Financial insights of ASRV

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$2,544K
EPS
$0.15
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Interest and fees on loans	15,688	14,932	14,508	14,301
Interest bearing deposits and short-term investments	144	175	114	55
Available for sale	1,967	1,876	1,810	1,765
Held to maturity	640	665	590	587
Trading securities	44	41	-	-
Total interest income	18,483	17,689	17,022	16,708
Deposits	6,549	6,408	6,124	6,515
Short-term borrowings	111	43	76	417
Advances from federal home loan bank	528	555	602	600
Financing lease liabilities	25	25	26	26
Subordinated debt	263	264	263	263
Total interest expense	7,476	7,295	7,091	7,821
Net interest income	11,007	10,394	9,931	8,887
Provision (recovery) for credit losses	360	3,133	-97	-51
Net interest income after provision (recovery) for credit losses	10,647	7,261	10,028	8,938
Non-interest income-Asset Management1	2,849	-	-	-
Non-interest income-Deposit Account	303	-	-	-
Non-interest income-Asset Management1	-	2,782	-	-
Mortgage banking revenue	39	58	28	-
Non-interest income-Deposit Account	-	267	-	-
Trading securities revenue	55	35	-	-
Non-interest income	-	-	3,139	-
Bank owned life insurance	533	244	264	-
Other income	622	710	690	-
Total non-interest income	4,401	4,096	4,121	4,203
Salaries and employee benefits	7,317	7,076	7,223	7,122
Net occupancy expense	705	746	841	706
Equipment expense	376	404	390	371
Professional fees	601	903	685	792
Data processing and it expense	1,247	1,153	1,252	1,287
Supplies, postage and freight	176	172	174	163
Miscellaneous taxes and insurance	366	364	348	339
Federal deposit insurance expense	260	240	240	255
Other expense	916	651	610	686
Total non-interest expense	11,964	11,709	11,763	11,721
Pretax income	3,084	-352	2,386	1,420
Provision for income taxes	540	-70	478	237
Net income	2,544	-282	1,908	1,183

Basic EPS	0.15	-0.02	0.12	0.07
Diluted EPS	0.15	-0.02	0.12	0.07
Basic Average Shares	16,519,267	16,519,000	16,519,000	16,519,000
Diluted Average Shares	16,519,368	16,519,000	16,519,000	16,519,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,544K
EPS
$0.15
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$2,544K
EPS
$0.15
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,544KEPS$0.15Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,544KEPS$0.15Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,544K
EPS
$0.15
Unit: Thousand (K) dollars

Net Income
$2,544K
EPS
$0.15
Unit: Thousand (K) dollars