For the quarter ending 2025-09-30, ASRV has $1,461,494K in assets. $1,346,919K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from depository institutions | 14,666 | 20,228 | ||
| Interest bearing deposits and short-term investments | 39,098 | 4,805 | ||
| Cash and cash equivalents | 53,764 | 25,033 | ||
| Available for sale, at fair value (allowance for credit losses 360 on december 31, 2024) | 169,561 | 169,765 | ||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 2,500 | - | ||
| USGovernment Agencies Debt Securities | 2,500 | - | ||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 33,769 | - | ||
| Mortgage Backed Securities Issued By USGovernment Sponsored Enterprises | 33,769 | - | ||
| Debt Securities Held To Maturity Excluding Accrued Interest After Allowance For Credit Loss | 28,504 | - | ||
| Municipal Bonds | 28,504 | - | ||
| Credit Ratingaaaaa | 1,000 | - | ||
| Unrated | 1,406 | - | ||
| Other Debt Securities | 2,406 | - | ||
| Held to maturity (fair value 63,492 on september 30, 2025 and 58,471 on december 31, 2024 allowance for credit losses 94 on september 30, 2025 and 89 on december 31, 2024) | 67,179 | 67,555 | ||
| Trading securities | 4,462 | 4,205 | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Not Past Due | 84,663 | - | ||
| Financing receivable, nonaccrual | 3,818 | - | ||
| Commercial Loans Secured By Owner Occupied Real Estate-Commercial Portfolio Segment | 88,481 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Not Past Due | 136,618 | - | ||
| Financing Receivables60To89Days Past Due | 89 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 44 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Past Due | 133 | - | ||
| Financing receivable, nonaccrual | 3,610 | - | ||
| Commercial And Industrial-Commercial Portfolio Segment | 140,361 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Not Past Due | 178,442 | - | ||
| Financing Receivables30To59Days Past Due | 981 | - | ||
| Financing Receivables60To89Days Past Due | 520 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Past Due | 1,501 | - | ||
| Financing receivable, nonaccrual | 606 | - | ||
| Commercial Loans Secured By Non Owner Occupied Retail Real Estate-Commercial Portfolio Segment | 180,549 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease | 125,754 | - | ||
| Commercial Loans Secured By Non Owner Occupied Multi Family Real Estate-Commercial Portfolio Segment | 125,754 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Not Past Due | 230,625 | - | ||
| Financing Receivable Accrual | 188 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Past Due | 188 | - | ||
| Financing receivable, nonaccrual | 5,539 | - | ||
| Commercial Loans Secured By Non Owner Occupied Other Commercial Real Estate-Commercial Portfolio Segment | 236,352 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Not Past Due | 172,036 | - | ||
| Financing Receivables30To59Days Past Due | 39 | - | ||
| Financing Receivables60To89Days Past Due | 81 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 243 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Past Due | 363 | - | ||
| Financing receivable, nonaccrual | 213 | - | ||
| Residential Mortgage | 172,612 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Not Past Due | 110,456 | - | ||
| Financing Receivables30To59Days Past Due | 461 | - | ||
| Financing Receivables60To89Days Past Due | 17 | - | ||
| Financing Receivables Equal To Greater Than90Days Past Due | 5 | - | ||
| Amortized cost of financing receivable on accrual status. excludes net investment in lease-Financial Asset Past Due | 483 | - | ||
| Financing receivable, nonaccrual | 635 | - | ||
| Consumer Portfolio Segment | 111,574 | - | ||
| Loans (net of unearned income 532 on september 30, 2025 and 517 on december 31, 2024) | 1,055,683 | 1,069,060 | ||
| Specific reserve allocation | 1,794 | - | ||
| General reserve allocation | 12,614 | - | ||
| Less allowance for credit losses | 14,408 | 14,060 | ||
| Net loans | 1,041,275 | 1,055,000 | ||
| Operating lease right-of-use asset | 1,442 | 1,489 | ||
| Financing lease right-of-use asset | 2,163 | 2,219 | ||
| Loans held for sale | - | 160 | ||
| Other premises and equipment, net | 13,884 | 13,775 | ||
| Accrued interest income receivable | 6,021 | 5,738 | ||
| Goodwill | 13,611 | 13,611 | ||
| Net deferred tax asset | - | 370 | ||
| Core deposit intangible | 61 | 66 | ||
| Bank owned life insurance | 39,172 | 40,301 | ||
| Federal home loan bank stock | 4,004 | 4,270 | ||
| Federal reserve bank stock | 2,161 | 2,161 | ||
| Other real estate owned and repossessed assets | 240 | 258 | ||
| Other assets | 42,494 | 42,757 | ||
| Total assets | 1,461,494 | 1,448,733 | ||
| Non-interest bearing deposits | 199,656 | 203,016 | ||
| Interest bearing deposits | 1,058,932 | 1,041,517 | ||
| Total deposits | 1,258,588 | 1,244,533 | ||
| Short-term borrowings | - | 2,688 | ||
| Advances from federal home loan bank | 48,023 | 48,923 | ||
| Operating lease liabilities | 1,471 | 1,516 | ||
| Financing lease liabilities | 2,549 | 2,596 | ||
| Subordinated debt | 26,757 | 26,747 | ||
| Total borrowed funds | 78,800 | 82,470 | ||
| Net deferred tax liability | 415 | - | ||
| Other liabilities | 9,116 | 10,809 | ||
| Total liabilities | 1,346,919 | 1,337,812 | ||
| Common stock, par value 0.01 per share 30,000,000 shares authorized 26,776,089 shares issued and 16,519,267 shares outstanding on september 30, 2025 and december 31, 2024 | 268 | 268 | ||
| Treasury stock at cost, 10,256,822 shares on september 30, 2025 and december 31, 2024 | 84,791 | 84,791 | ||
| Capital surplus | 146,372 | 146,372 | ||
| Retained earnings | 63,166 | 61,117 | ||
| Accumulated other comprehensive loss | -10,440 | -12,045 | ||
| Total shareholders' equity | 114,575 | 110,921 | ||
| Total liabilities and shareholders' equity | 1,461,494 | 1,448,733 | ||
AMERISERV FINANCIAL INC PA (ASRV)
AMERISERV FINANCIAL INC PA (ASRV)