ZIP: the balance sheet

MyFinsight

For the year ending 2025-12-31, ZIP has $569,743K in assets. $646,944K in debts. $188,028K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and cash equivalents	188,028
Marketable securities	221,109
Accounts receivable, net of allowances of 2,031 and 1,976 at december31, 2025 and december31, 2024, respectively	25,666
Prepaid expenses and other assets	11,097
Deferred commissions, current portion	2,951
Total current assets	448,851
Property and equipment, net	4,076
Operating lease right-of-use assets	9,715
Internal-use software, net	16,050
Deferred commissions, net of current portion	3,770
Intangible assets, net	3,369
Goodwill	8,518
Deferred tax assets, net	75,192
Other assets	202
Total assets	569,743

Accounts payable	9,115
Accrued expenses	36,610
Accrued interest	12,864
Deferred revenue	9,731
Operating lease liabilities, current portion	2,213
Other current liabilities	363
Total current liabilities	70,896
Operating lease liabilities, net of current portion	10,688
Long-term borrowings, net	544,780
Other long-term liabilities	20,580
Total liabilities	646,944
Common stock-Common Class A	1
Common stock-Common Class B	0
Class b treasury stock, 195 shares outstanding as of december31, 2025 and december31, 2024	644
Additional paid-in capital	0
Accumulated deficit	-76,590
Accumulated other comprehensive income	32
Total stockholders' equity (deficit)	-77,201
Total liabilities and stockholders' equity (deficit)	569,743

Unit: Thousand (K) dollars (except for numbers of shares and EPS).