AMERISERV FINANCIAL INC PA (ASRV)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Non-interest income-Asset Management1 | 2,782 | - | - | - |
| Non-interest income-Deposit Account | 267 | - | - | - |
| Other income | 710 | 690 | - | - |
| Mortgage banking revenue | 58 | 28 | - | - |
| Bank owned life insurance | 244 | 264 | - | - |
| Trading securities revenue | 35 | - | - | - |
| Non-interest income | - | 3,139 | - | - |
| Total non-interest income | 4,096 | 4,121 | 4,203 | 4,372 |
| Miscellaneous taxes and insurance | 364 | 348 | 339 | 335 |
| Supplies, postage and freight | 172 | 174 | 163 | 146 |
| Professional fees | 903 | 685 | 792 | 2,094 |
| Other expense | 651 | 610 | 686 | 1,101 |
| Net occupancy expense | 746 | 841 | 706 | 730 |
| Salaries and employee benefits | 7,076 | 7,223 | 7,122 | 7,108 |
| Data processing and it expense | 1,153 | 1,252 | 1,287 | 1,142 |
| Federal deposit insurance expense | 240 | 240 | 255 | 250 |
| Equipment expense | 404 | 390 | 371 | 391 |
| Total non-interest expense | 11,709 | 11,763 | 11,721 | 13,297 |
| Provision (recovery) for credit losses | 3,133 | -97 | -51 | 434 |
| Subordinated debt | 264 | 263 | 263 | 263 |
| Short-term borrowings | 43 | 76 | 417 | 407 |
| Advances from federal home loan bank | 555 | 602 | 600 | 548 |
| Deposits | 6,408 | 6,124 | 6,515 | 6,389 |
| Financing lease liabilities | 25 | 26 | 26 | 28 |
| Total interest expense | 7,295 | 7,091 | 7,821 | 7,635 |
| Trading securities | 41 | - | - | - |
| Available for sale | 1,876 | 1,810 | 1,765 | 1,875 |
| Interest and fees on loans | 14,932 | 14,508 | 14,301 | 14,003 |
| Held to maturity | 665 | 590 | 587 | 571 |
| Interest bearing deposits and short-term investments | 175 | 114 | 55 | 61 |
| Total interest income | 17,689 | 17,022 | 16,708 | 16,510 |
| Net interest income | 10,394 | 9,931 | 8,887 | 8,875 |
| Net interest income after provision (recovery) for credit losses | 7,261 | 10,028 | 8,938 | 8,441 |
| Pretax income (loss) | -352 | 2,386 | 1,420 | -484 |
| Provision (credit) for income taxes | -70 | 478 | 237 | -109 |
| Net income (loss) | -282 | 1,908 | 1,183 | -375 |
| Earnings per share, basic | -0.02 | 0.12 | 0.07 | -0.02 |
| Earnings per share, diluted | -0.02 | 0.12 | 0.07 | -0.02 |
| Weighted average number of shares outstanding, basic | 16,519,000 | 16,519,000 | 16,519,000 | 17,030,000 |
| Weighted average number of shares outstanding, diluted | 16,519,000 | 16,519,000 | 16,519,000 | 17,030,000 |