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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
-$8,343K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Repayment of long-term federal h...
    • Net income (loss)
    • Net change in loans
    • Others
Negative Cash Flow Breakdown
    • Maturities, principal payments, ...
    • Credit loss expense - loans
    • Net change in short-term federal...
    • Others

Cash Flow
2026-03-31
2025-09-30
2025-06-30
Net income (loss)
14,618 -907 -7,715
Depreciation and amortization of premises and equipment
-1,233 633 1,276
Credit loss expense - loans
-19,449 1,480 18,828
Credit loss expense - off-balance sheet credit exposures
312 59 -141
Net write down on premises and equipment no longer in use
--5 356
Net loss on sale of securities available for sale
-0 -619
Gain on sale of loans
-120 71 79
(gain) loss on premises and equipment
3 --
Net amortization of securities
-7 125 100
Proceeds from sale of loans
-2,480 1,691 1,916
Loans originated for sale
-3,466 3,364 987
Amortization of right of use assets
-232 115 233
Amortization of subordinated debt issuance costs
-62 40 59
Increase in cash surrender value of bank-owned life insurance
-578 279 568
Increase in income tax receivable
-1,148 5,728
Net change in accrued interest receivable
902 -781 25
Esop expense
-278 637 -
Issuance of common shares donated to the avidia bank charitable foundation
-9,000 -
Other, net
2,550 -15,589 12,512
Net cash provided (used) by operating activities
-11,182 24,126 -4,568
Purchases of federal home loan bank stock
-421 4,806
Maturities, principal payments, calls and sales
-34,096 11,375 38,529
Purchases
-348 11,970 32,103
Maturities, principal payments, calls and sales
-1,000 -
Redemption of federal home loan bank stock
-6,241 773 7,452
Net change in loans
-13,888 --
Loan originations, net of principal payments
-27,292 67,172
Purchases of bank owned life insurance
10,000 --
Proceeds from sale of premises and equipment
-94 -44 156
Purchases of premises and equipment
-2,839 871 2,620
Net cash used by investing activities
65,335 -27,450 -60,564
Net change in deposits
5,221 -363,740 376,396
Net proceeds from stock offering and issuance of common shares
-186,195 -
Net change in mortgagors' escrow accounts
-212 -122
Purchase of common shares by the esop
-16,061 -
Net change in short-term federal home loan bank advances
-10,000 0 -15,000
Repayment of long-term federal home loan bank advances
-20,000 0 50,000
Cash dividends declared and paid on common stock
1,004 --
Net cash (used) provided by financing activities
-156,007 -193,394 311,274
Net change in cash and cash equivalents
-101,854 -196,718 246,142
Cash and due from banks at beginning of year
111,868 62,444 -
Cash and due from banks at end of year
93,024 111,868 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

something is missing$98,691K Net change in loans-$13,888K Purchases of premises andequipment-$2,839K Purchases-$348K Net cash used byinvesting activities$65,335K Canceled cashflow$50,431K Net change in cashand cash...-$101,854K Canceled cashflow$65,335K Repayment of long-termfederal home loan bank...-$20,000K Net change indeposits$5,221K Net income (loss)$14,618K Loans originated forsale-$3,466K Increase in cashsurrender value of...-$578K Credit loss expense -off-balance sheet credit...$312K Gain on sale of loans-$120K Net amortization ofsecurities-$7K Maturities, principalpayments, calls and sales-$34,096K Purchases of bank ownedlife insurance$10,000K Redemption of federal homeloan bank stock-$6,241K Proceeds from sale ofpremises and equipment-$94K Net cash (used)provided by financing...-$156,007K Canceled cashflow$25,221K Net cash provided(used) by operating...-$11,182K Canceled cashflow$19,101K something is missing-$170,224K Net change inshort-term federal home...-$10,000K Cash dividendsdeclared and paid on...$1,004K Credit loss expense -loans-$19,449K something is missing-$3,094K Other, net$2,550K Proceeds from sale ofloans-$2,480K Depreciation andamortization of premises and...-$1,233K Net change inaccrued interest...$902K Esop expense-$278K Amortization of right of useassets-$232K Amortization of subordinateddebt issuance costs-$62K (gain) loss on premisesand equipment$3K

Avidia Bancorp, Inc. (AVBC)

Avidia Bancorp, Inc. (AVBC)