For the quarter ending 2025-09-30, ASRV had $28,731K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 2,544 | 1,626 |
| Provision (recovery) for credit losses | 360 | 3,036 |
| Depreciation and amortization expense | 500 | 1,053 |
| Amortization expense of core deposit intangible | 5 | 11 |
| Amortization of fair value adjustment on acquired time deposits | 0 | -1 |
| Net (accretion) amortization of investment securities | 16 | 25 |
| Net amortization of deferred loan fees | 45 | 84 |
| Net gains on loans held for sale | 22 | 56 |
| Origination of mortgage loans held for sale | 1,126 | 3,201 |
| Sales of mortgage loans held for sale | 1,308 | 3,557 |
| Increase in accrued interest receivable | 283 | 252 |
| Increase (decrease) in accrued interest payable | -630 | 669 |
| Earnings on bank owned life insurance | 533 | 508 |
| Deferred income taxes | 359 | 234 |
| Net change in trading securities | 257 | 4,205 |
| Net change in operating leases | 45 | 88 |
| Other, net | 715 | 1,229 |
| Net cash provided by (used in) operating activities | 1,404 | 537 |
| Purchase of investment securities - available for sale | 10,446 | 25,856 |
| Purchase of investment securities - held to maturity | 3,001 | 5,958 |
| Proceeds from sale of investment securities - available for sale | - | 0 |
| Proceeds from maturities of investment securities - available for sale | 12,687 | 14,885 |
| Proceeds from maturities of investment securities - held to maturity | 3,386 | 2,283 |
| Purchase of regulatory stock | 4,235 | 5,631 |
| Proceeds from redemption of regulatory stock | 4,501 | 6,084 |
| Net decrease (increase) in loans | -13,446 | 4,047 |
| Purchase of premises and equipment | 506 | 141 |
| Proceeds from sale of other real estate owned and repossessed assets | 10 | 1,414 |
| Proceeds from life insurance policies | 1,560 | 351 |
| Net cash provided by investing activities | 17,402 | -16,616 |
| Net increase in deposit balances | 14,055 | 43,539 |
| Net decrease in other short-term borrowings | -2,688 | -11,954 |
| Principal borrowings on advances from federal home loan bank | 500 | 1,408 |
| Principal repayments on advances from federal home loan bank | 1,400 | 8,543 |
| Principal payments on financing lease liabilities | 47 | 93 |
| Common stock dividend paid | 495 | 991 |
| Net cash provided by financing activities | 9,925 | 23,366 |
| Net increase in cash and cash equivalents | 28,731 | 7,287 |
| Cash and cash equivalents at beginning of period | 17,746 | - |
| Cash and cash equivalents at end of period | 53,764 | - |
AMERISERV FINANCIAL INC PA (ASRV)
AMERISERV FINANCIAL INC PA (ASRV)