zionp: the income statement

MyFinsight

For the quarter ending 2025-09-30, ZIONP made $2,221M in revenue. $221M in net income. Net profit margin of 9.95%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Interest and fees on loans	898
Interest on money market investments	41
Interest on securities	125
Total interest income	1,064
Interest on deposits	313
Interest on short- and long-term borrowings	79
Total interest expense	392
Net interest income	672
Provision for loan and lease losses	45
Provision for unfunded lending commitments	4
Total provision for credit losses	49
Net interest income after provision for credit losses	623
Commercial account fees	47
Card fees	24
Retail and business banking fees	19
Loan-related fees and income	20
Capital markets fees and income	24
Wealth management fees	14
Other customer-related fees	15
Customer-related noninterest income	163
Dividends and other income	15
Securities gains (losses), net	11
Total noninterest income	189
Salaries and employee benefits	337
Technology, telecom, and information processing	70
Occupancy and equipment, net	42
Professional and legal services	14
Marketing and business development	11
Deposit insurance and regulatory expense	16
Credit-related expense	6
Other real estate expense, net	0
Other	31
Total noninterest expense	527
Income before income taxes	285
Income taxes	63
Net income	222
Preferred stock dividends	1
Net earnings applicable to common shareholders	221

Basic (in dollars per share)	1.48
Basic shares (in shares)	147,045,000
Diluted (in dollars per share)	1.48
Diluted shares (in shares)	147,125,000