21,768
Net interest income after provision for credit losses
574,232
549,430
492,773*
545,242
Salaries and employee benefits
234,089
228,447
214,288*
219,668
Software and equipment
39,288
35,654
37,281*
35,027
Operating lease equipment
11,187
10,987
11,444*
10,409
Occupancy, net
21,153
20,566
19,493*
20,809
Data processing
10,659
11,266
12,535*
11,329
Advertising and marketing
20,432
13,218
6,771*
19,027
Professional fees
9,342
7,375
11,637*
7,465
Amortization of other acquisition-related intangible assets
4,921
4,958
5,805*
5,196
Fdic insurance
6,640
10,990
9,623*
11,418
Other real estate owned expense, net
-786
-207
-2,786*
-262
Other
39,040
38,964
40,285*
39,418
Total non-interest expense
397,537
382,632
371,948*
380,028
Income before taxes
317,964
300,940
230,284*
296,041
Income tax expense
84,271
73,552
55,202*
79,787
Net income
233,693
227,388
175,082*
216,254
Preferred stock dividends
8,367
8,367
-4,241*
13,295
Less preferred stock redemption
-
-
-28,092*
14,046
Net income applicable to common shares
225,326
219,021
207,415
188,913
Basic EPS
3.34
3.26
3.103
2.82
Diluted EPS
3.3
3.22
3.059
2.78
Basic Average Shares
67,434,000
67,246,000
66,840,000
66,952,000
Diluted Average Shares
68,286,000
68,097,000
67,808,000
67,980,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Interest and fees on loans$822,981K Investment securities$105,716K Interest-bearing deposits withbanks$20,916K Mortgage loansheld-for-sale$6,169K Federal home loan bankand federal reserve...$5,625K Federal funds sold andsecurities purchased under...$5K Total interest income$961,412K Net interest income$597,366K Wealth management$39,883K Mortgage banking$27,438K Other$27,196K Service charges ondeposit accounts$21,240K Operating lease income,net$18,804K Fees from coveredcall options$4,793K Losss on investmentsecurities, net$1,845K Trading losss, net$70K Total interestexpense$364,046K Net interest incomeafter provision for...$574,232K Total non-interestincome$141,269K Provision for creditlosses$23,134K Interest on deposits$325,033K Interest on federal homeloan bank advances$28,218K Interest on juniorsubordinated debentures$3,935K Interest on subordinatednotes$3,739K Interest on otherborrowings$3,121K Income before taxes$317,964K Total non-interestexpense$397,537K Net income$233,693K Income tax expense$84,271K Salaries and employeebenefits$234,089K Software and equipment$39,288K Other$39,040K Occupancy, net$21,153K Advertising and marketing$20,432K Operating lease equipment$11,187K Data processing$10,659K Professional fees$9,342K Fdic insurance$6,640K Amortization of otheracquisition-related intangible...$4,921K Other real estateowned expense, net-$786K Net incomeapplicable to common shares$225,326K Preferred stock dividends$8,367K

WINTRUST FINANCIAL CORP (WTFCN)

WINTRUST FINANCIAL CORP (WTFCN)