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Income Overview
Net Income
$2,284K
EPS
$0.36
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-03-31
2025-09-30
2025-06-30
Loans, including fees
11,138
11,219
11,195
Investment securities
465
833
858
Interest-earning deposits
746
868
770
Total interest income
12,349
12,920
12,823
Deposits
4,282
4,625
4,525
Fhlb advances and other borrowings
502
525
520
Total interest expense
4,784
5,150
5,045
Net interest income before provision for credit losses
7,565
7,770
7,778
Provision for credit losses
-100
12
17
Net gain on sale of other real estate owned
-
0
0
Net interest income after provision for credit losses
7,665
7,758
7,761
Service charges on deposit accounts
346
367
337
Other
206
221
203
Total noninterest income
552
588
540
Salaries and employee benefits
3,018
3,196
3,260
Occupancy
544
581
595
Data processing
584
531
550
Other
1,069
1,121
1,062
Total noninterest expenses
5,215
5,429
5,467
Income before income taxes
3,002
2,917
2,834
Income tax expense
718
700
682
Net income
2,284
2,217
2,152
Basic EPS
0.37
0.35
0.34
Diluted EPS
0.36
0.34
0.33
Basic Average Shares
6,095,117
6,256,780
6,312,589
Diluted Average Shares
6,297,092
6,427,697
6,457,397
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Loans, including fees
$11,138K
Interest-earning deposits
$746K
Investment securities
$465K
Total interest income
$12,349K
Net interest income
before provision for...
$7,565K
Provision for credit
losses
-$100K
Service charges on
deposit accounts
$346K
Other
$206K
Total interest
expense
$4,784K
Net interest income
after provision for...
$7,665K
Total noninterest
income
$552K
Deposits
$4,282K
Fhlb advances and
other borrowings
$502K
Income before income
taxes
$3,002K
Total noninterest
expenses
$5,215K
Net income
$2,284K
Income tax expense
$718K
Salaries and employee
benefits
$3,018K
Other
$1,069K
Data processing
$584K
Occupancy
$544K
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Affinity Bancshares, Inc. (AFBI)
Affinity Bancshares, Inc. (AFBI)