Financial insights of AFBI

MyFinsight

For the quarter ending 2025-09-30.

Income Statement	2025-09-30	2025-06-30
Loans, including fees	11,219	11,195
Investment securities	833	858
Interest-earning deposits	868	770
Total interest income	12,920	12,823
Deposits	4,625	4,525
Fhlb advances and other borrowings	525	520
Total interest expense	5,150	5,045
Net interest income before provision for credit losses	7,770	7,778
Provision for credit losses	12	17
Net interest income after provision for credit losses	7,758	7,761
Service charges on deposit accounts	367	337
Net gain on sale of other real estate owned	0	0
Other	221	203
Total noninterest income	588	540
Salaries and employee benefits	3,196	3,260
Occupancy	581	595
Data processing	531	550
Other	1,121	1,062
Total noninterest expenses	5,429	5,467
Income before income taxes	2,917	2,834
Income tax expense	700	682
Net income	2,217	2,152

Basic EPS	0.35	0.34
Diluted EPS	0.34	0.33
Basic Average Shares	6,256,780	6,312,589
Diluted Average Shares	6,427,697	6,457,397

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.