ZIP: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, ZIP has $573,552K in assets. $649,700K in debts. $211,809K in cash and cash equivalents.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and cash equivalents	211,809	203,456
Marketable securities	199,161	217,711
Accounts receivable, net of allowances of 2,072 and 1,976 at september30, 2025 and december31, 2024, respectively	24,871	25,777
Prepaid expenses and other assets	11,041	10,028
Deferred commissions, current portion	2,898	2,707
Total current assets	449,780	459,679
Property and equipment, net	4,343	4,684
Operating lease right-of-use assets	10,180	11,191
Internal-use software, net	16,564	17,678
Deferred commissions, net of current portion	4,036	4,039
Intangible assets, net	3,865	4,362
Goodwill	8,518	8,518
Deferred tax assets, net	75,959	81,839
Other assets	307	408
Total assets	573,552	592,398

Accounts payable	11,377	8,126
Accrued expenses	42,747	43,086
Accrued interest	5,989	12,862
Deferred revenue	11,268	11,710
Operating lease liabilities, current portion	2,429	2,183
Other current liabilities	1,501	5,779
Total current liabilities	75,311	83,746
Operating lease liabilities, net of current portion	11,328	11,964
Long-term borrowings, net	544,491	544,207
Other long-term liabilities	18,570	18,349
Total liabilities	649,700	658,266
Common stock-Common Class A	1	1
Common stock-Common Class B	0	0
Class b treasury stock, 195 shares outstanding as of september30, 2025 and december31, 2024	644	644
Additional paid-in capital	0	0
Accumulated deficit	-75,573	-65,234
Accumulated other comprehensive income	68	9
Total stockholders' equity (deficit)	-76,148	-65,868
Total liabilities and stockholders' equity (deficit)	573,552	592,398

Unit: Thousand (K) dollars