For the quarter ending 2025-09-30, AFBI has $925,221K in assets. $799,816K in debts. $84,845K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 6,092 | 5,876 | ||
| Interest-earning deposits in other depository institutions | 78,753 | 83,790 | ||
| Cash and cash equivalents | 84,845 | 89,666 | ||
| Investment securities available-for-sale | 44,668 | 40,739 | ||
| Investment securities held-to-maturity (estimated fair value of 19,692 net of allowance for credit losses of 29 at september 30, 2025 and estimated fair value of 27,286 net of allowance for credit losses of 45 at december 31, 2024) | 19,225 | 24,366 | ||
| Other investments | 6,254 | 6,243 | ||
| Loans | 729,539 | 731,135 | ||
| Less allowance for credit losses | 8,562 | 8,542 | ||
| Net loans | 720,977 | 722,593 | ||
| Premises and equipment, net | 2,955 | 3,075 | ||
| Bank owned life insurance | 16,795 | 16,690 | ||
| Intangible assets | 18,032 | 18,080 | ||
| Other assets | 11,470 | 12,347 | ||
| Total assets | 925,221 | 933,799 | ||
| Non-interest-bearing checking | 150,613 | 151,882 | ||
| Interest-bearing checking | 86,824 | 83,713 | ||
| Money market accounts | 176,477 | 167,859 | ||
| Savings accounts | 93,938 | 89,084 | ||
| Certificates of deposit | 231,524 | 256,800 | ||
| Total deposits | 739,376 | 749,338 | ||
| Federal home loan bank advances and other borrowings | 54,000 | 54,000 | ||
| Accrued interest payable and other liabilities | 6,440 | 6,361 | ||
| Preferred stock (10,000,000 shares authorized, no shares outstanding) | - | 0 | ||
| Total liabilities | 799,816 | 809,699 | ||
| Common stock (par value 0.01 per share, 40,000,000 shares authorized 6,193,686 issued and outstanding at september 30, 2025 and 6,409,598 issued and outstanding at december 31, 2024) | 62 | 63 | ||
| Additional paid in capital | 59,584 | 61,197 | ||
| Unearned esop shares | 3,742 | 3,915 | ||
| Retained earnings | 73,976 | 71,756 | ||
| Accumulated other comprehensive loss | -4,475 | -5,001 | ||
| Total stockholders' equity | 125,405 | 124,100 | ||
| Total liabilities and stockholders' equity | 925,221 | 933,799 | ||
Affinity Bancshares, Inc. (AFBI)
Affinity Bancshares, Inc. (AFBI)