Financial insights of AFBI

MyFinsight

For the quarter ending 2026-03-31.

Income Statement	2026-03-31	2025-09-30	2025-06-30
Loans, including fees	11,138	11,219	11,195
Investment securities	465	833	858
Interest-earning deposits	746	868	770
Total interest income	12,349	12,920	12,823
Deposits	4,282	4,625	4,525
Fhlb advances and other borrowings	502	525	520
Total interest expense	4,784	5,150	5,045
Net interest income before provision for credit losses	7,565	7,770	7,778
Provision for credit losses	-100	12	17
Net gain on sale of other real estate owned	-	0	0
Net interest income after provision for credit losses	7,665	7,758	7,761
Service charges on deposit accounts	346	367	337
Other	206	221	203
Total noninterest income	552	588	540
Salaries and employee benefits	3,018	3,196	3,260
Occupancy	544	581	595
Data processing	584	531	550
Other	1,069	1,121	1,062
Total noninterest expenses	5,215	5,429	5,467
Income before income taxes	3,002	2,917	2,834
Income tax expense	718	700	682
Net income	2,284	2,217	2,152

Basic EPS	0.37	0.35	0.34
Diluted EPS	0.36	0.34	0.33
Basic Average Shares	6,095,117	6,256,780	6,312,589
Diluted Average Shares	6,297,092	6,427,697	6,457,397

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.