| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 636 |
| Provision for credit losses | 66 |
| Depreciation and amortization | 87 |
| Share-based compensation | 29 |
| Deferred income tax expense | 40 |
| Net increase in trading securities | 99 |
| Net decrease (increase) in loans held for sale | 79 |
| Change in other liabilities | -114 |
| Change in other assets | -46 |
| Other, net | 57 |
| Net cash provided by operating activities | 555 |
| Net decrease in money market investments | -900 |
| Proceeds from maturities and paydowns of investment securities held-to-maturity | 814 |
| Purchases of investment securities held-to-maturity | 27 |
| Proceeds from sales, maturities, and paydowns of investment securities available-for-sale | 1,279 |
| Purchases of investment securities available-for-sale | 1,082 |
| Net change in loans and leases | 555 |
| Purchases and sales of other noninterest-bearing investments | -36 |
| Purchases of premises and equipment | 83 |
| Acquisition of california branches, net of cash acquired | -191 |
| Other, net | 12 |
| Net cash provided by investing activities | 1,389 |
| Net increase (decrease) in deposits | -2,003 |
| Net change in short-term borrowed funds | -75 |
| Proceeds from the issuance of long-term debt | 498 |
| Proceeds from the issuance of common stock | 6 |
| Dividends paid on common and preferred stock | 199 |
| Bank common stock repurchased | 41 |
| Other, net | -10 |
| Net cash used in financing activities | -1,824 |
| Net increase in cash and due from banks | 120 |
| Cash and cash equivalents at beginning of period | 651 |
| Cash and cash equivalents at end of period | 771 |
ZIONS BANCORPORATION, NATIONAL ASSOCIATION UT (ZIONP)
ZIONS BANCORPORATION, NATIONAL ASSOCIATION UT (ZIONP)