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Exzeo Group, Inc. (XZO)

Exzeo Group, Inc. (XZO)

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Balance Sheets Overview

Current Ratio
184.99%
Quick Ratio
184.99%
Cash Ratio
149.05%
Debt to Asset Ratio
25.30%
Unit: Thousand (K) dollars
Assets Breakdown
    • Fixed-maturity securities, avail...
    • Cash and cash equivalents
    • Receivable from related parties
    • Others
Liabilities Breakdown
    • Additional paid-in capital
    • Total current liabilities
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and cash equivalents
136,731
231,381
305,372
140,919
Accounts receivable
1,785
2,513
2,906
-
Receivable from related parties
20,379
19,897
11,295
13,313
Prepaid expense
1,512
1,193
1,483
1,124
Current contract cost assets
5,169
5,404
4,722
5,379
Income taxes receivable
-
-
0
0
Other current assets
4,127
541
43
1,911
Total current assets
169,703
260,929
325,821
162,646
Property and equipment, gross
-
-
24,609
-
Accumulated depreciation and amortization
-
-
13,947
-
Fixed-maturity securities, available-for-sale, at fair value (amortized cost 198,426 and 0, respectively, and allowance for credit losses 0 and 0, respectively)
197,072
98,516
-
-
Property and equipment, net
9,732
10,259
10,662
10,853
Operating lease right-of-use assets
6,263
6,576
6,884
7,170
Non-current contract cost assets
272
284
1,118
1,298
Deferred income taxes, net
2,400
2,905
2,975
13
Other assets
341
299
274
274
Total non-current assets
216,080
118,839
21,913
19,608
Total assets
385,783
379,768
347,734
182,254
Current contract liabilities
74,539
73,673
70,893
73,102
Commissions payable
4,794
5,450
4,605
3,954
Accounts payable and accrued liabilities
8,358
6,174
2,950
11,646
Operating lease liabilities
2,482
2,450
2,413
2,351
Income taxes payable
411
9,394
2,455
1,432
Accounts payable, current
1,151
1,435
1,073
1,441
Total current liabilities
91,735
98,576
84,389
93,926
Non-current contract liabilities
829
943
3,567
4,023
Operating lease liabilities
4,140
4,479
4,832
5,164
Deferred income taxes, net
-
-
0
0
Other liabilities
908
829
790
709
Total non-current liabilities
5,877
6,251
9,189
9,896
Total liabilities
97,612
104,827
93,578
103,822
Common stock (0.001 par value, 350,000,000 shares authorized, 90,200,252 and 90,926,720 shares issued and outstanding as of june 30, 2026 and december 31, 2025, respectively)
90
91
91
83
Additional paid-in capital
220,003
229,387
228,647
74,915
Retained earnings
69,093
45,824
25,418
3,434
Accumulated other comprehensive loss
-1,015
-361
-
-
Total shareholders' equity
288,171
274,941
254,156
78,432
Total liabilities and shareholders' equity
385,783
379,768
347,734
182,254
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Fixed-maturity securities,available-for-sale, at fair value...$197,072K Property and equipment,net$9,732K Operating leaseright-of-use assets$6,263K Deferred income taxes,net$2,400K Other assets$341K Non-current contract costassets$272K Cash and cashequivalents$136,731K Receivable from relatedparties$20,379K Current contract costassets$5,169K Other current assets$4,127K Accounts receivable$1,785K Prepaid expense$1,512K Total non-currentassets$216,080K Total current assets$169,703K Total assets$385,783K Total liabilities andshareholders' equity$385,783K Total shareholders'equity$288,171K Total liabilities$97,612K Accumulated othercomprehensive loss-$1,015K Additional paid-in capital$220,003K Retained earnings$69,093K Total currentliabilities$91,735K Total non-currentliabilities$5,877K Common stock (0.001 parvalue, 350,000,000...$90K Current contractliabilities$74,539K Accounts payable andaccrued liabilities$8,358K Commissions payable$4,794K Operating leaseliabilities$2,482K Accounts payable,current$1,151K Income taxes payable$411K Operating leaseliabilities$4,140K Other liabilities$908K Non-current contractliabilities$829K