The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|
| Net income | -3,917 | 2,218 | 3,983 |
| Depreciation, (accretion) and amortization | -410 | 228 | 373 |
| Stock-based compensation expense | -516 | 174 | 549 |
| Deferred income tax expense | 60 | - | - |
| Provision for credit losses | -179 | 12 | 67 |
| Esop expense | -846 | 331 | 632 |
| Increase in cash surrender value of bank owned life insurance | -477 | 105 | 203 |
| Accrued interest receivable and other assets | -186 | -700 | 714 |
| Accrued interest payable and other liabilities | 169 | 129 | 1,005 |
| Net cash provided by operating activities | -4,976 | 3,687 | 5,692 |
| Purchases of investment securities available-for-sale | - | 3,631 | 3,915 |
| Proceeds from paydowns of investment securities held-to-maturity | - | 5,114 | 3,033 |
| Purchases of premises and equipment | -284 | 69 | 260 |
| Proceeds from paydowns of investment securities available-for-sale | 217 | 422 | 646 |
| Purchases of other investments | -59 | 11 | 68 |
| Net change in loans | -6,315 | -1,573 | 17,039 |
| Purchase of bank owned life insurance | 287 | - | - |
| Net cash used in investing activities | 5,987 | 3,398 | -17,603 |
| Repayment of other borrowings | - | 0 | 4,815 |
| Dividends paid to shareholders | - | 0 | 8,801 |
| Net change in deposits | -26,563 | -9,962 | 75,857 |
| Exercise of stock options | - | 0 | 59 |
| Common stock repurchase | -4,077 | 1,944 | 2,148 |
| Proceeds from fhlb advances | 0 | 0 | 10,000 |
| Repayment of fhlb advances | 0 | 0 | 10,000 |
| Net cash provided by financing activities | -8,929 | -11,906 | 60,152 |
| Net change in cash and cash equivalents | -7,918 | -4,821 | 48,241 |
| Cash and cash equivalents at beginning of period | 84,845 | 41,425 | - |
| Cash and cash equivalents at end of period | 89,352 | 84,845 | - |
Affinity Bancshares, Inc. (AFBI)
Affinity Bancshares, Inc. (AFBI)