ZIP: the cash flow

MyFinsight

For the year ending 2025-12-31, ZIP had -$30,404K decrease in cash & cash equivalents over the period. $9,880K in free cash flow.

Cash Flow	2025-12-31
Net income (loss)	-32,994
Stock-based compensation expense	47,646
Depreciation and amortization	12,462
Provision for bad debts	1,140
Deferred income taxes	-1,843
Non-cash lease expense	3,070
Amortization and accretion of marketable securities	6,936
Other	2,566
Accounts receivable	3,352
Prepaid expenses and other assets	1,120
Deferred commissions	-473
Other assets	-704
Accounts payable	-1,372
Accrued expenses and other liabilities	-5,128
Accrued interest	-2
Deferred revenue	-1,088
Operating lease liabilities	-3,268
Net cash provided by operating activities	10,958
Purchases of property and equipment	1,078
Acquisition of business, net of cash acquired	0
Capitalized internal-use software costs	6,397
Purchases of marketable securities	525,114
Sales of marketable securities	983
Paydowns, maturities, and redemptions of marketable securities	596,697
Net cash provided by (used in) investing activities	65,091
Repurchase of common stock	102,105
Proceeds from exercise of stock options	2,842
Payments of tax withholdings on net settlement of equity awards	7,927
Proceeds from issuance of stock under employee stock purchase plan	1,665
Payment of acquisition-related non-employee investor holdback consideration	928
Net cash used in financing activities	-106,453
Net increase (decrease) in cash and cash equivalents	-30,404
Beginning of period	218,432
End of period	188,028

Unit: Thousand (K) dollars (except for numbers of shares and EPS).